積算100
[Assessed 92.1%] Detached house in Kamagaya, Chiba — 19 min from Kamagaya-Daibutsu Sta.
Assessed 92.1%Detached houseKamagaya, ChibaKamagaya-Daibutsu Sta. 19 min walk

[Assessed 92.1%] Detached house in Kamagaya, Chiba — 19 min from Kamagaya-Daibutsu Sta.

Published: Updated:

Property Overview

LocationKamagaya, Chiba
Nearest StationKeisei Matsudo Line Kamagaya-Daibutsu Sta.
Walk19 min walk
Assessed Ratio92.1%Assessed 92.1%
Price¥7,200,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 1978 (48 years old)
Land Area77.12㎡
Building Area59.61㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥7,200,000View listing

Assessed Value Breakdown

Land assessed value¥6,632,320
Building assessed value¥0
Total assessed value¥6,632,320
Asking price¥7,200,000
Assessed ratio92.1%

Calculation basis

  • Land = road price ¥86,000/m² × land area 77.12m²
  • Building = replacement cost ¥220,000/m² × floor area 59.61m² × remaining life 0y ÷ statutory life 22y
  • Built Sep 1978 (48 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.7%
YearRoad price (JPY/m²)YoY
202475,000—
202579,000+5.3%
202686,000+8.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the block roads of Higashi-Hatsutomi 5-chome across four sheets of the 2026 road price maps, and checked the frontage and ground levels around the lot against the listing's exterior photo, floor plan and GSI elevation data.

Locating the road price

On the 2026 (Reiwa 8) road price maps (sheet 09301 and three others), we counted the block roads of Higashi-Hatsutomi 5-chome segment by segment and used the most common value, 86,000 yen/㎡ (leasehold ratio D). The neighboring 3-chome blocks and the bands along the Ichikawa-Inzai prefectural road and the 6-chome border were excluded. The same route was 75,000 yen/㎡ in 2024 and 79,000 yen/㎡ in 2025.

View source
Locating the road price

The house faces a designated private road (4.1 m wide) on the south side, which has no road price of its own. The roads it connects to are in the 75,000 and 77,000 yen/㎡ bands, below the representative 86,000 yen/㎡; at 75,000 yen/㎡ the assessment ratio would be about 80.3%, and at 77,000 yen/㎡ about 82.5%.

Effective land area

Besides the 77.12 ㎡ land area, the listing notes "private road: 22 ㎡". On Kenbiya the land area is shown excluding private road portions, and the floor plan also draws the private road outside the lot, so we treated the 22 ㎡ as separate and did not deduct it from the 77.12 ㎡. No flag-shaped section, slope or setback is noted.

Building valuation assumptions

The building is a two-story wooden house completed in September 1978 (59.61 ㎡ of floor area). At 48 years old it is past the 22-year statutory useful life, so we valued it at zero; the assessment rests entirely on the land.

On-site check from photos

The listing has one exterior photo and a floor plan, and we examined both. The exterior, taken from the private road to the south, shows a standalone house connected to the road by porch steps and a gentle slope, with a height difference of about 0.45–0.7 m. We also sampled 30 points around the lot in GSI 5 m elevation data and found 28.8–29.3 m, nearly flat.

What We Could Not Confirm

  • The designated private road in front has no road price, and the roads it connects to are in the 75,000 and 77,000 yen/㎡ bands, below the representative 86,000 yen/㎡. At 75,000 yen/㎡ the assessment ratio would be about 80.3%, and at 77,000 yen/㎡ about 82.5%.
  • The photos are limited to one exterior shot and a floor plan, so the west and east boundaries with neighboring lots and the rear on the north side could not be checked visually. GSI elevation data shows no meter-scale steps around the lot.
  • The listing does not state what share of the 22 ㎡ private road comes with the property, or whether consent for passage and excavation on it is in place.
  • There are no interior photos, so the condition of the vacant 48-year-old house and its fixtures cannot be judged from the listing. The yield is listed as undetermined, and no expected rent is given.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Higashi-Kamagaya 1-chome

Convenience store about 380 m in a straight line from the property's address point; confirmed via OpenStreetMap and GSI reverse geocoding to be in Higashi-Kamagaya 1-chome, Kamagaya.

