積算100
[Assessed 89.1%] Detached house in Narashino, Chiba — 20 min from Makuhari-Hongo Sta.
Assessed 89.1%Detached houseNarashino, ChibaMakuhari-Hongo Sta. 20 min walk

[Assessed 89.1%] Detached house in Narashino, Chiba — 20 min from Makuhari-Hongo Sta.

Published: Updated:

Property Overview

LocationNarashino, Chiba
Nearest StationJR Sobu-Chuo Local Line Makuhari-Hongo Sta.
Walk20 min walk
Assessed Ratio89.1%Assessed 89.1%
Price¥32,000,000
TypeDetached house
Expected Yield6.33%
StructureWooden
BuiltBuilt Apr 2014 (12 years old)
Land Area128.07㎡
Building Area105.98㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥32,000,000View listing

Assessed Value Breakdown

Land assessed value¥17,929,800
Building assessed value¥10,598,000
Total assessed value¥28,527,800
Asking price¥32,000,000
Assessed ratio89.1%

Calculation basis

  • Land = road price ¥140,000/m² × land area 128.07m²
  • Building = replacement cost ¥220,000/m² × floor area 105.98m² × remaining life 10y ÷ statutory life 22y
  • Built Apr 2014 (12 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +16.7%
YearRoad price (JPY/m²)YoY
2024120,000—
2025130,000+8.3%
2026140,000+7.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the six listing images on Rakumachi (exterior, property summary, registry records, survey map and flooding warning map) and the Reiwa 8 roadside price maps to confirm the block, lot shape, road frontage and ground levels.

Locating the road price

On the Reiwa 8 roadside price map (sheet 03176, which also spans 03177 and 03161), we located the block of the address, Sodegaura 4-chome block 19, using GSI address search and the listing map. Apart from one section (135,000 yen/㎡), the local roads in 4-chome are all 140,000 yen/㎡, including the roads bordering this block. The arterial road to the south (145,000 yen/㎡) and Chiba Kaido (160,000 yen/㎡) are of a different character and were not used. The same section was 120,000 yen/㎡ in 2024 and 130,000 yen/㎡ in 2025. Even at 135,000 yen/㎡ the assessed ratio would be about 87.1%.

View source
Effective land area

According to the survey map in the listing, the lot (parcel 19-3) is regular in shape, facing the northwest road with about 10.1 m of frontage and about 12.6 m of depth, and its 128.07 ㎡ matches the registered area. The paved strip along the southwest side is the access strip of the flag-shaped lot behind (parcel 19-13), a separate parcel not included in this area. With no private-road burden either, no area was deducted.

Building valuation assumptions

We used April 2014 (Heisei 26), the new-construction date in the registry. The June 2014 date on the property summary is the month of ownership registration. The building is a wooden two-story house with a slate roof and 105.98 ㎡ of floor area (57.96 ㎡ on the first floor and 48.02 ㎡ on the second), stated to have a building confirmation certificate and an inspection certificate.

On-site check from photos

We checked all six listing images. The exterior is a single Google Street View capture: from the northwest road the lot and carport continue at the same level, with no step, retaining wall or slope at the frontage. There are about three steps up to the entrance, about 0.5 m for the foundation and porch. The southwest strip and the northeast neighbor also appear to be at the same level, and the house stands apart from both neighbors, so it is not a row house.

Rights and restrictions

The listing includes Narashino's road flooding warning map, which places the property in an area with 20–50 cm of predicted flooding. The listing explains that there was no flooding or damage during the heavy rain of August 2026 or the typhoon of September 2026. Sodegaura is reclaimed land, and GSI elevation data gives about 3.1 m at the site.

