積算100
[Assessed 94.3%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 16 min from Kamimizo Sta.
Assessed 94.3%Detached houseChuo Ward, Sagamihara, KanagawaKamimizo Sta. 16 min walk

[Assessed 94.3%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 16 min from Kamimizo Sta.

Published: Updated:

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Sagami Line Kamimizo Sta.
Walk16 min walk
Assessed Ratio94.3%Assessed 94.3%
Price¥32,900,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 2026 (0 years old)
Land Area104.23㎡
Building Area93.57㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥32,900,000View listing

Assessed Value Breakdown

Land assessed value¥10,423,000
Building assessed value¥20,585,400
Total assessed value¥31,008,400
Asking price¥32,900,000
Assessed ratio94.3%

Calculation basis

  • Land = road price ¥100,000/m² × land area 104.23m²
  • Building = replacement cost ¥220,000/m² × floor area 93.57m² × remaining life 22y ÷ statutory life 22y
  • Built Jul 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.7%
YearRoad price (JPY/m²)YoY
202492,000—
202595,000+3.3%
2026100,000+5.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the local street values and leasehold-ratio symbols for Kamimizo 3-chome on the 2026 route price map, and cross-checked the Kenbiya and SUUMO listings, exterior photos and lot plan to confirm the price and the basis of the valuation.

Locating the road price

On the 2026 route price map (sheet 78150), the local streets of Kamimizo 3-chome range from JPY 95,000 to 105,000/m², and JPY 100,000/m² was the most common, so it is used as the representative value. The same street was JPY 92,000/m² in 2024 and JPY 95,000/m² in 2025. The leasehold-ratio symbol is D (60%) throughout the chome. The lot number is not disclosed, but the listing's map position suggests the fronting road is in the JPY 98,000/m² band; using it gives an assessed ratio of about 93.6%, and even the chome's lowest value of JPY 95,000/m² gives about 92.7%.

View source
Effective land area

The SUUMO listing states no private-road burden and a 4 m road on the northwest, and the lot plan shows an Article 42-1-1 road (about 4.0 m) with no setback, a regular-shaped lot and parking on the road side. No deduction is made; the surveyed 104.23 m² is used as is.

On-site check from photos

We checked six exterior photos plus the lot plan and floor plan. The northwest road in front is flat and the lot is at about the same level. The side boundaries have block walls of two to three courses (about 0.4–0.6 m) topped by fences, with no flag-shaped lot, stepped access or slope. The southeast (rear) boundary does not appear in the photos.

Listing check

SUUMO still carries a separate listing with the same land and floor areas (104.23 m² / 93.57 m²) at JPY 36.9 million; the lowest price, Kenbiya's JPY 32.9 million, is used. Walking time is 15 minutes (Kenbiya) vs 16 minutes (SUUMO), and the longer 16 minutes is used; completion is September 2026 (Kenbiya) vs July 2026 (SUUMO), and the earlier July is used.

What We Could Not Confirm

  • SUUMO still lists a property with the same areas at JPY 36.9 million, and the listings do not show whether this is an older listing from before a price change or a different lot. The price should be confirmed with the agent.
  • The southeast (rear) boundary does not appear in the photos, so the presence of a retaining wall or level difference there has not been confirmed.
  • Because the lot number is not disclosed, the route price of the fronting road is an estimate from the map position (JPY 98,000/m² band). Even the chome's lowest value of JPY 95,000/m² gives an assessed ratio of about 92.7%.
  • The completion date differs between listings: September 2026 on Kenbiya and July 2026 on SUUMO.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven

Convenience store in Kamimizo 3-chome, about 150 m north (straight line) of the centroid of Kamimizo 3-chome (OpenStreetMap).

Source
Tsuruha Drug

Drugstore in Kamimizo, Chuo Ward, Sagamihara, about 230 m south-southwest (straight line) of the centroid of Kamimizo 3-chome (OpenStreetMap).

Source
Lawson Store 100

Convenience store in Kamimizo 2-chome, about 320 m north-northwest (straight line) of the centroid of Kamimizo 3-chome (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

GOLD STEAK

Steak restaurant in Kamimizo 4-chome, about 190 m east-northeast (straight line) of the centroid of Kamimizo 3-chome (OpenStreetMap).

Source
Matsuya

Beef bowl and set-meal chain in Kamimizo 3-chome, about 220 m east-southeast (straight line) of the centroid of Kamimizo 3-chome (OpenStreetMap).

Source
Ramen Shop Nerima

Ramen shop in Kamimizo, Chuo Ward, Sagamihara, about 460 m southwest (straight line) of the centroid of Kamimizo 3-chome (OpenStreetMap).

Source

About This Property

A newly built detached house (the only unit on offer) in Kamimizo 3-chome, Chuo Ward, Sagamihara, Kanagawa. It is a 16-minute walk from Kamimizo Station on the JR Sagami Line (Kenbiya lists 15 minutes and SUUMO 16 minutes; the longer figure is shown) and a 25-minute walk from Banda Station. The regularly shaped lot is 104.23 m² (surveyed), freehold with no private-road burden, and fronts a 4 m public road (Building Standards Act Article 42-1-1) on its northwest side only. The zoning is Category 1 Residential (60% building coverage, 160% floor area ratio), within a quasi-fire-prevention district and a designated land-development regulation area.

The house is a two-storey wooden 4LDK with 93.57 m² of floor area (surveyed). The completion date differs between listings (September 2026 on Kenbiya, July 2026 on SUUMO), and the earlier July 2026 date is used for the valuation. According to the listing, it is built to long-term quality housing certification standards and includes solar panels, floor heating, a bathroom dryer and a smart key, with parking for one car (depending on size) and a garden on the southeast side. It is vacant, no yield or expected rent is listed, and it is marketed as a new home for owner-occupiers.

The 2026 route price is JPY 100,000/m² (JPY 92,000/m² in 2024 and JPY 95,000/m² in 2025), the most common value among the local streets of Kamimizo 3-chome. The lot number is not disclosed, but the map position in the listing suggests the fronting road is in the JPY 98,000/m² band, which would give an assessed ratio of about 93.6%; even the lowest value in the chome, JPY 95,000/m², gives about 92.7%. As a new build, the house is valued with its full 22-year statutory useful life for wooden buildings remaining.

⚠️ The price used is Kenbiya's JPY 32.9 million, but SUUMO still carries a listing with identical land and floor areas (104.23 m² / 93.57 m²) at JPY 36.9 million. The valuation uses the lowest price, JPY 32.9 million, so the actual price should be confirmed with the agent. In the listing photos the lot sits at about the same level as the road in front, and the side boundaries have block walls of two to three courses (about 0.6 m or less), but the southeast (rear) boundary does not appear in any photo. Nearby places are shown with straight-line distances from the centroid of Kamimizo 3-chome (OpenStreetMap).

Estimated Financing

Assessed value ¥31,008,400 → estimated loan ¥31,000,000 (94% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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