積算100
[Assessed 90.7%] Detached house in Zama, Kanagawa — 15 min from Sobudai-mae Sta.
Assessed 90.7%Detached houseZama, KanagawaSobudai-mae Sta. 15 min walk

[Assessed 90.7%] Detached house in Zama, Kanagawa — 15 min from Sobudai-mae Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationZama, Kanagawa
Nearest StationOdakyu Odawara Line Sobudai-mae Sta.
Walk15 min walk
Assessed Ratio90.7%Assessed 90.7%
Price¥38,000,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 2025 (1 years old)
Land Area108.03㎡
Building Area97.29㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥38,000,000View listing

Assessed Value Breakdown

Land assessed value¥14,043,900
Building assessed value¥20,430,900
Total assessed value¥34,474,800
Asking price¥38,000,000
Assessed ratio90.7%

Calculation basis

  • Land = road price ¥130,000/m² × land area 108.03m²
  • Building = replacement cost ¥220,000/m² × floor area 97.29m² × remaining life 21y ÷ statutory life 22y
  • Built Mar 2025 (1 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.0%
YearRoad price (JPY/m²)YoY
2024125,000—
2025130,000+4.0%
2026130,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the athome listing had no on-site photos, we checked the exterior and front-road photos in the SUUMO listing for the same property, and the road prices of the streets in Myoo on the 2026 road price map (sheet 80047).

Locating the road price

We traced the streets of Myoo on the 2026 road price map (sheet 80047). The grid streets range from 105,000 to 135,000 yen/m²; 130,000 yen/m² is the most common value (about 11 streets), so we used it as the representative value. On the same street it moved from 125,000 yen in 2024 to 130,000 yen in 2025 and 130,000 yen in 2026. The leasehold-ratio symbol is D throughout.

View source
Effective land area

There is no private-road burden, and the public road on the northeast side is 4.5 m wide, so no setback applies. The registered land area of 108.03 m² is used as-is in the valuation.

On-site check from photos

The athome listing only had a floor plan and neighbourhood photos, so we checked the on-site photos in the SUUMO listing for the same property (price, areas, build date and layout all match). The front road is flat and paved, and the parking slab is almost level with the road. The side boundaries are low block walls of two or three courses, with neighbouring ground at about the same height. There is no retaining wall, stairway or slope; the lot is regular in shape and not a flag lot.

Building valuation assumptions

A detached two-storey wooden house, not a row house (the neighbouring houses are the same built-for-sale design). Because it is almost new, the building's assessed value exceeds that of the land.

What We Could Not Confirm

  • The lot number is not disclosed and the listing has no map, so we could not identify which grid street the property faces. The streets in the area range from 105,000 to 135,000 yen/m², which would put the assessed ratio between 83.6% and 92.1%.
  • The boundary with the neighbour behind the house is not shown in the photos, so any height difference or the condition of the wall there is unconfirmed.
  • The remarks say parking "depends on the vehicle", but the listing does not state the maximum vehicle length, width or height.
  • The remarks say the judicial scrivener is designated by the seller; the listing gives no estimate of the registration costs.
  • The SUUMO listing mentions solar panels, but neither their capacity nor whether the power-sale contract can be taken over is stated.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Zama Iriyanishi

About 603 m according to the distance given in the athome listing. A convenience store in Iriyanishi 1-chome, Zama.

Source
Create SD Sobudai

About 994 m according to the listing. A drugstore in Sobudai 1-chome, Zama, near Sobudai-mae Station.

Source
Odakyu OX Sobudai

About 1,108 m according to the listing. A grocery supermarket next to Sobudai-mae Station in Sobudai 1-chome, Zama.

Source

Neighborhood ② Dining Near the Station

Daikiku (大菊)

About 430 m northeast in a straight line from the centroid of Myoo (location from OpenStreetMap). A noodle restaurant in Midorigaoka 5-chome, Zama.

Source
Honke Kamadoya

About 460 m northeast in a straight line from the centroid of Myoo. A take-out bento shop in Midorigaoka 4-chome, Zama.

Source
Beijing Cuisine Soryu (北京料理 双龍)

About 690 m north in a straight line from the centroid of Myoo. A Chinese restaurant in Midorigaoka 6-chome, Zama.

Source

About This Property

A nearly new detached house built in March 2025 in Myoo, Zama, a 15-minute walk from Sobudai-mae Station on the Odakyu Odawara Line and 17 minutes from Zama Station on the same line (20 minutes according to the SUUMO listing). Sobudai-shita Station on the JR Sagami Line is a 24-minute walk. Myoo is a grid-planned residential area in a Category 1 low-rise residential zone. For shopping, the athome listing gives distances of about 603 m to FamilyMart Zama Iriyanishi, about 994 m to Create SD Sobudai and about 1,108 m to Odakyu OX Sobudai. Restaurants were looked up on OpenStreetMap: measured in a straight line from the centroid of Myoo, a noodle restaurant and a take-out bento shop lie about 430-460 m to the northeast, and a Chinese restaurant about 690 m to the north.

The two-storey wooden 4LDK house has 97.29 m² of floor area, with an LDK of about 16.75 tatami, a 7-tatami main bedroom, two balconies and two toilets. It has 24-hour ventilation, a system kitchen and a video intercom; the SUUMO listing also mentions solar panels and individual LP gas. The land is 108.03 m² (registered area), freehold, with land category "residential land". It fronts a 4.5 m public road on the northeast side, with no private-road burden. The zoning is Category 1 low-rise residential (building coverage 50%, floor-area ratio 100%), within a Building Standards Act Article 22 fire-prevention area and a landscape-law area. Parking for two cars side by side. The owner currently lives in the house, and the handover date is negotiable.

⚠️ The listing remarks state "current condition prevails", "judicial scrivener designated by the seller" and "parking depends on the vehicle". This means that if the listing and the actual condition differ, the actual condition takes precedence; the buyer cannot choose the judicial scrivener who handles the ownership-transfer registration; and even with the two-car parking space, some vehicles may not fit depending on their size. The listing states no restriction on rebuilding and no disclosure items. The transaction is brokered, and the same property is also listed on SUUMO by two other companies.

The 2026 inheritance-tax road price is 130,000 yen/m² (125,000 → 130,000 → 130,000 over three years, up 4.0%), giving an assessed ratio of 90.7% against the 38.0 million yen price. Because the house is almost new, however, the building accounts for about 60% (about 20.43 million yen) of the assessed value. The building's assessed value declines every year with age; for this house it falls by about 0.97 million yen a year, or about 2.6 percentage points of the price. If the price stays the same, the assessed ratio will keep falling year by year. The house is listed for owner-occupation, and the listing gives no rent estimate.

Estimated Financing

Assessed value ¥34,474,800 → estimated loan ¥34,470,000 (91% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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