Source
Jason Higashi-Kamagaya

Discount supermarket about 440 m in a straight line from the property's address point; confirmed via OpenStreetMap and GSI reverse geocoding to be in Higashi-Kamagaya 2-chome, Kamagaya.

Source
Maruetsu Kamagaya-Daibutsu Station

Supermarket about 570 m in a straight line from the property's address point; confirmed via OpenStreetMap and GSI reverse geocoding to be in Higashi-Hatsutomi 4-chome, Kamagaya.

Source

Neighborhood ② Dining Near the Station

Seiwa Sushi

Sushi restaurant about 400 m in a straight line from the property's address point; confirmed via OpenStreetMap and GSI reverse geocoding to be in Higashi-Hatsutomi 5-chome, Kamagaya.

Source
Yudetaro Higashi-Kamagaya

Soba noodle shop about 420 m in a straight line from the property's address point; confirmed via OpenStreetMap and GSI reverse geocoding to be in Higashi-Kamagaya 2-chome, Kamagaya.

Source
Komeda's Coffee Kamagaya-Daibutsu

Coffee shop about 440 m in a straight line from the property's address point; confirmed via OpenStreetMap and GSI reverse geocoding to be in Higashi-Kamagaya 2-chome, Kamagaya.

Source

About This Property

A two-story wooden detached house in Higashi-Hatsutomi 5-chome, Kamagaya, Chiba, a 19-minute walk from Kamagaya-Daibutsu Station on the Keisei Matsudo Line. The land is freehold and registered as residential land, in an urbanization promotion area zoned Category 1 Low-rise Exclusively Residential (building coverage 50%, floor area ratio 100%). The lot fronts a designated private road (4.1 m wide) on the south side, with 9.1 m of frontage. Measured as straight-line distances from the property's address point, Lawson Higashi-Kamagaya 1-chome is about 380 m away, Seiwa Sushi about 400 m, and Maruetsu Kamagaya-Daibutsu Station about 570 m.

The house was completed in September 1978 (48 years old) and has 59.61 ㎡ of floor area in a 3K layout facing southwest. The land is 77.12 ㎡ (23.32 tsubo). It is currently vacant and sold as land with an old house; the listing shows the yield as undetermined. The asking price is 7.2 million yen, and the handover date is negotiable.

For the road price, we counted the block roads of Higashi-Hatsutomi 5-chome on the 2026 (Reiwa 8) road price maps and used the most common value, 86,000 yen/㎡ (leasehold ratio D). The same route was 75,000 yen/㎡ in 2024 and 79,000 yen/㎡ in 2025. The wooden building is 48 years old and past its 22-year statutory useful life, so it is valued at zero and the assessment rests entirely on the land. ⚠️ The private road the house faces has no road price of its own, and the roads it connects to are in the 75,000 and 77,000 yen/㎡ bands, below the representative 86,000 yen/㎡. At 75,000 yen/㎡ the assessment ratio would be about 80.3%, and at 77,000 yen/㎡ about 82.5%. The listing also notes "private road: 22 ㎡"; on Kenbiya this figure is shown separately from the land area, and the floor plan draws the private road outside the lot, so it has not been deducted from the 77.12 ㎡. The listing does not state the private road share or whether consent for passage and excavation is in place.

⚠️ The listing has only one exterior photo and a floor plan. The exterior shows a standalone house behind a block wall on the road boundary; the height difference from the entrance porch to the road is estimated at about 0.45–0.7 m, with no retaining wall or stepped access visible. The west and east boundaries with neighboring lots and the rear on the north side do not appear in the photos and could not be checked visually (GSI elevation data shows the surroundings as nearly flat). There are no interior photos either, so the condition of the vacant house should be checked on site when considering a purchase.

Estimated Financing

Assessed value ¥6,632,320 → estimated loan ¥6,630,000 (92% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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