積算100
[Assessed 81.5%] Detached house in Yamato, Kanagawa — 20 min from Sakuragaoka Sta.
Assessed 81.5%Detached houseYamato, KanagawaSakuragaoka Sta. 20 min walk

[Assessed 81.5%] Detached house in Yamato, Kanagawa — 20 min from Sakuragaoka Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationYamato, Kanagawa
Nearest StationOdakyu Enoshima Line Sakuragaoka Sta.
Walk20 min walk
Assessed Ratio81.5%Assessed 81.5%
Price¥45,800,000
TypeDetached house
StructureWooden
BuiltBuilt Feb 2026 (0 years old)
Land Area125.1㎡
Building Area98.53㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥45,800,000View listing

Assessed Value Breakdown

Land assessed value¥15,637,500
Building assessed value¥21,676,600
Total assessed value¥37,314,100
Asking price¥45,800,000
Assessed ratio81.5%

Calculation basis

  • Land = road price ¥125,000/m² × land area 125.1m²
  • Building = replacement cost ¥220,000/m² × floor area 98.53m² × remaining life 22y ÷ statutory life 22y
  • Built Feb 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.7%
YearRoad price (JPY/m²)YoY
2024115,000—
2025120,000+4.3%
2026125,000+4.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We read the block roads in the east-bank area of the Sakai River on the FY2026 road price map to choose a representative value, checked road access and retaining heights from the plot plan and ten listing photos, and show in figures how small the valuation margin is.

Locating the road price

On the FY2026 road price map (sheet 80172), we used the roads on the plot plan and the position of the municipal baseball ground to place the property in the part of Kamiwada between the Sakai and Aizawa rivers. In this area the north-south road along the Sakai River and all five east-west roads to the north are JPY 125,000/㎡ (D), and the municipal road on the west is the same, so JPY 125,000 is the representative value. The same road was JPY 115,000 in 2024, JPY 120,000 in 2025 and JPY 125,000/㎡ in 2026. South of Miyakubo Park, values of JPY 115,000-125,000 are mixed, and the most common value for the whole district (13 sheets) has not been counted across all sheets.

View source
Effective land area

On the plot plan, Unit 5 measures about 12.44m x 10.05m (about 125.0㎡), consistent with the listed land area of 125.1㎡. It directly faces the municipal road on the west, and no private road burden, flag-shaped access or setback is listed, so no deduction was made.

Building valuation assumptions

A two-storey wooden house of 98.53㎡ (49.68㎡ on the ground floor, 48.85㎡ on the first floor) with no built-in garage; parking for two cars is outdoors. The completion date is February 2026 on SUUMO and March 2026 on Kenbiya, so we used the earlier February 2026 (either way the building is 0 years old).

On-site check from photos

We checked ten listing photos (three exteriors, the front road, parking, entrance, plot plan, floor plan and others). The parking area is a concrete apron almost level with the front road, with a step of about 0-0.1m. The boundaries with the vacant lot to the north and Unit 6 to the south are block retaining walls, estimated at about 0.6-0.8m from the number of joints. The four entrance steps reflect the raised foundation and are not stair access. The east (rear) boundary is not shown.

What We Could Not Confirm

  • The assessed ratio of 81.5% leaves little margin. The representative value is JPY 125,000/㎡, the most common value on block roads in the east-bank area of the Sakai River where the property is located; at JPY 120,000/㎡ it would be 80.1%, and at JPY 115,000/㎡ it would drop to 78.7%.
  • Kamiwada spans 13 road price map sheets, and the most common road price for the whole district has not been counted across all of them. On the three sheets checked (80172, 80186, 80198), JPY 125,000 and 120,000 roads are the most common, with others from JPY 110,000 to 140,000.
  • The "corner lot" and "faces a south road" features on SUUMO do not match the plot plan (access only to a 6.0m municipal road on the west). SUUMO's "road width 4m" also differs from the plot plan, so road access should be confirmed with the agent.
  • Because the property is beside the Sakai River, whether it falls within a flood inundation zone needs to be checked on Yamato City's hazard map.
  • The 0.6-0.8m height of the block retaining walls on the north and south boundaries is an estimate from photos, not a measurement. The east (rear) boundary does not appear in the photos, so its level difference and any retaining wall have not been confirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Yamato Kamiwada Chuo
10 min walk from the station

Convenience store in Kamiwada, Yamato. About 470m in a straight line from the estimated property position (based on its OpenStreetMap location).

