積算100
相模原市南区相模台4丁目の戸建(イメージ)
Assessed 89.7%Detached houseMinami Ward, Sagamihara, KanagawaOdakyu-Sagamihara Sta. 19 min walk

[Assessed 89.7%] Detached house in Minami Ward, Sagamihara, Kanagawa — 19 min from Odakyu-Sagamihara Sta.

Published: Updated:

Property Overview

LocationMinami Ward, Sagamihara, Kanagawa
Nearest StationOdakyu Odawara Line Odakyu-Sagamihara Sta.
Walk19 min walk
Assessed Ratio89.7%Assessed 89.7%
Price¥12,000,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 1982 (44 years old)
Land Area65.23㎡
Building Area60.77㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥12,000,000View listing

Assessed Value Breakdown

Land assessed value¥10,762,950
Building assessed value¥0
Total assessed value¥10,762,950
Asking price¥12,000,000
Assessed ratio89.7%

Calculation basis

  • Land = road price ¥165,000/m² × land area 65.23m²
  • Building = replacement cost ¥220,000/m² × floor area 60.77m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1982 (44 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.0%
YearRoad price (JPY/m²)YoY
2024150,000—
2025155,000+3.3%
2026165,000+6.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the listings have no on-site photos, we counted the local streets of Sagamidai 4-chome on the 2026 route price map and cross-checked the three listings, the floor plan, and surrounding elevation data to organize the basis for the valuation and the points needing confirmation.

Locating the road price

On the 2026 route price map (sheets 78271 and 78261), local streets in Sagamidai 4-chome range from 150,000 to 170,000 yen/㎡, and 165,000 yen/㎡ was the most common, so we used it as the representative value. The same road was 150,000 yen/㎡ in 2024 and 155,000 yen/㎡ in 2025. The lot number is not disclosed and we could not identify the road the site faces, but even using the lowest band in the chome, 150,000 yen/㎡, the assessed ratio is about 81.5%, so the location uncertainty does not change the conclusion.

View source
Effective land area

The land is 65.23㎡ by registry; the listings state no private road burden, frontage on a 4.0m-wide public road on the north, and no setback required, so we valued it without any area deduction.

Building valuation assumptions

A two-story wooden house built in July 1982 (total floor area 60.77㎡); it exceeds the 22-year statutory useful life for wood, so the building is valued at zero. The floor plan shows the road side of the first floor as an 18.56㎡ shop with a shutter and a frontage of about 4.09m, and one side wall has no windows on either floor.

On-site check from photos

All three listings on SUUMO, LIFULL HOME'S, and Yahoo! Real Estate contain only a floor plan and nearby facilities, with no on-site photos. We could not judge a retaining wall, a level difference from the road, stairs to the road, whether it is a flag-shaped lot, or whether it is a row house. GSI elevation data shows the area around the nearby supermarket is mostly flat, dropping about 3m only to the southwest.

Listing check

The current status differs: Yahoo! Real Estate says "leased (owner change)" and LIFULL HOME'S says "occupied," and no rent or yield is listed. There is no parking, but there is bicycle parking.

What We Could Not Confirm

  • There are no on-site photos, so we could not confirm whether there is a retaining wall (around the whole site including neighbor boundaries) or a level difference or stairs to the frontage road.
  • One side wall in the floor plan has no windows, and we could not confirm whether it is a row house (nagaya) sharing a wall with the neighbor. Whether it is a flag-shaped lot also needs on-site confirmation.
  • The exterior and condition of the building built in July 1982 could not be confirmed without photos.
  • The listings disagree on whether the property is "leased (owner change)" or "occupied," and no rent or contract terms are given. Confirmation with the broker is needed.
  • Because the lot number is not disclosed, we could not identify the road the site faces or its route price (even at the lowest band in the chome, 150,000 yen/㎡, the assessed ratio is about 81.5%).

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Sanwa Sagamidai

Grocery supermarket, about 73m from the property according to the listing's nearby facilities section.

