積算100
[Assessed 92.5%] Detached house in Zama, Kanagawa — 8 min from Sobudaishita Sta.
Assessed 92.5%Detached houseZama, KanagawaSobudaishita Sta. 8 min walk

[Assessed 92.5%] Detached house in Zama, Kanagawa — 8 min from Sobudaishita Sta.

Published: Updated:

Property Overview

LocationZama, Kanagawa
Nearest StationJR Sagami Line Sobudaishita Sta.
Walk8 min walk
Assessed Ratio92.5%Assessed 92.5%
Price¥37,900,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 2026 (0 years old)
Land Area104.72㎡
Building Area109.3㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥37,900,000View listing

Assessed Value Breakdown

Land assessed value¥10,995,600
Building assessed value¥24,046,000
Total assessed value¥35,041,600
Asking price¥37,900,000
Assessed ratio92.5%

Calculation basis

  • Land = road price ¥105,000/m² × land area 104.72m²
  • Building = replacement cost ¥220,000/m² × floor area 109.3m² × remaining life 22y ÷ statutory life 22y
  • Built Jul 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: ±0.0%
YearRoad price (JPY/m²)YoY
2024105,000—
2025105,000±0.0%
2026105,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We cross-checked the listings for all three houses in the development to confirm Lot 2's position and land area, and verified the basis of the valuation with the 2026 route price map, three exterior photos of Lot 2, and GSI elevation data.

Locating the road price

Aligning the lot number from the seller's listing with the lot-number annotations on the 2026 route price map (sheet 80045) places the development in the block one street west of the Machida-Atsugi Route, and the east-west road about 10m wide that Lot 2 faces is 105,000 yen/㎡. This is also the most common value on the local streets of Zama 1-chome (15 sections). The arterial Machida-Atsugi Route (115,000–120,000 yen/㎡) was not used. The same road was 105,000 yen/㎡ in 2024 and 2025 too. Even replacing it with the lowest value in Zama 1-chome, 85,000 yen/㎡, the assessed ratio is about 86.9%.

View source
Effective land area

Lot 2's land is 104.72㎡ (surveyed), matching between the Kenbiya and SUUMO listings. It is the middle lot between Lots 1 and 3 and is not flag-shaped. The frontage is a public road about 10m wide with no setback required, and no private road burden is listed, so the area is used as is in the valuation.

On-site check from photos

We checked one by one the three exterior photos showing only Lot 2 (front, from the east side, and the passage between it and Lot 1); the lot plan and streetscape photos were the same images as in the Lot 1 listing. The site is flat and at about the same height as the sidewalk in front. The two-course block (about 0.4m) on the boundary with Lot 3 has ground at the same level on both sides and is not a retaining structure. GSI elevation data also shows only a gentle rise of about 0.6m over 30m to the north.

Listing check

Together with Lots 1 and 3 of the same development, it is listed on Kenbiya and SUUMO, and Lot 2's price is 37.9 million yen in every listing. The walk from the station is given as 7 or 8 minutes depending on the listing, so we use 8 minutes. The house is newly built, completed in July 2026, currently vacant, and the yield is listed as undetermined.

What We Could Not Confirm

  • The north (rear) boundary is hidden by plants and does not appear in the photos, so its construction and the height difference with the neighboring land have not been confirmed.
  • We have not confirmed the frontage width. Parking for two cars is stated as "depending on vehicle size," so the size of vehicles that fit needs to be checked on site.
  • The house is vacant, and no expected rent or yield is given. The rent level if it is rented out needs to be checked separately.
  • The description as an energy-efficient home meeting ZEH standards comes from the broker's listing; we have not confirmed whether performance evaluation documents exist.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Zama 1-chome

Convenience store in Zama 1-chome, about 20m north-northwest in a straight line from the development's map coordinates (OpenStreetMap).

