積算100
[Assessed 89.4%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 9 min from Kamimizo Sta.
Assessed 89.4%Detached houseChuo Ward, Sagamihara, KanagawaKamimizo Sta. 9 min walk

[Assessed 89.4%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 9 min from Kamimizo Sta.

Published: Updated:

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Sagami Line Kamimizo Sta.
Walk9 min walk
Assessed Ratio89.4%Assessed 89.4%
Price¥41,990,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 2026 (0 years old)
Land Area130.95㎡
Building Area108.92㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥41,990,000View listing

Assessed Value Breakdown

Land assessed value¥13,573,000
Building assessed value¥23,962,400
Total assessed value¥37,535,400
Asking price¥41,990,000
Assessed ratio89.4%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 108.92m² × remaining life 22y ÷ statutory life 22y
  • Built Aug 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +12.0%
YearRoad price (JPY/m²)YoY
2024125,000—
2025130,000+4.0%
2026140,000+7.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the FY2026 route price map and the photos and lot plans from three listings to confirm the area of the flag lot's access strip and level differences around the site.

Locating the road price

We checked the local streets of Yokoyama 6-chome on the FY2026 route price map (sheet 78139). All local streets in the district are 140,000 yen/m² (leasehold ratio D); Yokoyama Koen-dori (145,000 yen/m²) and the arterial roads on the east and south (155,000–165,000 yen/m²) were not used as the representative value. The same street went from 125,000 to 130,000 to 140,000 yen/m² over three years.

View source
Effective land area

The lot plan shows the access strip as 3.00 m wide and about 10.96 m long (about 32.9 m²), but another listing states it includes an access strip of about 34 m². We used the larger 34 m² deduction, giving an effective site area of 96.95 m². Deducting 32.9 m² would give about 89.8%, and no deduction about 100.7%.

Building valuation assumptions

The house is a two-story wooden 4LDK with 108.92 m² of total floor area, completed in August 2026. There is no built-in garage, and the floor area does not include one. Because it is brand new, the building value is large and declines each year with age.

On-site check from photos

We checked 28 photos from three listings, including photos taken before the old house was demolished. The 6 m front road is flat, and the entrance to the access strip is a gentle slope with no step. The southeast boundary has 3–4 courses of block (0.6–0.8 m) with a fence, and the northwest boundary with Building No. 2 has about 3 courses; both retain no more than 0.8 m. The block wall on the boundary with Building No. 1 has ground at about the same level on both sides and does not retain soil. The rear (southwest) boundary did not appear in any photo.

Rights and restrictions

The site is in a residential land development regulation area (Embankment Regulation Act) and a quasi-fire prevention district. No building conditions, leasehold, rebuilding restriction, or cliff ordinance are mentioned. Buildings No. 1 (42.99 million yen) and No. 2 (46.99 million yen) in the same subdivision are also listed.

What We Could Not Confirm

  • The rear (southwest) boundary does not appear in the photos, so level differences or retaining walls there have not been confirmed. Elevation data shows the ground sloping down outside the site.
  • Listings give a 7 to 9-minute walk to the station; this article uses the longer 9 minutes.
  • The exact area of the access strip (about 32.9 m² or about 34 m²) should be confirmed on a survey plan.
  • No expected rent or yield as a rental house is given in the listings.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Gyomu Super

Supermarket. About 150 m in a straight line from the listed coordinates of the subdivision (OpenStreetMap).

Source
Lawson

Convenience store. About 190 m in a straight line from the listed coordinates of the subdivision (OpenStreetMap).

Source
Welcia

Drugstore. About 500 m in a straight line from the listed coordinates of the subdivision (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Asaichi Shokudo

Casual Japanese diner. About 190 m in a straight line from the listed coordinates of the subdivision (OpenStreetMap).

Source
Hamazushi

Sushi restaurant. About 270 m in a straight line from the listed coordinates of the subdivision (OpenStreetMap).

Source
Tenya

Tempura rice bowl chain. About 510 m in a straight line from the listed coordinates of the subdivision (OpenStreetMap).

Source

About This Property

This is a newly built detached house in Yokoyama 6-chome, Chuo Ward, Sagamihara, Kanagawa. It is Building No. 3 of a three-house subdivision: a two-story wooden 4LDK house (total floor area 108.92 m²) completed in August 2026 and offered vacant for immediate handover. The nearest station is Kamimizo on the JR Sagami Line; listings give a 7 to 9-minute walk, so we use the longer 9 minutes. The site is a flag-shaped lot that reaches a 6 m public road (Building Standards Act Article 42-1-1) on the northeast through a 3.0 m wide access strip. It lies in a Category 1 medium-to-high-rise residential zone (building coverage 60%, floor area ratio 200%), a quasi-fire prevention district, and a residential land development regulation area.

The price is 41.99 million yen. The land is 130.95 m² (freehold, no private road share), of which about 34 m² is the access strip. There is no built-in garage; two cars park in tandem on the access strip. The listing states insulation grade 5 and an energy-saving rating of 3 stars. It is listed as a rental house, but no expected rent or yield is given. Buildings No. 1 and No. 2 in the same subdivision are listed at 42.99 and 46.99 million yen, and an early listing from March 2026 showed a higher price range.

The assessed value ratio is about 89.4%. Every local street in Yokoyama 6-chome carries a route price of 140,000 yen/m² (FY2026, leasehold ratio D), up 12.0% over two years from 125,000 (FY2024) and 130,000 (FY2025). The land is valued at 96.95 m² after deducting the roughly 34 m² access strip; without the deduction the ratio would be about 100.7%. Because the house is new, the building accounts for about 64% of the assessed value. The building value falls by about 1.09 million yen each year, so the ratio is calculated to drop to about 86.8% in August 2027 when the house turns one year old.

⚠️ The rear (southwest) boundary does not appear in any listing photo, so level differences there could not be confirmed from photos. GSI elevation data shows the ground outside the site sloping down toward Yokoyama Koen-dori, with a difference of about 0.3–0.4 m within a few meters of the boundary, but an on-site check is needed. Measured in a straight line from the subdivision's listed coordinates, Gyomu Super is about 150 m, Lawson about 190 m, Welcia about 500 m, Asaichi Shokudo about 190 m, Hamazushi about 270 m, and Tenya about 510 m away (OpenStreetMap). The listing says Yokoyama Park is about a 2-minute walk.

Estimated Financing

Assessed value ¥37,535,400 → estimated loan ¥37,530,000 (89% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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