積算100
[Assessed 127.9%] Detached house in Izumi Ward, Yokohama, Kanagawa — 16 min from Tateba Sta.
Assessed 127.9%Detached houseIzumi Ward, Yokohama, KanagawaTateba Sta. 16 min walk

[Assessed 127.9%] Detached house in Izumi Ward, Yokohama, Kanagawa — 16 min from Tateba Sta.

Published: Updated:

Property Overview

LocationIzumi Ward, Yokohama, Kanagawa
Nearest StationYokohama Municipal Subway Blue Line Tateba Sta.
Walk16 min walk
Assessed Ratio127.9%Assessed 127.9%
Price¥10,000,000
TypeDetached house
Expected Yield7.2%
StructureWooden
BuiltBuilt May 1971 (55 years old)
Land Area75.26㎡
Building Area67.06㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥10,000,000View listing

Assessed Value Breakdown

Land assessed value¥12,794,200
Building assessed value¥0
Total assessed value¥12,794,200
Asking price¥10,000,000
Assessed ratio127.9%

Calculation basis

  • Land = road price ¥170,000/m² × land area 75.26m²
  • Building = replacement cost ¥220,000/m² × floor area 67.06m² × remaining life 0y ÷ statutory life 22y
  • Built May 1971 (55 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.7%
YearRoad price (JPY/m²)YoY
2024155,000—
2025165,000+6.5%
2026170,000+3.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the town name in the listing does not exist, we narrowed down the location using the GSI address search and place names on the 2026 route price map, then checked the figures against route prices on the local streets of Izumi-ga-oka and the three listing photos.

Listing check

Searching the listed address "Izumigaoka, Izumi Ward, Yokohama" in the GSI address service only matches down to Izumi Ward; there is no town called Izumigaoka (泉が丘) in the ward. On the 2026 route price map (sheet 68103), Izumigaoka Park and Izumigaoka Junior High School appear inside Izumi-ga-oka (和泉が丘). The listed walking times (16 minutes from Tateba, 22 minutes from Shimoiida) are consistent with the straight-line distances from both stations to the centroids of Izumi-ga-oka 1–3-chome (about 1.1–1.4 km), so we estimate the property is in one of Izumi-ga-oka 1–3-chome. The lot number has not been identified.

Locating the road price

Sheet 68103 covers Izumi-ga-oka 1–3-chome together. Local streets in Izumi-ga-oka fall into bands of 165,000–185,000 yen/m²; 170,000 yen/m² is the most common (about 14 sections), followed by 165,000 yen/m² (about 11 sections). Because the chome cannot be identified, we use the most common value, 170,000 yen/m² (leasehold ratio D), as the representative value. Even the lowest band, 165,000 yen/m², gives an assessed ratio of about 124.2%, and the 185,000 yen/m² perimeter road gives about 139.2%, so the conclusion does not change whichever band applies. The same road moved 155,000 (2024) → 165,000 (2025) → 170,000 (2026) yen/m². Parts of the south-west and north of the sheet are in a multiplier-rate area, but since the listed zoning is a Category 1 Residential Zone, we judged the property to be on the Izumi-ga-oka side within the urbanization promotion area.

View source
Effective land area

The listing mentions no private road burden or setback, so the listed land area of 75.26 m² is used as is. The width of the front road is not given, but even assuming a 3.6 m road and a frontage of about 7 m with a setback, the deduction would be about 1.4 m² and the assessed ratio about 125%.

Rights and restrictions

The remarks state "partly unregistered extension, building coverage exceeded". Part of an extension is not registered and the building exceeds the designated building coverage ratio, so it may be a non-compliant or legally non-conforming building. The house is a 55-year-old wooden building past its statutory useful life, so its assessed value is zero and the assessment is based on the land only.

On-site check from photos

Of the three listing photos, one shows the exterior and the other two the interior. The front road and the site are at almost the same level, with two tiled steps up to the entrance and a concrete base under the building about 0.4–0.6 m high. The level difference across the decorative block wall at front left is about 0.5 m or less, and the house on the right is at almost the same level. It is a free-standing house with gaps on both sides, and there is no sign of a flag-shaped lot. There are no photos of the rear (south-east) or far side boundaries, so these have not been checked. Because the street number is unknown, we have not cross-checked with elevation data.

What We Could Not Confirm

  • The town name "Izumigaoka" in the listing does not exist in Izumi Ward; the location is an estimated range, one of Izumi-ga-oka 1–3-chome. The lot number has not been identified and needs to be confirmed with the listing agent.
  • The road access field only says "north-west side"; the width and type of the front road (whether it is a road under the Building Standards Act) are not in the listing. These need to be confirmed together with whether a setback is required.
  • The listing says "partly unregistered extension, building coverage exceeded" but gives neither the extent of the excess nor the area of the unregistered part. Since this affects financing and the size of any rebuild, it needs to be confirmed with the listing agent and Yokohama City's urban planning information, together with the listed designation of a Category 1 Residential Zone with 50% building coverage and 100% floor-area ratio.
  • There is only one exterior photo, and the rear (south-east) and far side boundaries have not been checked. Whether there are retaining walls or level differences with neighbouring lots needs to be checked on site.
  • The property is listed as leased and fully occupied, but the lease term, tenant and type of contract are not given. The interior photos show the house being lived in; the lease terms need to be confirmed with the listing agent.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

U-coop Hagimaru

Supermarket (Izumi-chuo-minami 1-chome, Izumi Ward). Confirmed on OpenStreetMap at about 480 m in a straight line from the centroid of Izumi-ga-oka 2-chome.

