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[Assessed 83.1%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 17 min from Sagamihara Sta.
Assessed 83.1%Detached houseChuo Ward, Sagamihara, KanagawaSagamihara Sta. 17 min walk

[Assessed 83.1%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 17 min from Sagamihara Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Sagamihara Sta.
Walk17 min walk
Assessed Ratio83.1%Assessed 83.1%
Price¥48,800,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area124.72㎡
Building Area99.22㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥48,800,000View listing

Assessed Value Breakdown

Land assessed value¥18,708,000
Building assessed value¥21,828,400
Total assessed value¥40,536,400
Asking price¥48,800,000
Assessed ratio83.1%

Calculation basis

  • Land = road price ¥150,000/m² × land area 124.72m²
  • Building = replacement cost ¥220,000/m² × floor area 99.22m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.1%
YearRoad price (JPY/m²)YoY
2024135,000—
2025145,000+7.4%
2026150,000+3.4%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the 2026 road price map (map no. 78064), the lot plan and photos on HOME'S, and the listings for other units in the same development to confirm the land area and the condition of the site.

Locating the road price

On the 2026 road price map (map no. 78064) we traced the block roads of Miyashita-honcho 1-chome and took the most common value, ¥150,000/㎡. From the lot plan and the map position on HOME'S, the 6 m public road to the southwest that Unit 2 faces is the same segment as Unit 4 in the same development, in the ¥150,000 band. Over three years it went from ¥135,000 to ¥145,000 to ¥150,000, up about 11.1%. The leasehold ratio symbol is D.

View source
Effective land area

The land is 124.72㎡ with no private-road share listed. The HOME'S note "includes an access strip of about 44㎡" was judged to be common wording for the whole development and not deducted: the lot plan shows no access strip for Unit 2, the figure matches Unit 1's strip along the west side (3.09 m wide × about 14.2 m deep ≈ 43.8㎡), Unit 4's listing carries the same wording, and SUUMO shows access strips only for Units 1, 3 and 5. If 44㎡ were deducted, the effective land would be 80.72㎡ and the assessed ratio 69.5%.

On-site check from photos

We checked the lot plan, two exterior photos and a photo of the parking area on HOME'S. The site is flat graded land, and the concrete parking surface differs from the front road only by about a curb's height. The east and west boundaries have low blocks and mesh fences with the ground at the same level on both sides; no retaining wall, stepped access or slope is visible. It is a detached two-storey wooden house, not a row house.

Building valuation assumptions

An unoccupied two-storey wooden 4LDK completed in April 2026 (99.22㎡ of floor area). It is certified as long-life quality housing, has a construction housing performance evaluation and a BELS rating, and a ground survey has been carried out. The floor area is within the 80% floor-area-ratio limit (about 99.78㎡).

Listing check

The same Unit 2 is listed on Kenbiya by several brokers (four listings including the source of this article), and the price, land area, floor area and completion date matched the HOME'S listing. Unit 4 in the same development (¥44.8 million, 125.36㎡ of land) was listed around the same time.

What We Could Not Confirm

  • That the HOME'S note "the land area includes an access strip of about 44㎡" does not apply to this unit is a judgement based on the lot plan, the matching area and the listings for other units in the development. It needs to be confirmed with the broker; if 44㎡ were deducted, the assessed ratio would be 69.5%.
  • The boundaries with Units 1, 3 and 5 to the north do not appear in the photos. We assume they are level as part of the same graded site, but any difference in ground level needs to be checked on site.
  • The yield has not been set, and the listing gives no expected rent for letting the house.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Belc

Supermarket in Miyashita-honcho 1-chome, Chuo Ward, Sagamihara. About 440 m in a straight line north-northwest of the map position on HOME'S (OpenStreetMap).

Source
Lawson

Convenience store in Miyashita-honcho 2-chome, Chuo Ward, Sagamihara. About 520 m in a straight line west of the property coordinates (OpenStreetMap).

Source
7-Eleven Sagamihara Miyashita

Convenience store in Miyashita-honcho 2-chome, Chuo Ward, Sagamihara. About 800 m in a straight line west of the property coordinates (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Minmin

Restaurant in Miyashita-honcho 2-chome, Chuo Ward, Sagamihara. About 430 m in a straight line northwest of the property coordinates (OpenStreetMap).

Source
Susukino Ramen

Ramen shop in Susukinocho, Chuo Ward, Sagamihara. About 870 m in a straight line west of the property coordinates (OpenStreetMap).

Source
HAVELI

Indian restaurant in Miyashita-honcho 2-chome, Chuo Ward, Sagamihara. About 880 m in a straight line west-northwest of the property coordinates (OpenStreetMap).

Source

About This Property

⚠️ One of the source listings (HOME'S) notes that "the land area includes an access strip of about 44㎡". According to the lot plan, this house (Unit 2) is a front-row lot facing the 6 m public road to the southwest directly with 8.79 m of frontage, and has no access strip. The access strip of Unit 1 (3.09 m wide), which runs along the west side, comes to about 44㎡; the listing for Unit 4 in the same development carries the same wording; and SUUMO's per-unit figures show access strips only for Units 1, 3 and 5. We therefore judged the note to be common wording for the whole development and assessed the full 124.72㎡ without deduction. However, the wording does appear in Unit 2's own listing, and if 44㎡ were deducted the assessed ratio would be 69.5%. This needs to be confirmed with the broker.

This is a newly built house in Miyashita-honcho 1-chome, Chuo Ward, Sagamihara, a 17-minute walk from Sagamihara Station on the JR Yokohama Line and 24 minutes from Tamasakai Station on the Keio Sagamihara Line. It is Unit 2 of the five-unit development "Miyashita-honcho 1-chome No. 7", in a flat, graded residential area. Nearby facilities are shown as straight-line distances from the map position on HOME'S to their positions on OpenStreetMap: the Belc supermarket about 440 m, Lawson about 520 m and 7-Eleven Sagamihara Miyashita about 800 m; for restaurants, Minmin about 430 m, Susukino Ramen about 870 m and the Indian restaurant HAVELI about 880 m. The area north of the property borders Oyamamachi in Machida, Tokyo, and the listing's nearby-facilities section also includes shops on the Machida side such as Gyomu Super.

The building is an unoccupied two-storey wooden 4LDK completed in April 2026 (99.22㎡ of floor area). It is certified as long-life quality housing, has a construction housing performance evaluation and a BELS rating, and a ground survey has been carried out. The land is 124.72㎡ freehold in a Category 1 low-rise exclusive residential zone (50% building coverage, 80% floor-area ratio), and the floor area is within the limit of about 99.78㎡. The lot faces only the 6 m public road to the southwest, needs no setback, and no private-road share is listed. There is parking for three cars and a 1/5 share of a 1.81㎡ garbage collection area. Restrictions include an Article 22 district, the Landscape Act, a residential land development regulation area and the Cultural Properties Protection Act. The house is vacant and available immediately; the seller is Asahi Tochi Tatemono and the transaction is brokered.

The 2026 road price is ¥150,000/㎡, up about 11.1% over three years from ¥135,000 to ¥145,000 to ¥150,000. As the house is new, the building's assessed value exceeds that of the land, and the assessed ratio against the ¥48.8 million asking price is 83.1%. Because the building's assessed value decreases every year with age, the ratio will change differently from that of older properties where land makes up most of the value. The yield has not been set, and the listing gives no rent level for letting the house, so this needs to be checked separately. In the listing photos the front road and the parking area are almost level, and no retaining wall or stepped access is visible.

Estimated Financing

Assessed value ¥40,536,400 → estimated loan ¥40,530,000 (83% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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