積算100
[Assessed 83.7%] Detached house in Isogo Ward, Yokohama, Kanagawa — 19 min from Sugita Sta.
Assessed 83.7%Detached houseIsogo Ward, Yokohama, KanagawaSugita Sta. 19 min walk

[Assessed 83.7%] Detached house in Isogo Ward, Yokohama, Kanagawa — 19 min from Sugita Sta.

Published: Updated:

Property Overview

LocationIsogo Ward, Yokohama, Kanagawa
Nearest StationKeikyu Main Line Sugita Sta.
Walk19 min walk
Assessed Ratio83.7%Assessed 83.7%
Price¥14,800,000
TypeDetached house
Expected Yield9.72%
StructureWooden
BuiltBuilt Oct 1971 (55 years old)
Land Area99.17㎡
Building Area92.73㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥14,800,000View listing
SUUMO¥14,800,000View listing
SUUMO¥14,800,000View listing

Assessed Value Breakdown

Land assessed value¥12,390,000
Building assessed value¥0
Total assessed value¥12,390,000
Asking price¥14,800,000
Assessed ratio83.7%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 92.73m² × remaining life 0y ÷ statutory life 22y
  • Built Oct 1971 (55 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.7%
YearRoad price (JPY/m²)YoY
2024135,000—
2025135,000±0.0%
2026140,000+3.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We supplemented a listing without photos with photos from two other listings of the same property, counted the route price bands on four FY2026 map sheets, and checked how the front road and setback should be treated.

Locating the road price

We counted Tanaka 1-chome across four sheets of the FY2026 route price map (66126, 66127, 66138, 66139). On local streets, 140,000 yen/m² is the most common with about 15 sections, followed by 145,000 yen/m² with about 7 and a dozen or so sections at 135,000 yen/m² or less. We use the mode of 140,000 yen/m²; the same street went from 135,000 to 135,000 to 140,000 yen/m² over three years. The winding roads on the western slope of the district are 110,000–135,000 yen/m². If the property adjoins one of them, the ratio would be about 80.7% at 135,000 yen/m² and about 74.7% at 125,000 yen/m².

View source
Effective land area

One listing says 10.67 m² of setback is required, while another says setback is done. Because the required figure matches the setback calculated from the road width of about 1.8 m and frontage of about 9.7 m (about 1.1 m × 9.7 m), we deducted it, giving an effective site area of 88.50 m².

On-site check from photos

The Kenbiya listing has no photos, so we checked photos from two other listings of the same property (price, land, building, and construction date match). From the front road, the site is reached over a low concrete retaining edge and three steps, no more than 0.6 m high. The north boundary is at about the same level as the neighbor. The 2–3 m retaining wall visible from the kitchen door was judged to belong to the land across the road. A view photo from the second floor shows the ground to the south about 2 m lower, but where it drops could not be identified, and the rear (west) boundary does not appear in the photos.

Building valuation assumptions

A two-story wooden 4LDK with 92.73 m² of total floor area (52.99 m² on the first floor and 39.74 m² on the second), built in October 1971. In January 2024 the kitchen was replaced, walls and floors were redone, and anti-termite treatment was applied. It has passed its 22-year statutory useful life, so the building is valued at zero.

Rights and restrictions

The site is in a Category 1 low-rise residential zone with quasi-fire prevention, residential land development regulation, height control, wall setback, and minimum site area restrictions. The front road is an Article 42-2 road about 1.8 m wide.

What We Could Not Confirm

  • The rear (west) boundary does not appear in the photos, and where the ground drops on the south side could not be identified. Whether there are retaining walls or level differences needs to be checked on site.
  • The street number is not disclosed, so the route price band of the adjoining road is not confirmed. If it adjoins a lower band in the district (around 125,000 yen/m²), the ratio falls below 80%.
  • Listings disagree on whether setback is required or already done; this should be confirmed with the agent.
  • The listing gives no figure for the minimum site area, and whether rebuilding is possible if the site after setback falls below it needs to be confirmed with Yokohama City.
  • The 9.72% gross yield is based on an expected rent for a vacant house (120,000 yen per month), not an actual rental record.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Kuriki 1-chome

Convenience store. About 550 m from the property according to the listing (Toho House listing on SUUMO).

