積算100
[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.
Assessed 99.5%Detached houseChuo Ward, Sagamihara, KanagawaSagamihara Sta. 19 min walk

[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.

Published: Updated:

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Sagamihara Sta.
Walk19 min walk
Assessed Ratio99.5%Assessed 99.5%
Price¥34,800,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area132.11㎡
Building Area95.57㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥34,800,000View listing
SUUMO¥34,800,000View listing

Assessed Value Breakdown

Land assessed value¥13,587,000
Building assessed value¥21,025,400
Total assessed value¥34,612,400
Asking price¥34,800,000
Assessed ratio99.5%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 95.57m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.1%
YearRoad price (JPY/m²)YoY
2024135,000—
2025145,000+7.4%
2026150,000+3.4%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Besides the Kenbiya listing, we checked the lot plan and site photos in the SUUMO listing for the same property and the 2026 road price map, and calculated the assessment on the site area excluding the flag lot's access strip.

Locating the road price

On the 2026 road price map (sheet 78063) we traced the block roads on both sides of the development in Miyashita-honcho 1-chome. Including the road on the north side that the lot connects to, 150D (150 thousand yen/m²) is the most common value on the block roads in this chome, so we used it as the representative value. Following the same road, the three years run 135 → 145 → 150 thousand yen. Even at the lowest value on the east side of the chome, 110 thousand yen/m², the assessed ratio would be about 89%.

View source
Effective land area

The lot plan shows a flag-shaped lot connected to the 6.03 m public road on the north by an access strip 2.854 m wide and 14.55 m long. The strip's roughly 41.53 m² lies within the 132.11 m² land area and serves as driveway and parking, so we used 90.58 m² after deducting it as the effective site area. Without the deduction the assessed ratio would be about 117%.

Building valuation assumptions

The completion date differs between listings: SUUMO says completed in April 2026, while Kenbiya says completion is scheduled for November 2026. We used the earlier date, April 2026; since the house is new and counts as zero years old either way, the building's assessed value does not change.

On-site check from photos

The Kenbiya photos are floor plans and the lot plan with no on-site shots, so we checked the road-front and exterior photos in the SUUMO listing. The road on the north is about 6 m wide and flat, and the parking space on the access strip is almost level with it. Boundaries are block walls and fences with height differences of up to about 0.4 m; no retaining walls or stepped access are visible, and the two-storey house stands apart from its neighbours.

What We Could Not Confirm

  • The completion date is split between listings: April 2026 (completed) and November 2026 (not yet complete). The SUUMO exterior photo shows a finished building, but the handover date needs to be confirmed with the agent.
  • The 41.53 m² strip area is calculated from the side lengths on the lot plan; the listing does not give a registered breakdown of the land area.
  • The boundaries with lots 4 and 5 to the south and lot 2 to the east do not appear in the photos, so height differences there are unconfirmed.
  • No yield or expected rent is listed, and the rent level if let has not been confirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Sagamihara Miyashita-honcho 2-chome

Convenience store (Miyashita-honcho 2-chome, Chuo Ward, Sagamihara). About 386 m according to the listing's nearby-facilities section.

Source
Belc Sagamihara Miyashita-honcho

Supermarket (Miyashita-honcho 1-chome, Chuo Ward, Sagamihara). About 573 m according to the listing's nearby-facilities section.

Source
7-Eleven Sagamihara Miyashita

Convenience store (Miyashita-honcho 2-chome, Chuo Ward, Sagamihara). About 698 m according to the listing's nearby-facilities section.

Source

Neighborhood ② Dining Near the Station

Min Min

Restaurant (Miyashita-honcho 2-chome, Chuo Ward, Sagamihara). About 290 m north-northwest in a straight line from the SUUMO listing's map coordinates (OpenStreetMap).

Source
Susukino Ramen

Ramen shop (Susukino-cho, Chuo Ward, Sagamihara). About 660 m west in a straight line from the SUUMO listing's map coordinates (OpenStreetMap).

Source
HAVELI

Indian restaurant (Miyashita-honcho 2-chome, Chuo Ward, Sagamihara). About 670 m west-northwest in a straight line from the SUUMO listing's map coordinates (OpenStreetMap).

Source

About This Property

This is a newly built detached house in Miyashita-honcho 1-chome, Chuo Ward, Sagamihara, a 19-minute walk from Sagamihara Station on the JR Yokohama Line and a 22-minute walk from Tamasakai Station on the Keio Sagamihara Line. From Hashimoto Station on the JR Sagami Line it is a 12-minute bus ride to the Miyashita stop, then a 9-minute walk. The area is a Category 1 low-rise residential zone close to the city boundary with Oyama-machi, Machida, Tokyo. Using the distances in the listing's nearby-facilities section, Lawson Sagamihara Miyashita-honcho 2-chome is about 386 m away, the Belc Sagamihara Miyashita-honcho supermarket about 573 m, and 7-Eleven Sagamihara Miyashita about 698 m. For restaurants, measured as straight-line distances from the map coordinates in the SUUMO listing to their OpenStreetMap positions, Min Min is about 290 m, Susukino Ramen about 660 m, and the Indian restaurant HAVELI about 670 m.

⚠️ This is a flag-shaped lot. According to the lot plan, it reaches the 6.03 m-wide public road on the north side (a road under Article 42(1)(i) of the Building Standards Act) through an access strip (the "pole") 2.854 m wide and 14.55 m long. There is also a 6.0 m road on the south side, but this lot does not touch it. The listed land area of 132.11 m² (surveyed) includes about 41.53 m² of access strip, which serves as the driveway and tandem parking for two cars; the regular-shaped part where the house stands is about 90 m². We therefore applied the road price to an effective site area of 90.58 m², excluding the strip. Without that deduction the assessed ratio would be about 117%, so the figure in this article is the lower one.

The house is Building No. 1 of the five-unit new development "Miyashita-honcho No. 44" and is the last unit remaining; the other four are marked as sold on the lot plan. It is a two-storey wooden 4LDK plus storage room with 95.57 m² of floor area (51.43 m² on the ground floor and 44.14 m² upstairs). It has seismic grade 3, insulation performance grade 5 and a vibration-damping device, and has obtained both design and construction housing performance evaluation reports. The land is freehold, with a 50% building coverage ratio and 80% floor area ratio, public water, public sewer and city gas, and no private road burden. ⚠️ The completion date differs between listings: SUUMO says it was completed in April 2026 and is available immediately, while Kenbiya says completion is scheduled for November 2026 (not yet complete). This article uses the earlier date, April 2026; because the house is new and counts as zero years old either way, the building's assessed value is the same. The transaction is brokered.

On the valuation side, the 2026 inheritance tax road price is 150,000 yen/m², having risen about 11.1% over three years (135 → 145 → 150 thousand yen). As a new build, the building's assessed value exceeds the land's, and the assessed ratio against the 34.8 million yen price is about 99%. Note that the building's assessed value falls every year as it ages, so the ratio will decline over time. No yield or expected rent is listed, so rental levels need to be checked separately. In the SUUMO site photos, the road on the north side is flat and the parking space on the access strip is almost level with the road. The boundaries with neighbours are block walls and fences, and no retaining walls or stepped access are visible.

Estimated Financing

Assessed value ¥34,612,400 → estimated loan ¥34,610,000 (99% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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