積算100
[Assessed 82%] Detached house in Matsudo, Chiba — 12 min from Goko Sta.
Assessed 82%Detached houseMatsudo, ChibaGoko Sta. 12 min walk

[Assessed 82%] Detached house in Matsudo, Chiba — 12 min from Goko Sta.

Published: Updated:

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Goko Sta.
Walk12 min walk
Assessed Ratio82%Assessed 82%
Price¥53,900,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2026 (0 years old)
Land Area149.06㎡
Building Area102.68㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥53,900,000View listing

Assessed Value Breakdown

Land assessed value¥21,613,700
Building assessed value¥22,589,600
Total assessed value¥44,203,300
Asking price¥53,900,000
Assessed ratio82%

Calculation basis

  • Land = road price ¥145,000/m² × land area 149.06m²
  • Building = replacement cost ¥220,000/m² × floor area 102.68m² × remaining life 22y ÷ statutory life 22y
  • Built Sep 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +20.8%
YearRoad price (JPY/m²)YoY
2024120,000—
2025130,000+8.3%
2026145,000+11.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we cross-checked several listings of the same property and verified the figures and site condition against the 2026 road price maps, site photos and elevation data.

Locating the road price

On the 2026 road price maps (sheets 09103 and 09089), 145,000 yen/㎡ is the most common value among the local streets of Tokiwadaira 6-chome (about 16 sections), followed by 155,000 and 150,000 yen/㎡. We used 145,000 yen/㎡, which is also the value of the section the lot faces to the south. The Enju-dori and Goko Station area values were not used.

View source
Building valuation assumptions

The listings give completion as late September 2026 or October 2026, so we valued the building with the earlier date, September 2026. It is a 102.68㎡ wooden house, and the full 22-year statutory useful life remains.

On-site check from photos

The listing only had a floor plan and lot plan, so we checked photos of the house under construction and the front road from another listing of the same property with a matching building confirmation number. The step to the south road is only curb height, the west fence is not a retaining wall, and the lot to the east is at the same ground level. No retaining wall, stepped access or flag-shaped lot was seen.

Listing check

We confirmed that listings by several agents on SUUMO and elsewhere agree on the price of 53.9 million yen, 149.06㎡ of land, 102.68㎡ of floor area, a public road about 6.0m wide to the south and no private road burden.

What We Could Not Confirm

  • The north (rear) boundary of the site could not be checked in the photos. GSI elevation data shows less than 0.3m of difference between the rows of lots to the north and south.
  • No expected rent or yield is listed, so the income if the house were let is unknown.
  • The completion and handover timing differs between listings, from late September 2026 to October–November 2026.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Maruetsu

Supermarket. About 190m in a straight line from Tokiwadaira 6-chome block 18 to its OpenStreetMap location (a 3-minute walk according to the listing).

Source
Lawson Matsudo Tokiwadaira

Convenience store. About 120m in a straight line from Tokiwadaira 6-chome block 18 to its OpenStreetMap location.

Source
The Price Goko

Supermarket. About 500m in a straight line from Tokiwadaira 6-chome block 18 to its OpenStreetMap location.

Source

Neighborhood ② Dining Near the Station

Komeda Coffee Matsudo Tokiwadaira

Coffee shop. About 120m in a straight line from Tokiwadaira 6-chome block 18 to its OpenStreetMap location.

Source
Daikoku Sushi

Sushi restaurant. About 250m in a straight line from Tokiwadaira 6-chome block 18 to its OpenStreetMap location.

Source
Sushiro

Conveyor-belt sushi. About 440m in a straight line from Tokiwadaira 6-chome block 18 to its OpenStreetMap location.

Source

About This Property

This is a newly built detached house in Tokiwadaira 6-chome, Matsudo. The listing gives a 12-minute walk to Goko Station on the Keisei Matsudo Line and 17 minutes to Tokiwadaira Station. It sits in the Tokiwadaira land readjustment area on a regular-shaped lot facing a public road about 6.0m wide to the south. The zoning is Category 1 Exclusively Low-rise Residential (building coverage 50%, floor area ratio 100%, absolute height limit 10m).

The building is a two-storey wooden 4LDK (living-dining-kitchen about 21 tatami) with 102.68㎡ of floor area, certified as a long-life quality house. The land is 149.06㎡, freehold, with no private road burden, and there is parking for two cars. The price is 53.9 million yen. Kenbiya lists it under detached rental houses, but no expected rent or yield is given. The same property is listed at the same price by several agents on SUUMO and elsewhere.

The house is not yet finished, and the listings give completion as late September 2026 or October 2026, so we valued it with the earlier date, September 2026. Almost all of the 22-year statutory useful life for wooden buildings remains, so the building carries a large assessed value. The road price is 145,000 yen/㎡, the most common value among the local streets of Tokiwadaira 6-chome, and the section the lot faces to the south has the same value. It has risen about 20.8% in two years from 120,000 yen/㎡ in 2024.

⚠️ The north (rear) boundary of the site could not be checked directly in the photos. GSI elevation data shows less than 0.3m of difference between the rows of lots to the north and south. The building's assessed value is its value as new and will decline over the years.

This is a new south-facing house in a residential area laid out by land readjustment, and the combined assessed value of land and building exceeds 80% of the price. The listing gives no rent level, so rental income would need to be checked separately if it is to be let.

Estimated Financing

Assessed value ¥44,203,300 → estimated loan ¥44,200,000 (82% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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