積算100
[Assessed 80.9%] Detached house in Funabashi, Chiba — 2 min from Takifudo Sta.
Assessed 80.9%Detached houseFunabashi, ChibaTakifudo Sta. 2 min walk

[Assessed 80.9%] Detached house in Funabashi, Chiba — 2 min from Takifudo Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Takifudo Sta.
Walk2 min walk
Assessed Ratio80.9%Assessed 80.9%
Price¥34,900,000
TypeDetached house
Expected Yield5.84%
StructureWooden
BuiltBuilt May 2026 (0 years old)
Land Area124.91㎡
Building Area99.36㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥34,900,000View listing

Assessed Value Breakdown

Land assessed value¥6,358,970
Building assessed value¥21,859,200
Total assessed value¥28,218,170
Asking price¥34,900,000
Assessed ratio80.9%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 99.36m² × remaining life 22y ÷ statutory life 22y
  • Built May 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.7%
YearRoad price (JPY/m²)YoY
202464,000—
202566,000+3.1%
202667,000+1.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the local roads of Minami-Misaki 3-chome on the Reiwa 8 roadside price map and used the lot plan on Rakumachi, the exterior photo on SUUMO and GSI elevation data to check the area of the flag-lot access strip and the ground levels.

Locating the road price

Counting the local roads of Minami-Misaki 3-chome on the Reiwa 8 roadside price map (sheet 06054), 67,000 yen/㎡ is the most common value with seven sections, and the route along the west side of block 13, which appears to be the band on the side of the private road to the west, is also 67,000 yen/㎡. We used this as the representative value and did not use the 79,000–89,000 yen/㎡ roads east of the station or the 77,000/78,000 yen/㎡ roads on the 2-chome border. The same section was 64,000 yen/㎡ in 2024 and 66,000 yen/㎡ in 2025. Even at the lowest value in 3-chome, 65,000 yen/㎡ (a dead-end road), the assessed ratio would be about 80.3%.

View source
Effective land area

The lot plan shows a flag-shaped lot with a long access strip, but the listing does not give the strip's width or length. Measured to scale on the plan, the strip is about 11.9 m long and 2.0–2.5 m wide, about 26.6 ㎡. Because the rule-of-thumb 30 ㎡ for two cars parked in tandem is the larger deduction, we deducted 30 ㎡ and used 94.91 ㎡ as the effective lot area. The listing states there is no private-road burden, so nothing was deducted for the private road.

Building valuation assumptions

The building is valued as new, completed in May 2026 and never occupied. The 99.36 ㎡ floor area is the same on Rakumachi and SUUMO, but the layout is given as 4LDK on Rakumachi and as 3LDK plus a 3-tatami tatami corner on SUUMO. The 124.91 ㎡ land area is labeled as the registered area on Rakumachi and as the surveyed area on SUUMO.

On-site check from photos

Rakumachi only had a floor plan and lot plan, so we checked the SUUMO listing for the same property, which has one exterior photo plus view and balcony photos. The boundary shown has a mesh fence on two courses of concrete block (about 0.4 m), with the lot side higher. The lower part of the block is hidden by plants, and we estimate the retained height at about 0.4–0.7 m. GSI elevation data (5 m mesh) gives 27.4–28.2 m around the site, with a maximum difference of 0.15 m between adjacent points. The house stands apart from its neighbors and is not a row house.

Listing check

Rakumachi's assumed rent of 170,000 yen per month and gross yield of 5.84% are estimates based on SUUMO's rent market data, and there is no tenant. The same property is also listed on SUUMO at the same price (through a different agent).

What We Could Not Confirm

  • The listing does not state the type of the private road in front (4 m wide, on the west), such as whether it is a designated road, or whether consent for passage and excavation is in place.
  • The width and length of the access strip are not in the listing; the figures (about 12 m long, 2.0–2.5 m wide) are estimates from the lot plan. The exact dimensions need to be confirmed on a survey map.
  • There is only one exterior photo, and the north and east boundaries and the private-road side are not shown, so level differences or retaining structures there have not been confirmed (elevation data shows no step of more than 1 m). The lower part of the block wall in the photo is also hidden by plants, so its retained height is an estimate.
  • The assumed rent of 170,000 yen per month is an estimate from market data; whether a tenant can be found at that rent has not been confirmed.
  • The layout (4LDK on Rakumachi, 3LDK plus a 3-tatami tatami corner on SUUMO) and the basis of the land area (registered on Rakumachi, surveyed on SUUMO) are labeled differently on the two listing sites.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Funabashi Takifudo Ekimae

A convenience store 330 m from the property according to the listing. Its location in Minami-Misaki 3-chome, Funabashi was confirmed via OpenStreetMap and GSI reverse geocoding.