Source
FamilyMart Sands Sagamidai 5-chome

Convenience store (Sagamidai 5-chome, Minami Ward, Sagamihara), about 344m from the property according to the listing's nearby facilities section.

Source

Neighborhood ② Dining Near the Station

Asahiya

Soba and udon restaurant, about 230m west-northwest in a straight line from the center of Sagamidai 4-chome (OpenStreetMap).

Source
Daigo

Chinese restaurant, about 270m west-northwest in a straight line from the center of Sagamidai 4-chome (OpenStreetMap).

Source
Tonki

Grilled meat restaurant, about 380m north in a straight line from the center of Sagamidai 4-chome (OpenStreetMap).

Source

About This Property

⚠️ The listings contain no on-site photos (in all three listings on SUUMO, LIFULL HOME'S, and Yahoo! Real Estate, the images are only a floor plan and nearby facilities), so we could not confirm a retaining wall, a level difference from the frontage road, stairs to the road, whether it is a flag-shaped lot, whether it is a row house, or the condition of the building exterior. ⚠️ The floor plan shows the road side of the first floor as a shop with a shutter and a frontage of about 4.09m, and one side wall has no windows on either floor, so it may be a row house (nagaya) sharing a wall with the neighbor. On-site confirmation is needed if you consider buying.

This is a used detached house with a shop in Sagamidai 4-chome, Minami Ward, Sagamihara, a 19-minute walk from Odakyu-Sagamihara Station on the Odakyu Odawara Line (bus service is also available from Sobudaimae and Sagami-Ono stations). The land is 65.23㎡ (registered), freehold with no private road burden, facing a 4.0m-wide public road on the north with no setback required. It is in a Category 1 medium-to-high-rise residential zone (60% building coverage, 200% floor area ratio), and the listing describes the terrain as flat. The price is 12 million yen.

The building is a two-story wooden house built in July 1982 with a total floor area of 60.77㎡ (registered). The listing says 4LDK, but the floor plan shows a 18.56㎡ shop, kitchen, and bath on the first floor and two 4.5-tatami Japanese rooms and a Western room on the second floor; there is no parking, but there is bicycle parking. The current status differs between listings: Yahoo! Real Estate says "leased (owner change)" and LIFULL HOME'S says "occupied," and no rent or yield is given. At 44 years old, it exceeds the 22-year statutory useful life for wood, so the building is not included and only the land is valued.

The 2026 route price is 165,000 yen/㎡ (150,000 in 2024 and 155,000 in 2025), the most common value on the local streets of Sagamidai 4-chome. The lot number is not disclosed, but even using the lowest band in the chome, 150,000 yen/㎡, the assessed ratio is about 81.5%. The Sanwa Sagamidai supermarket is nearby (about 73m per the listing), and the restaurants below are straight-line distances from the center of Sagamidai 4-chome (OpenStreetMap).

Estimated Financing

Assessed value ¥10,762,950 → estimated loan ¥10,760,000 (90% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.
Assessed 99.5%
Source: Kenbiya / SUUMO
Detached house
2 sites

[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.

Chuo Ward, Sagamihara, KanagawaJR Yokohama Line Sagamihara Sta. 19 min walk
¥34.8M
[Assessed 134.3%] Condominium building in Fujisawa, Kanagawa — 18 min from Tsujido Sta.
Assessed 134.3%
Source: Rakumachi / Kenbiya
Condominium building
2 sites

[Assessed 134.3%] Condominium building in Fujisawa, Kanagawa — 18 min from Tsujido Sta.

Fujisawa, KanagawaJR Tokaido Line Tsujido Sta. 18 min walk
¥1.400MExpected Yield 5.8%
[Assessed 94.7%] Detached house in Zama, Kanagawa — 8 min from Sobudaishita Sta.
Assessed 94.7%
Source: Kenbiya
Detached house

[Assessed 94.7%] Detached house in Zama, Kanagawa — 8 min from Sobudaishita Sta.

Zama, KanagawaJR Sagami Line Sobudaishita Sta. 8 min walk
¥37.9M