What We Could Not Confirm

  • The southeast (rear) boundary is not shown in any photo, so any level difference or retaining structure there has not been confirmed. We also could not compare elevations with surrounding points.
  • The house is leased by a corporation, but the lease term, cancellation terms and rent revision arrangements are not stated in the listing.
  • The listing does not explain the gap between the assumed rent (169,000 yen per month) and the current rent in the text (160,900 yen per month).
  • The exterior photo is a Street View capture of unknown date, so the present condition of the exterior walls, roof and the rest of the building needs to be checked at a viewing.
  • A mortgage is registered in the rights section of the registry; whether it will be discharged at the sale should be confirmed with the agent.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Narashino Sodegaura 4-chome

A convenience store about 140 m in a straight line from the address point (Sodegaura 4-chome, block 19). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Sodegaura 4-chome, Narashino.

Source
FamilyMart

A convenience store about 140 m in a straight line from the address point (Sodegaura 4-chome, block 19). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Saginuma 3-chome, Narashino.

Source
Maruetsu

A supermarket about 830 m in a straight line from the address point (Sodegaura 4-chome, block 19). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Tsudanuma 6-chome, Narashino.

Source

Neighborhood ② Dining Near the Station

Kourakuen

A ramen restaurant about 150 m in a straight line from the address point (Sodegaura 4-chome, block 19). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Saginuma 3-chome, Narashino.

Source
Hama-Sushi

A conveyor-belt sushi restaurant about 210 m in a straight line from the address point (Sodegaura 4-chome, block 19). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Saginuma 5-chome, Narashino.

Source
Anrakutei

A yakiniku (grilled meat) restaurant about 250 m in a straight line from the address point (Sodegaura 4-chome, block 19). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Saginuma 5-chome, Narashino.

Source

About This Property

A wooden two-story detached house in Sodegaura 4-chome, Narashino, offered as a rental house with the tenant in place (an owner-change sale). It is a 20-minute walk from Makuhari-Hongo Station on the JR Sobu Line (local trains) and a 23-minute walk from Keisei-Tsudanuma Station on the Keisei Main Line. The area is a Category 1 Low-rise Exclusive Residential Zone (building coverage 50%, floor area ratio 100%) inside the city's residential inducement area. Daisan Junior High School and Sodegaura-Higashi Elementary School are nearby (distances are not given in the listing).

The price is 32 million yen. The building is a wooden two-story 3LDK with a slate roof, completed in April 2014 (per the registry), with 105.98 ㎡ of floor area; the listing states that it has both a building confirmation certificate and an inspection certificate. The land is 128.07 ㎡ of freehold, a regular-shaped lot about 10.1 m wide and 12.6 m deep according to the survey map. It faces a 5.50 m public road on the northwest, carries no private-road burden, and has a carport. The house is leased by a corporation. The listed gross yield of 6.33% is based on an assumed rent of 169,000 yen per month (2,028,000 yen per year). The listing text, however, gives the current rent as 160,900 yen per month, which is 1,930,800 yen per year, or about 6.0% of the price. The listing does not explain the difference between the two figures.

The valuation uses the Reiwa 8 (2026) roadside price of 140,000 yen/㎡. Almost all local roads in Sodegaura 4-chome carry 140,000 yen/㎡, and the same section was 120,000 yen/㎡ in 2024 and 130,000 yen/㎡ in 2025, rising every year. The land is valued at the listed area and the building as a 12-year-old wooden house, giving an assessed ratio of about 89%.

⚠️ The listing states that the property lies in an area where Narashino's road flooding warning map predicts 20–50 cm of flooding (it explains that there was no flooding or damage during the heavy rain of August 2026 or the typhoon of September 2026). Sodegaura is reclaimed land, and GSI elevation data puts the site at about 3.1 m above sea level. The only exterior photo is a single Google Street View capture: from the northwest road the lot and carport continue at the same level with no visible step or retaining wall, but the southeast (rear) boundary is not shown. A mortgage is registered in the rights section of the land registry. The terms of the corporate lease (term, cancellation), the gap between the assumed and current rent, the rear boundary and the present condition of the building should be confirmed with the agent. Distances to nearby facilities are straight-line distances from the address point (Sodegaura 4-chome, block 19).

Estimated Financing

Assessed value ¥28,527,800 → estimated loan ¥28,520,000 (89% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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