積算100
[Assessed 113%] Detached house in Ebina, Kanagawa — 14 min from Shake Sta.
Assessed 113%Detached houseEbina, KanagawaShake Sta. 14 min walk

[Assessed 113%] Detached house in Ebina, Kanagawa — 14 min from Shake Sta.

Published: Updated:

Property Overview

LocationEbina, Kanagawa
Nearest StationJR Sagami Line Shake Sta.
Walk14 min walk
Assessed Ratio113%Assessed 113%
Price¥26,800,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 2025 (0 years old)
Land Area101.71㎡
Building Area88.29㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥26,800,000LowestView listing
Kenbiya¥27,800,000View listing

※ Listed prices differ between sites — a price cut may not be reflected everywhere yet. The lowest listed price is used as the price in this article.

Assessed Value Breakdown

Land assessed value¥10,858,300
Building assessed value¥19,423,800
Total assessed value¥30,282,100
Asking price¥26,800,000
Assessed ratio113%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 88.29m² × remaining life 22y ÷ statutory life 22y
  • Built Dec 2025 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.5%
YearRoad price (JPY/m²)YoY
2024105,000—
2025110,000+4.8%
2026115,000+4.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the FY2026 route price map, the site plan and unit list of the same development on SUUMO, and the 8 listing photos to look into the price and floor area discrepancies, the treatment of the 7.29 m² private road, and level differences along the corner lot's roads.

Locating the road price

On the FY2026 route price map (no. 80212), 115,000 yen/m² is the most common value on the local streets of Shake 2-chome (6 sections), so we used it as the representative value. The prefectural road at the eastern edge (130,000 yen/m²) is a main road and was not used. For the three years we followed the same east-west road: 105,000, 110,000 and 115,000 yen/m². Neither the development road within the subdivision nor the Article 42-2 road to the west has a route price, so the band the site faces is not fixed. Even using the lowest value in the district, 98,000 yen/m², with Kenbiya's 27.8 million yen and the deducted area, the assessed ratio is 103.15%.

View source
Effective land area

Kenbiya notes "private road 7.29 m²". The site plan shows an Article 42-2 road (4 m) with a corner cut-off on the west side, and the area calculated from the side lengths, about 101.4 m², is close to the listed 101.71 m², so we judged the 7.29 m² to be the road setback included in the area and used 94.42 m². However, Kenbiya defines land area as excluding private roads, and SUUMO states "no private road", so it could also be read as not requiring deduction. In that case the assessed ratio is 116.12%.

Building valuation assumptions

We used a total floor area of 88.29 m². The ground-floor figure on the floor plan is hard to read: read as 46.98 m², it adds up with the upper floor's 41.31 m² to 88.29 m², matching the floor area in the SUUMO unit list. Read as 45.98 m², the total is 87.29 m² and the assessed ratio is 112.17%. As the house is new, the full 22-year statutory useful life for wooden buildings remains.

On-site check from photos

Of the 8 listing photos, we checked the exterior views from the Article 42-2 road on the west and from the north-west corner. On the north side the parking space is level with the road, and the three entrance steps (about 0.5-0.6 m) are a porch. Along the west road is a block wall retaining the garden soil; counting on an enlarged photo, it has three courses plus a coping, about 0.6 m at 20 cm per course, or about 0.8 m even if one course is buried in the road shoulder. The southern boundary also has a mesh fence on blocks of a similar height, and the neighbouring house sits at almost the same level as the road. It is not a flag-shaped lot but a regular-shaped corner lot.

Listing check

Unit 10 is priced at 26.8 million yen in the unit list for the same development on SUUMO (Asahi Tochi Tatemono) and at 27.8 million yen on Kenbiya. We calculated the assessed ratio at the lower 26.8 million yen; at 27.8 million yen it would be 108.93%. The property was listed on Kenbiya on 5 October 2026.

What We Could Not Confirm

  • The listings do not make clear whether the 7.29 m² private road is road setback included in the land area or a separately held share of a private road. They also do not state whether the setback area has been surfaced as road or subdivided.
  • The price differs between listings (26.8 million yen and 27.8 million yen). The actual price needs to be confirmed with the agent.
  • As the ground-floor area on the floor plan is hard to read, the total floor area (88.29 m² or 87.29 m²) needs to be confirmed from the drawings or the registry.
  • The retained heights of the block walls on the west and south sides are estimates from the photos, not measurements.
  • Neither the development road within the subdivision nor the Article 42-2 road to the west has a route price, so the route price of the road the site faces is not fixed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Ebina Undo Koen-mae

Convenience store. The listing (Kenbiya) gives the distance from the property as 320 m. Located in Shake, Ebina (checked on OpenStreetMap).