Source
Ministop

Convenience store (Nakata-nishi 3-chome, Izumi Ward). Confirmed on OpenStreetMap at about 540 m in a straight line from the centroid of Izumi-ga-oka 2-chome.

Source
Gyomu Super TAKENOKO Tateba

Supermarket (Nakata-nishi 1-chome, Izumi Ward). Confirmed on OpenStreetMap at about 630 m in a straight line from the centroid of Izumi-ga-oka 2-chome.

Source

Neighborhood ② Dining Near the Station

Yakiniku Mitsumata

Yakiniku (grilled meat) restaurant (Izumi-chuo-minami 1-chome, Izumi Ward). Confirmed on OpenStreetMap at about 340 m in a straight line from the centroid of Izumi-ga-oka 2-chome.

Source
Hama Sushi

Conveyor-belt sushi restaurant (Nakata-nishi 1-chome, Izumi Ward). Confirmed on OpenStreetMap at about 690 m in a straight line from the centroid of Izumi-ga-oka 2-chome.

Source
Jolly Pasta

Pasta restaurant (Izumi-chuo-minami 1-chome, Izumi Ward). Confirmed on OpenStreetMap at about 700 m in a straight line from the centroid of Izumi-ga-oka 2-chome.

Source

About This Property

⚠️ The listing gives the address as "Izumigaoka, Izumi Ward, Yokohama", but no town named Izumigaoka (泉が丘) exists in Izumi Ward. A search on the Geospatial Information Authority of Japan (GSI) address service only matches down to Izumi Ward, while the 2026 route price map (sheet 68103) shows Izumigaoka Park and Izumigaoka Junior High School inside the town of Izumi-ga-oka (和泉が丘), so we take the listing to mean Izumi-ga-oka. This is consistent with the listed walking times of 16 minutes from Tateba Station and 22 minutes from Shimoiida Station. The chome cannot be narrowed down, so the location field reads "one of Izumi-ga-oka 1–3-chome (estimated)". This is an estimated range, not an identified lot number.

A detached house for rent, 16 minutes on foot from Tateba Station on the Yokohama Municipal Subway Blue Line (22 minutes from Shimoiida Station). The two-storey wooden house (tiled and flat roof) was built in May 1971 (55 years old) and has a total floor area of 67.06 m². The land is 75.26 m² (22.76 tsubo), freehold, listed as a Category 1 Residential Zone with 50% building coverage and 100% floor-area ratio. It is leased and fully occupied, with projected annual rent of 720,000 yen (60,000 yen per month) and a gross yield of 7.2%. The price is 10 million yen, offered through a broker under an exclusive brokerage agreement. ⚠️ The road access field only says "north-west side"; the width and type of the front road (whether it is a road under the Building Standards Act) are not given. The remarks also state "partly unregistered extension, building coverage exceeded", meaning the building exceeds the designated building coverage ratio. It may be a non-compliant or legally non-conforming building, which can affect financing and the size of any rebuild. The extent of the excess is not stated. Nearby are U-coop Hagimaru (about 480 m), Gyomu Super Tateba (about 630 m), Yakiniku Mitsumata (about 340 m) and Hama Sushi (about 690 m). Distances are straight-line distances from the centroid of Izumi-ga-oka 2-chome (the middle of 1–3-chome), not from the property.

The assessment is based on the land only (the building is past the 22-year statutory useful life for wooden structures, so its assessed value is zero). We use 170,000 yen/m² (leasehold ratio D), the most common route price on the local streets of Izumi-ga-oka on sheet 68103, giving an assessed ratio of about 127.9%. Local streets in Izumi-ga-oka fall into bands of 165,000–185,000 yen/m²; even the lowest, 165,000 yen/m², gives about 124.2%, and the 185,000 yen/m² of the perimeter road gives about 139.2%, so the conclusion holds even though the chome is unknown. The same road has risen from 155,000 yen/m² in 2024, about 9.7% in two years. The width of the front road is unknown, but even if it were 3.6 m and a setback were required, the deduction would be about 1.4 m² and the ratio about 125%.

In the exterior photo, the front road and the site are at almost the same level; two tiled steps lead to the entrance, and the concrete base under the building is about 0.4–0.6 m high. No large level differences with the neighbouring lots on either side are visible, it is a free-standing house with gaps on both sides, and there is no sign of a flag-shaped lot. ⚠️ However, only one exterior photo shows the site, and the rear (south-east) and far side boundaries have not been checked. The lot number, the width and type of the front road, the extent of the building-coverage excess and the registration of the extension, and the condition of the rear boundary need to be confirmed with the listing agent.

Estimated Financing

Assessed value ¥12,794,200 → estimated loan ¥10,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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