Source
Sotetsu Rosen Hinatayama
21 min walk from the station

Supermarket in Kamiiidacho, Izumi Ward, Yokohama, east of the Aizawa River (inside the Yokohama Sunny Isle shopping centre). About 410m in a straight line from the estimated property position (based on its OpenStreetMap location).

Source
7-Eleven Yamato Kamiwada
9 min walk from the station

Convenience store in Kamiwada, Yamato. About 1,090m in a straight line from the estimated property position and about 640m from Sakuragaoka Station (based on its OpenStreetMap location).

Source

Neighborhood ② Dining Near the Station

Gusto Yamato Kamiwada
7 min walk from the station

Family restaurant in Kamiwada, Yamato. About 820m in a straight line from the estimated property position (based on its OpenStreetMap location).

Source
Ramen Senmonten Ogawa Yamato Sakuragaoka
7 min walk from the station

Ramen restaurant in Kamiwada, Yamato. About 830m in a straight line from the estimated property position (based on its OpenStreetMap location).

Source
McDonald's Kanjo 4-gosen Hinatayama Sunny Isle
21 min walk from the station

Burger restaurant in Kamiiidacho, Izumi Ward, Yokohama, east of the Aizawa River. About 440m in a straight line from the estimated property position (based on its OpenStreetMap location).

Source

About This Property

A newly built detached house in Kamiwada, Yamato, Kanagawa. It is a 20-minute walk from Sakuragaoka Station on the Odakyu Enoshima Line (34 minutes from Koza-Shibuya Station) and sits on the east bank of the Sakai River, in the part of Kamiwada between the Sakai and Aizawa rivers. The zoning is Category 1 Low-rise Exclusive Residential (building coverage 50%, floor area ratio 80%). ⚠️Because it is beside the Sakai River, whether it falls within a flood inundation zone needs to be checked on Yamato City's hazard map.

This is Unit 5 of the nine-unit "Yamato Kamiwada Phase 1" development, priced at JPY 45.8 million, vacant and available immediately. It is a two-storey wooden 4LDK (17-tatami LDK, shoe-in closet and family closet) with 98.53㎡ of floor area on 125.1㎡ of freehold land. It is certified as a long-life quality house, comes with design and construction performance evaluation certificates and BELS, qualifies for Flat 35S, and has had a ground survey. Parking for two cars is outdoors; there is no built-in garage. The completion date is listed as February 2026 on SUUMO and March 2026 on Kenbiya, so we use the earlier February 2026. ⚠️On the plot plan the house has access only to a 6.0m municipal road on the west, which does not match the "corner lot" and "faces a south road" features on SUUMO (these appear to describe the whole development or another unit). SUUMO's road field also states "road width 4m", which differs from the plot plan.

For the road price we used JPY 125,000/㎡ (leasehold ratio D), the most common value on block roads in the east-bank area of the Sakai River where the property is located, on the FY2026 road price map (sheet 80172). The municipal road on the west is also JPY 125,000. The same road was JPY 115,000 in 2024, JPY 120,000 in 2025 and JPY 125,000/㎡ in 2026, a rise of 8.7% in two years. ⚠️The assessed ratio of 81.5% leaves little margin: at JPY 120,000/㎡ it would be 80.1%, and at JPY 115,000/㎡ it would drop to 78.7%. Kamiwada spans 13 road price map sheets, and the most common value for the whole district has not been counted across all of them. On the three sheets checked, JPY 125,000 and 120,000 roads are the most common, with others ranging from JPY 110,000 to 140,000. As a new build, the building is counted with the full 22-year statutory useful life for wooden structures remaining.

In the ten listing photos, the parking area is almost level with the front road, giving step-free access to the plot. The four steps at the entrance approach reflect the raised foundation. Block retaining walls run along the north and south boundaries, estimated from the photos at about 0.6-0.8m high. The east (rear) boundary does not appear in the photos, so its level difference has not been confirmed. Distances for nearby places are straight-line distances from the property position estimated from the plot plan to their OpenStreetMap locations, not walking routes. Across the Aizawa River to the east is Izumi Ward, Yokohama, and shops located there are marked as such.

Estimated Financing

Assessed value ¥37,314,100 → estimated loan ¥37,310,000 (81% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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