Source
Gyomu Super Ebina Chuo

Supermarket selling food in bulk. The listing (Kenbiya) gives the distance from the property as 1,890 m. Located in Nakashinden, Ebina (checked on OpenStreetMap).

Source
Sotetsu Rosen Sugikubo

Supermarket. The listing for Unit 8 of the same development (Kenbiya) gives the distance as 2,230 m. Located in Sugikubo-kita, Ebina (checked on OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Chuka Shonantei

Chinese food and noodle restaurant. About 160 m in a straight line from the centroid of Shake 2-chome (GSI address search coordinates) (OpenStreetMap). Shake 2-chome, Ebina. This is not the distance from the property itself.

Source
Cafe Rarara

Cafe. About 350 m in a straight line from the centroid of Shake 2-chome (OpenStreetMap). Shake 1-chome, Ebina. This is not the distance from the property itself.

Source
Masudaya

Soba noodle restaurant. About 680 m in a straight line from the centroid of Shake 2-chome (OpenStreetMap). Nakashinden 4-chome, Ebina. This is not the distance from the property itself.

Source

About This Property

This is a newly built detached house in Shake 2-chome, Ebina, Kanagawa. It is Unit 10 of the new 10-unit development "Ebina-shi Shake Dai-16", a corner lot facing roads on two sides, north and west. It is a 14-minute walk from Shake Station on the JR Sagami Line and a 23-minute walk from Atsugi Station on the Odakyu Odawara Line, in a flat residential area along the Sagami River, in a Category 1 residential zone (building coverage 70% with the corner-lot relaxation, floor area ratio 180%) within the urbanisation promotion area. According to the distances given in the listing, FamilyMart Ebina Undo Koen-mae is 320 m away, Gyomu Super Ebina Chuo 1,890 m and Shake Elementary School 1,090 m; the listing for Unit 8 of the same development gives Sotetsu Rosen Sugikubo as 2,230 m. For food, measured in a straight line from the centroid of Shake 2-chome (GSI address search coordinates), Chuka Shonantei is about 160 m, Cafe Rarara about 350 m and the soba restaurant Masudaya about 680 m away (OpenStreetMap); these are not distances from the property itself.

The price differs between listings: 26.8 million yen in the unit list for the same development on SUUMO (Asahi Tochi Tatemono) and 27.8 million yen on Kenbiya. We use the lower figure of 26.8 million yen. It is a two-storey wooden 3LDK house completed in December 2025 (new, vacant), with a total floor area of 88.29 m² on 101.71 m² of land (surveyed), freehold. It has seismic grade 3 and a vibration damping system, with individual LPG, municipal water and public sewerage. It faces a 4.5 m public road to the north (a development road under Article 42-1-2 of the Building Standards Act) and a 4 m public road to the west (an Article 42-2 road). The 1/7 share of a 2 m² refuse collection point is a separate parcel. The yield is undetermined.

The assessed ratio is 112.99%. Shake 2-chome appears on route price map no. 80212 for FY2026, and we used 115,000 yen/m² (leasehold ratio D), the most common value on the local streets in the district, as the representative route price. The same route rose from 105,000 (2024) to 110,000 (2025) and 115,000 yen/m² (2026), about 9.5% in two years. Neither the development road within the subdivision nor the Article 42-2 road to the west has a route price. As the building is new (completed December 2025), it is valued with the full 22-year statutory useful life for wooden buildings remaining. ⚠️ Kenbiya notes "private road 7.29 m²". As the site plan shows an Article 42-2 road with a corner cut-off on the west side, we treated the 7.29 m² as the road setback included in the land area and calculated with an effective site area of 94.42 m². SUUMO, however, states "no private road"; calculated on the full 101.71 m² without deduction, the ratio is 116.12%. Either way the assessed ratio exceeds 100%. Calculated at Kenbiya's 27.8 million yen, it is 108.93%. The ground-floor area on the floor plan is hard to read, and if the total floor area is read as 87.29 m², the ratio is 112.17% (the 88.29 m² we used matches the floor area in the SUUMO unit list).

In the listing photos, the parking space on the north side is level with the road, and the three entrance steps (about 0.5-0.6 m) are porch steps. Along the Article 42-2 road on the west there is a block wall retaining the garden soil; three courses plus a coping are visible, about 0.6 m, or about 0.8 m even if one course is buried in the road shoulder, so we estimate the retained height at under 1 m. The boundary with the neighbouring land to the south also has a mesh fence on blocks of a similar height. These are estimates from the photos. There is no stepped access and it is not a flag-shaped lot. The property was listed on Kenbiya on 5 October 2026, and other lots in the same development are also being sold by several companies.

Estimated Financing

Assessed value ¥30,282,100 → estimated loan ¥26,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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Learn About Assessed Value and Financing

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不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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