Source
My Basket

Small supermarket. About 380 m in a straight line from the representative point of Tanaka 1-chome (GSI address search coordinates) (OpenStreetMap). As the street number is not disclosed, this differs from the distance from the property.

Source
Fit Care DEPOT Sasage

Drugstore. About 1,300 m from the property according to the listing (Toho House listing on SUUMO).

Source

Neighborhood ② Dining Near the Station

Saizeriya

Italian family restaurant. About 460 m in a straight line from the representative point of Tanaka 1-chome (OpenStreetMap).

Source
Yumean

Japanese family restaurant. About 560 m in a straight line from the representative point of Tanaka 1-chome (OpenStreetMap).

Source
Bamiyan

Chinese family restaurant. About 570 m in a straight line from the representative point of Tanaka 1-chome (OpenStreetMap).

Source

About This Property

⚠️ The front road is a Article 42-2 road about 1.8 m wide, so setback is required when rebuilding (listings disagree: one says 10.67 m² of setback is required, another says it is done). A view photo from the second floor shows the ground to the south about 2 m lower, and the rear (west) boundary does not appear in any photo, so whether there are retaining walls or level differences of 1 m or more around the site has not been determined. The route price band of the adjoining road is also not confirmed; if it is a lower band, the assessed value ratio falls below 80%. These points need to be checked on site and with the agent.

This is a used detached house in Tanaka 1-chome, Isogo Ward, Yokohama, Kanagawa. The nearest stations are Sugita on the Keikyu Main Line and Yokodai on the JR Negishi Line, each a 19-minute walk. The site has about 9.7 m of frontage on the road to the east. It lies in a Category 1 low-rise residential zone (building coverage 50%, floor area ratio 100%), a quasi-fire prevention district, a residential land development regulation area, and a height control district. The seller's listing mentions an elevated location with a view, and the front road is sloped.

The price is 14.8 million yen. The land is 99.17 m² (registered, freehold, no private road share), and the house is a two-story wooden 4LDK with 92.73 m² of total floor area, built in October 1971 (55 years old). In January 2024 the kitchen was replaced, walls and floors were redone, and anti-termite treatment was applied. It is currently vacant; the Kenbiya listing gives an expected rent of 120,000 yen per month and a gross yield of 9.72% (not an actual rental record).

The assessed value ratio is about 83.7%. The building has passed its statutory useful life and is valued at zero, so the ratio depends on the land alone. We use 140,000 yen/m² (FY2026, leasehold ratio D), the most common value on the local streets of Tanaka 1-chome, which rose about 3.7% over two years from 135,000 (FY2024 and FY2025). The land is valued at 88.50 m² after deducting 10.67 m² of setback; without the deduction the ratio would be about 93.8%. ⚠️ The site is on a slope and may adjoin the winding roads on the western slope of the district (110,000–135,000 yen/m²); at 125,000 yen/m² the ratio would be about 74.7%, and at 135,000 yen/m² about 80.7%.

The listing states that a minimum site area applies but gives no figure. If the site after setback (88.50 m²) is below the minimum, whether it can be rebuilt under the exemption for existing sites needs to be confirmed with Yokohama City. Nearby, Lawson Kuriki 1-chome is about 550 m and Fit Care DEPOT Sasage about 1,300 m away (both per the listing), and My Basket is about 380 m, Saizeriya about 460 m, Yumean about 560 m, and Bamiyan about 570 m away (the last four in a straight line from the representative point of Tanaka 1-chome, OpenStreetMap).

Estimated Financing

Assessed value ¥12,390,000 → estimated loan ¥12,390,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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