積算100
[Assessed 90.2%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 20 min from Fuchinobe Sta.
Assessed 90.2%Detached houseChuo Ward, Sagamihara, KanagawaFuchinobe Sta. 20 min walk

[Assessed 90.2%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 20 min from Fuchinobe Sta.

Published: Updated:

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Fuchinobe Sta.
Walk20 min walk
Assessed Ratio90.2%Assessed 90.2%
Price¥40,900,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2026 (0 years old)
Land Area124.57㎡
Building Area96.88㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥40,900,000View listing

Assessed Value Breakdown

Land assessed value¥15,571,250
Building assessed value¥21,313,600
Total assessed value¥36,884,850
Asking price¥40,900,000
Assessed ratio90.2%

Calculation basis

  • Land = road price ¥125,000/m² × land area 124.57m²
  • Building = replacement cost ¥220,000/m² × floor area 96.88m² × remaining life 22y ÷ statutory life 22y
  • Built Sep 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.7%
YearRoad price (JPY/m²)YoY
2024115,000—
2025120,000+4.3%
2026125,000+4.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the local street values for Fuchinobe-honcho 3-chome on the 2026 route price map and cross-checked several listings, the lot plan and site photos to confirm the address, the setback on the front road and the basis of the valuation.

Locating the road price

On the 2026 route price map (sheet 78122 and adjacent sheets), the local streets of Fuchinobe-honcho 3-chome range from JPY 97,000 to 130,000/m² in the northeast and JPY 140,000 to 175,000/m² in the southwest; JPY 125,000/m² was the most common and is used as the representative value (JPY 115,000/m² in 2024, JPY 120,000/m² in 2025). The fronting east road of about 3.3 m is in the JPY 115,000/m² band; using it gives an assessed ratio of about 87.1%, and even the chome's lowest value of JPY 97,000/m² gives about 81.7%.

View source
Effective land area

The lot plan states "setback area 9.04 m², maintained by units 4 and 5 at one half each," but does not say whether it is included in the registered 124.57 m². Because the plan draws the setback strip separately outside the lot, no deduction is made (about 90.2%); if it is included and the half share of 4.52 m² is deducted, the effective land is 120.05 m² and the ratio is about 88.8%.

On-site check from photos

We checked ten Kenbiya photos plus SUUMO's photos of unit 5 and the lot plan. The east road, parking area and setback strip are at about the same level; the south boundary has a block wall about two courses (about 0.4 m) high, and the west and north sides are on the same ground as the neighbouring units. No retaining wall, stepped access, flag-shaped lot or signs of attached housing were seen.

Listing check

SUUMO's listing of the same development, with matching price and areas for unit 5, gives the address as 3-28-11. Kenbiya and HOME'S list the zoning as Category 1 Exclusively Low-rise Residential (50% / 80%), while SUUMO describes the whole development as Category 1 Residential / Category 1 Low-rise (60% / 200%), and the completion dates (September vs. scheduled November 2026) also differ.

What We Could Not Confirm

  • Whether the setback strip (9.04 m², maintained by units 4 and 5 at one half each) is included in the 124.57 m² land area or registered as a separate parcel needs to be confirmed with the agent. If included, the assessed ratio is about 88.8%.
  • The front road is about 3.3 m wide and appears from the setback shown on the lot plan to be an Article 42-2 road, but the road type is not stated.
  • Zoning, building coverage and floor area ratio differ between listings (Category 1 Exclusively Low-rise Residential 50% / 80% vs. Category 1 Residential / Low-rise 60% / 200% for the whole development); the designation for unit 5's lot needs to be confirmed with the agent.
  • The completion date differs between listings: September 2026 on Kenbiya and HOME'S, and scheduled for November 2026 for the whole development on SUUMO.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Sagamihara Fuchinobe-honcho 2-chome

Convenience store in Fuchinobe-honcho 2-chome, about 120 m west (straight line) of the property's registered address point (OpenStreetMap).

Source
Create SD Sagamihara Fuchinobe-honcho

Drugstore in Fuchinobe-honcho 3-chome, about 560 m southwest (straight line) of the property's registered address point (OpenStreetMap).

