積算100
[Assessed 94.7%] Detached house in Zama, Kanagawa — 8 min from Sobudaishita Sta.
Assessed 94.7%Detached houseZama, KanagawaSobudaishita Sta. 8 min walk

[Assessed 94.7%] Detached house in Zama, Kanagawa — 8 min from Sobudaishita Sta.

Published: Updated:

Property Overview

LocationZama, Kanagawa
Nearest StationJR Sagami Line Sobudaishita Sta.
Walk8 min walk
Assessed Ratio94.7%Assessed 94.7%
Price¥37,900,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 2026 (0 years old)
Land Area112.68㎡
Building Area109.3㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥37,900,000View listing

Assessed Value Breakdown

Land assessed value¥11,831,400
Building assessed value¥24,046,000
Total assessed value¥35,877,400
Asking price¥37,900,000
Assessed ratio94.7%

Calculation basis

  • Land = road price ¥105,000/m² × land area 112.68m²
  • Building = replacement cost ¥220,000/m² × floor area 109.3m² × remaining life 22y ÷ statutory life 22y
  • Built Jul 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: ±0.0%
YearRoad price (JPY/m²)YoY
2024105,000—
2025105,000±0.0%
2026105,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We overlaid the lot number on the 2026 route price map to confirm the price of the frontage road, and checked the site and the height differences around it with six listing photos, the lot plan and GSI elevation data.

Locating the road price

Overlaying the lot number from the seller's listing on the 2026 route price map (sheet 80045) using the lot-number annotations places the development in the block just west of the Machida-Atsugi Route, and the east-west frontage road about 10m wide is 105,000 yen/㎡. On the local streets of Zama 1-chome, 105,000 yen/㎡ is also the most common value (15 sections), matching the representative value. The 115,000–120,000 yen/㎡ values along the Machida-Atsugi Route were not used because it is an arterial road. The same road was 105,000 yen/㎡ in 2024 and 2025 as well, unchanged for three years. Even applying the lowest value in Zama 1-chome, 85,000 yen/㎡, the assessed ratio is about 88.7%.

View source
Effective land area

The land area of 112.68㎡ is surveyed and matches between the Kenbiya and SUUMO listings. The frontage is a public road about 10m wide (Building Standards Act Article 42-1-1) with no setback required, and no private road burden is listed, so the area is used as is in the valuation. It is the west-end lot of the three and is neither flag-shaped nor a corner lot.

Building valuation assumptions

The house is a two-story wooden building (post-and-beam) of 109.3㎡ completed in July 2026, and the listing shows its building confirmation number. As a new building less than a year old, it is valued with its full useful life remaining.

On-site check from photos

We checked the six exterior photos and the lot plan in the listing one by one. The site is flat and at about the same height as the sidewalk on the south side. The entrance has 2–3 steps (about 0.5m or less), the gravel vacant lot to the west is at the same height, and the boundary is a low block with a mesh fence. GSI 1m-mesh elevation data also shows only a gentle rise of about 0.6m over 30m to the north, and we saw no retaining wall or stairs to the road.

Listing check

The property is listed on Kenbiya (broker: ME PLUS Machida) and SUUMO (the seller Kenshin and the broker Asahi Tochi Tatemono), all at 37.9 million yen. The walk from Sobudaishita Station is 7 minutes in the Kenbiya and seller listings and 8 minutes in the broker's listing; we show the longer 8 minutes. It is currently vacant, and the yield is listed as undetermined.

What We Could Not Confirm

  • The north (rear) boundary does not appear in the photos, so its construction and the height difference with the neighboring land have not been confirmed. Elevation data shows a gentle rise to the north.
  • The house is vacant, and no expected rent or yield is given. The rent level if it is rented out needs to be checked separately.
  • The description as an energy-efficient home meeting ZEH standards comes from the broker's listing; we have not confirmed whether performance evaluation documents exist.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Zama 1-chome

Convenience store, about 20m north-northwest in a straight line from the development's map coordinates, located in Zama 1-chome (OpenStreetMap).

Source
7-Eleven

Convenience store, about 420m south in a straight line from the development's map coordinates, located in Zama 1-chome (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Seigetsu (盛月)

Sushi restaurant, about 110m north in a straight line from the development's map coordinates, located in Zama 1-chome (OpenStreetMap).

Source
Masudaya

Soba noodle shop, about 140m south-southwest in a straight line from the development's map coordinates, located in Zama 1-chome (OpenStreetMap).

Source
Yakitori Daikichi

Yakitori (grilled chicken) restaurant, about 280m south in a straight line from the development's map coordinates, located in Zama 1-chome (OpenStreetMap).

Source

About This Property

This is a newly built detached house in Zama 1-chome, Zama, Kanagawa — Lot 1, at the west end of a three-house development. It is an 8-minute walk from Sobudaishita Station on the JR Sagami Line (listings give 7 or 8 minutes; we show the longer figure) and a 24–26-minute walk from Zama Station on the Odakyu Line. The lot faces a public road about 10m wide with a sidewalk on its south side and sits in the block just west of the Machida-Atsugi Route. It is in a neighborhood commercial zone (80% building coverage, 200% floor area ratio) and a quasi-fire prevention district, and is also subject to the Landscape Act.

The house is a two-story wooden building (post-and-beam construction) with a 4LDK layout, completed in July 2026, with a floor area of 109.3㎡. The land is 112.68㎡ (surveyed), freehold. It is the largest of the three lots, with a frontage of about 11m on the lot plan, and is neither a flag-shaped lot nor a corner lot. The price is 37.9 million yen; Lot 2 in the same development (104.72㎡ of land) is listed at the same price, and Lot 3, the corner lot at the east end (110.23㎡), at 39.9 million yen. The seller and builder is Kenshin Co., Ltd., and prices for all lots were revised on September 3. Equipment includes a dishwasher, water purifier and pantry, and there is parking for two cars (depending on vehicle size). The broker's listing describes it as an energy-efficient home meeting ZEH standards.

The 2026 route price is 105,000 yen/㎡ and has been unchanged for three years since 2024. As a new building, it is valued with its full useful life remaining, and the assessed ratio calculated by this site is about 95%. The house is currently vacant, and the listing gives neither a yield nor an expected rent. If it is to be rented out, the rent level needs to be checked separately.

In the listing photos and lot plan, the site is flat and at about the same height as the sidewalk in front. The neighboring lot to the west is a gravel vacant lot at the same height, and the boundary is a low curb and block (about 0.2–0.4m) topped with a mesh fence; we saw no retaining wall or stairs to the road. The north (rear) boundary does not appear in the photos and needs to be checked on site. The nearby places below are straight-line distances (OpenStreetMap) from the development's map coordinates in the SUUMO listing.

Estimated Financing

Assessed value ¥35,877,400 → estimated loan ¥35,870,000 (95% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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