Source
Landrome Food Market Misaki

A supermarket 900 m from the property according to the listing. Its location in Misaki 5-chome, Funabashi was confirmed via OpenStreetMap and GSI reverse geocoding.

Source
Maruetsu Kanasugi

A supermarket 1,040 m from the property according to the listing. Its location in Kanasugi 7-chome, Funabashi was confirmed via OpenStreetMap and GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

Cafe Chouchou (カフェ シュシュ)

A cafe about 240 m in a straight line from the address point (Minami-Misaki 3-chome, block 13). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Minami-Misaki 4-chome, Funabashi.

Source
エルヴの森 (Eruvu no Mori)

A restaurant about 590 m in a straight line from the address point (Minami-Misaki 3-chome, block 13). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Minami-Misaki 2-chome, Funabashi.

Source
Fuku (ramen)

A ramen restaurant about 730 m in a straight line from the address point (Minami-Misaki 3-chome, block 13). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Futawa-Higashi 2-chome, Funabashi.

Source

About This Property

A newly built detached house in Minami-Misaki 3-chome, Funabashi, a 2-minute walk (about 150 m) from Takifudo Station on the Keisei Matsudo Line. It sits in a Category 1 Low-rise Exclusive Residential Zone (building coverage 50%, floor area ratio 100%, building height limit 10 m), with public sewerage and city gas. According to the distances given in the listing, 7-Eleven Funabashi Takifudo Ekimae is 330 m away, Landrome Food Market Misaki 900 m and Maruetsu Kanasugi 1,040 m.

The price is 34.9 million yen. The building is a wooden two-story house completed in May 2026 and never occupied, with 99.36 ㎡ of floor area. The layout is described as 4LDK on Rakumachi and as 3LDK plus a 3-tatami tatami corner on SUUMO. The land is 124.91 ㎡ of freehold; Rakumachi labels this area as the registered area and SUUMO as the surveyed area. ⚠️ The lot is flag-shaped: a long, narrow access strip (the "pole") connects it to a 4 m private road on the west, and the strip is said to fit two cars parked in tandem (depending on the car). The listing states there is no private-road burden, but does not say what type of road the private road is (for example, whether it is a designated road).

⚠️ Rakumachi shows an assumed rent of 170,000 yen per month and a gross yield of 5.84% as a rental house, but this is an estimate based on SUUMO's rent market data, and there is no tenant. The actual rent and when a tenant might move in should be treated as undecided. The valuation uses the Reiwa 8 (2026) roadside price of 67,000 yen/㎡ (64,000 yen/㎡ in 2024, 66,000 yen/㎡ in 2025), with the land calculated at 94.91 ㎡ after deducting 30 ㎡ for the access strip, giving an assessed ratio of about 80.9%. The listing does not give the strip's dimensions; measured from the lot plan it is about 26.6 ㎡, and deducting that figure instead gives about 81.5%.

The only exterior photo is one image on SUUMO. At the boundary it shows, a fence stands on two courses of concrete block (about 0.4 m), with the lot slightly higher than the outside. The lower part of the block wall is hidden by plants, and we estimate the retained height at about 0.4–0.7 m. The north and east boundaries and the private-road side are not shown in any photo. GSI elevation data shows no step of more than 1 m around the site, but an on-site check is needed. The type of the private road, the width and length of the access strip, and the differing layout and land-area labels should be confirmed with the agent. Distances to the restaurants are straight-line distances from the address point (Minami-Misaki 3-chome, block 13).

Estimated Financing

Assessed value ¥28,218,170 → estimated loan ¥28,210,000 (81% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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