Source
FamilyMart Sagamihara Fuchinobe-honcho

Convenience store in Fuchinobe-honcho 3-chome, about 570 m southwest (straight line) of the property's registered address point (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Menya Ayumu Fuchinobe

Ramen shop in Fuchinobe-honcho 3-chome, about 50 m northwest (straight line) of the property's registered address point (OpenStreetMap).

Source
Kaigaraya

Ramen shop in Fuchinobe-honcho 3-chome, about 190 m west-southwest (straight line) of the property's registered address point (OpenStreetMap).

Source
Yumean Fuchinobe

Japanese family restaurant in Fuchinobe-honcho 3-chome, about 510 m southwest (straight line) of the property's registered address point (OpenStreetMap).

Source

About This Property

⚠️ This property fronts a public road of only about 3.3 m on its east side, narrower than 4 m. The lot plan states "setback area 9.04 m², maintained by units 4 and 5 at one half each," so the road appears to be an Article 42-2 road under the Building Standards Act. The listing does not state whether this setback strip is included in the registered land area of 124.57 m². If it is not included (no deduction), the assessed ratio is about 90.2%; if it is included and unit 5's half share of 4.52 m² is deducted (effective land 120.05 m²), it is about 88.8%. This article displays the no-deduction figure.

The property is in Fuchinobe-honcho 3-chome, Chuo Ward, Sagamihara, Kanagawa (3-28-11 according to SUUMO's listing of the same development), and is unit 5 of the five-unit Graphare "Fuchinobe-honcho 3-chome Phase 12" development by Iida Group. It is a 20-minute walk (1,600 m) from Fuchinobe Station on the JR Yokohama Line, or a 3-minute bus ride to the Sanno stop plus a 9-minute walk. Yabe Station is a 27-minute walk.

The house is a two-storey wooden 3LDK with 96.88 m² of floor area (registered) on freehold land. Kenbiya and HOME'S list completion as September 2026 (immediate handover), while SUUMO lists the whole development as scheduled for November 2026; the earlier September 2026 is used for the valuation. Kenbiya and HOME'S give the zoning as Category 1 Exclusively Low-rise Residential (50% coverage, 80% floor area ratio), while SUUMO describes the whole development as "Category 1 Residential, Category 1 Low-rise" with 60% / 200%. Unit 5's floor area corresponds to a floor area ratio of about 77.8%, within the 80% limit. It is long-term quality certified housing with parking for two cars (depending on size) and an open kitchen with a dishwasher, and it is not sold with building conditions. It is vacant, no yield or expected rent is listed, and it is marketed as a new home for owner-occupiers.

The 2026 route price is JPY 125,000/m² (JPY 115,000/m² in 2024 and JPY 120,000/m² in 2025), the most common value among the local streets of Fuchinobe-honcho 3-chome. The fronting east road is in the JPY 115,000/m² band, which would give about 87.1%; even the chome's lowest value of JPY 97,000/m² gives about 81.7%. In the listing photos the road, parking area and setback strip are at about the same level, the block wall on the south boundary is about 0.4 m, and no retaining wall or steps are visible. Nearby places are shops within Chuo Ward, Sagamihara, with straight-line distances from the registered address point (3-28-11) (OpenStreetMap).

Estimated Financing

Assessed value ¥36,884,850 → estimated loan ¥36,880,000 (90% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.
Assessed 99.5%
Source: Kenbiya / SUUMO
Detached house
2 sites

[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.

Chuo Ward, Sagamihara, KanagawaJR Yokohama Line Sagamihara Sta. 19 min walk
¥34.8M
[Assessed 134.3%] Condominium building in Fujisawa, Kanagawa — 18 min from Tsujido Sta.
Assessed 134.3%
Source: Rakumachi / Kenbiya
Condominium building
2 sites

[Assessed 134.3%] Condominium building in Fujisawa, Kanagawa — 18 min from Tsujido Sta.

Fujisawa, KanagawaJR Tokaido Line Tsujido Sta. 18 min walk
¥1.400MExpected Yield 5.8%
相模原市南区相模台4丁目の戸建(イメージ)
Assessed 89.7%
Source: SUUMO
Detached house

[Assessed 89.7%] Detached house in Minami Ward, Sagamihara, Kanagawa — 19 min from Odakyu-Sagamihara Sta.

Minami Ward, Sagamihara, KanagawaOdakyu Odawara Line Odakyu-Sagamihara Sta. 19 min walk
¥12M