積算100
[Assessed 88.3%] Land in Zama, Kanagawa — 13 min from Odakyu-Sagamihara Sta.
Assessed 88.3%LandZama, KanagawaOdakyu-Sagamihara Sta. 13 min walk

[Assessed 88.3%] Land in Zama, Kanagawa — 13 min from Odakyu-Sagamihara Sta.

Published: Updated:

Property Overview

LocationZama, Kanagawa
Nearest StationOdakyu Odawara Line Odakyu-Sagamihara Sta.
Walk13 min walk
Assessed Ratio88.3%Assessed 88.3%
Price¥13,000,000
TypeLand
Land Area67.53㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥13,000,000View listing

Assessed Value Breakdown

Land assessed value¥11,480,100
Building assessed value-
Total assessed value¥11,480,100
Asking price¥13,000,000
Assessed ratio88.3%

Calculation basis

  • Land = road price ¥170,000/m² × land area 67.53m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.7%
YearRoad price (JPY/m²)YoY
2024155,000—
2025165,000+6.5%
2026170,000+3.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked two sheets of the 2026 road price map, the Kenbiya listing with ten photos and the lot plan, and GSI elevation data to confirm the representative road price, how the private road was treated and the site's level differences.

Locating the road price

On the 2026 road price maps (sheets 80011 and 80019) we traced the local streets of Sagamigaoka 3-chome. Values range from JPY 160,000 to 180,000/㎡; JPY 170,000 and 175,000 appear almost equally often, so we took the lower, JPY 170,000/㎡, as representative. The private road in front appears to have no road price of its own. The same route moved from JPY 155,000 to 165,000 to 170,000/㎡ over three years.

View source
Effective land area

Kenbiya shows land area excluding private roads. Here too the private-road portion (lot 864-25, 10 ㎡) is listed separately and drawn as a separate parcel on the lot plan, so we valued the listed 67.53 ㎡ as is.

On-site check from photos

We reviewed ten listing photos (exterior, lot plan and others). Along the private road there is a low wall about 0.3–0.45 m high topped with a fence, and the concrete under the gate is level with the road. No steps or retaining walls appear. The lot plan shows the whole site facing the private road on the east; it is not a flag-shaped lot.

Building valuation assumptions

The listing gives no age, structure or floor area for the old house, so the building is valued at zero and only the land is assessed.

What We Could Not Confirm

  • The rear (west) and south boundaries do not appear in the photos, so any level difference there is unconfirmed.
  • The site fronts a private (designated) road, and the price of the road it touches is not identified. At JPY 160,000/㎡, the lowest value in the block, the ratio would be about 83.1%.
  • The listing does not give the old house's age, structure or condition, or who bears demolition costs and the handover terms.
  • The lot number is not disclosed, so the property's exact location is not identified.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Sanwa Sagamigaoka (Sagamigaoka 6-chome, Zama)

Supermarket. About 570 m in a straight line from the representative point of Sagamigaoka 3-chome (GSI address search coordinates), per OpenStreetMap. The lot number is not disclosed, so the distance from the property itself will differ.

Source
Lawson Three F Zama Sagamigaoka

Convenience store. About 570 m in a straight line from the representative point of Sagamigaoka 3-chome (OpenStreetMap).

Source
Sugi Pharmacy (Sagamigaoka 1-chome, Zama)

Drugstore. About 570 m in a straight line from the representative point of Sagamigaoka 3-chome (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Sanki (Sagamigaoka 3-chome, Zama)

Restaurant. About 200 m in a straight line from the representative point of Sagamigaoka 3-chome (OpenStreetMap).

Source
Chinraku (Sagamigaoka 6-chome, Zama)

Chinese restaurant. About 300 m in a straight line from the representative point of Sagamigaoka 3-chome (OpenStreetMap).

Source
Densetsu no Sutadonya Zama

Rice-bowl restaurant. About 450 m in a straight line from the representative point of Sagamigaoka 3-chome (OpenStreetMap).

Source

About This Property

A plot with an old house in Sagamigaoka 3-chome, Zama, Kanagawa, a 13-minute walk from Odakyu-Sagamihara Station on the Odakyu Odawara Line. It sits in a Category 1 medium-to-high-rise exclusive residential zone (building coverage 60%, floor area ratio 200%) and faces a 4.0 m private road (a designated road) on the east. The private-road portion is held as a separate parcel (lot 864-25, 10 ㎡) and is not included in the 67.53 ㎡ land area.

The price is JPY 13 million for 67.53 ㎡ of land (registered area, freehold, residential land category). An old house remains on the site, but its age, structure and layout are not listed, so the valuation counts the building at zero and assesses the land only. The listing does not say who bears demolition costs or the handover terms. Buses from Chuo-Rinkan and Sagami-Ono stations also serve the area.

The assessed ratio is about 88.3%, based on the representative road price of JPY 170,000/㎡ for Sagamigaoka 3-chome (2026, the most common value on local streets in the block) multiplied by 67.53 ㎡. The road price rose from JPY 155,000 (2024) to 165,000 (2025) and 170,000/㎡ (2026). Because the site fronts a private road, the price of the road it actually touches is not identified; at JPY 160,000/㎡, the lowest band in the block, the ratio would be about 83.1%.

All ten listing photos were taken from the private road on the east. The front low wall is short and the concrete under the gate is level with the road. We found no retaining wall, steps up from the road or flag-shaped lot, and the old house is detached from its neighbors. ⚠️ The rear (west) and south boundaries do not appear in the photos, so any level difference there is unconfirmed. GSI elevation data show the surrounding area is a gentle plateau.

Estimated Financing

Assessed value ¥11,480,100 → estimated loan ¥11,480,000 (88% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.
Assessed 99.5%
Source: Kenbiya / SUUMO
Detached house
2 sites

[Assessed 99.5%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 19 min from Sagamihara Sta.

Chuo Ward, Sagamihara, KanagawaJR Yokohama Line Sagamihara Sta. 19 min walk
¥34.8M
[Assessed 134.3%] Condominium building in Fujisawa, Kanagawa — 18 min from Tsujido Sta.
Assessed 134.3%
Source: Rakumachi / Kenbiya
Condominium building
2 sites

[Assessed 134.3%] Condominium building in Fujisawa, Kanagawa — 18 min from Tsujido Sta.

Fujisawa, KanagawaJR Tokaido Line Tsujido Sta. 18 min walk
¥1.400MExpected Yield 5.8%
相模原市南区相模台4丁目の戸建(イメージ)
Assessed 89.7%
Source: SUUMO
Detached house

[Assessed 89.7%] Detached house in Minami Ward, Sagamihara, Kanagawa — 19 min from Odakyu-Sagamihara Sta.

Minami Ward, Sagamihara, KanagawaOdakyu Odawara Line Odakyu-Sagamihara Sta. 19 min walk
¥12M