Source
7-Eleven

Convenience store in Zama 1-chome, about 420m south in a straight line from the development's map coordinates (OpenStreetMap).

Source
Ministop

Convenience store in Zama 1-chome, about 520m south in a straight line from the development's map coordinates (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Seigetsu (盛月)

Sushi restaurant in Zama 1-chome, about 110m north in a straight line from the development's map coordinates (OpenStreetMap).

Source
Masudaya

Soba noodle shop in Zama 1-chome, about 140m south-southwest in a straight line from the development's map coordinates (OpenStreetMap).

Source

About This Property

This is Lot 2, the middle lot of a three-house new development in Zama 1-chome, Zama. The nearest station is Sobudaishita on the JR Sagami Line; listings give the walk as 7 or 8 minutes, and we use the longer 8 minutes. Zama Station on the Odakyu Line is a 24–26-minute walk. The lot faces a public road about 10m wide with a sidewalk on its south side and is flanked by Lot 1 to the west and Lot 3, a corner lot, to the east. It is in a neighborhood commercial zone (80% building coverage, 200% floor area ratio), a quasi-fire prevention district, and an area subject to the Landscape Act.

The house is a two-story wooden building (post-and-beam construction) with a 4LDK layout, completed in July 2026. Its floor area of 109.3㎡ is the same as Lot 1, but the land is 104.72㎡ (surveyed), the smallest of the three and 7.96㎡ smaller than Lot 1 (112.68㎡). The price is 37.9 million yen, the same as Lot 1; Lot 3 is 39.9 million yen. It is freehold with no private road burden listed, and it is not a flag-shaped lot. There is parking for two cars (depending on vehicle size), and it comes with a dishwasher, water purifier and pantry; the broker's listing describes it as an energy-efficient home meeting ZEH standards. The seller and builder is Kenshin Co., Ltd.

The 2026 route price is 105,000 yen/㎡, the same as in 2024 and 2025. Because the land is smaller, its assessed land value is lower than that of Lot 1 at the same price, and the assessed ratio calculated by this site is about 92%. The building has just been completed and is valued with its full useful life remaining. It is currently vacant, and the listing gives neither a yield nor an expected rent, so the rent level for leasing would need to be researched separately.

We checked three exterior photos showing only Lot 2, plus the lot plan and streetscape photos shared with Lot 1. The site is flat and at about the same height as the sidewalk in front. The Lot 1 side has a low curb and mesh fence, and the Lot 3 side has two courses of block (about 0.4m) with a white privacy fence; on both sides the ground is at the same level. The north (rear) boundary is hidden by plants and does not appear in the photos. Distances for nearby places are straight-line distances (OpenStreetMap) measured from the development's map coordinates in the SUUMO listing.

Estimated Financing

Assessed value ¥35,041,600 → estimated loan ¥35,040,000 (92% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.
Assessed 99.5%
Source: Kenbiya / SUUMO
Detached house
2 sites

[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.

Chuo Ward, Sagamihara, KanagawaJR Yokohama Line Sagamihara Sta. 19 min walk
¥34.8M
[Assessed 134.3%] Condominium building in Fujisawa, Kanagawa — 18 min from Tsujido Sta.
Assessed 134.3%
Source: Rakumachi / Kenbiya
Condominium building
2 sites

[Assessed 134.3%] Condominium building in Fujisawa, Kanagawa — 18 min from Tsujido Sta.

Fujisawa, KanagawaJR Tokaido Line Tsujido Sta. 18 min walk
¥1.400MExpected Yield 5.8%
相模原市南区相模台4丁目の戸建(イメージ)
Assessed 89.7%
Source: SUUMO
Detached house

[Assessed 89.7%] Detached house in Minami Ward, Sagamihara, Kanagawa — 19 min from Odakyu-Sagamihara Sta.

Minami Ward, Sagamihara, KanagawaOdakyu Odawara Line Odakyu-Sagamihara Sta. 19 min walk
¥12M