積算100
[Assessed 88.5%] Detached house in Midori Ward, Sagamihara, Kanagawa — 10 min from Aihara Sta.
Assessed 88.5%Detached houseMidori Ward, Sagamihara, KanagawaAihara Sta. 10 min walk

[Assessed 88.5%] Detached house in Midori Ward, Sagamihara, Kanagawa — 10 min from Aihara Sta.

Published: Updated:

Property Overview

LocationMidori Ward, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Aihara Sta.
Walk10 min walk
Assessed Ratio88.5%Assessed 88.5%
Price¥43,500,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 2025 (0 years old)
Land Area62.09㎡
Building Area114.26㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥43,500,000View listing

Assessed Value Breakdown

Land assessed value¥13,349,350
Building assessed value¥25,137,200
Total assessed value¥38,486,550
Asking price¥43,500,000
Assessed ratio88.5%

Calculation basis

  • Land = road price ¥215,000/m² × land area 62.09m²
  • Building = replacement cost ¥220,000/m² × floor area 114.26m² × remaining life 22y ÷ statutory life 22y
  • Built Dec 2025 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.3%
YearRoad price (JPY/m²)YoY
2024195,000—
2025205,000+5.1%
2026215,000+4.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked three sheets of the FY2026 route price map, on-site photos of the same property listed on SUUMO, and the site plan on Kenbiya to confirm the route price band of the adjoining road, height differences around the site and how the floor area including the garage is treated.

Locating the road price

We checked Hashimoto 7-chome on the FY2026 route price map. The district spans map nos. 78019, 78020 and 78028, and the 215,000 yen/m² band is the most common on its local streets, so we used it as the representative value. Following the same route on map no. 78028 over three years gave 195,000 → 205,000 → 215,000 yen/m². The property is on map no. 78019 and faces the south side road of the Aihara-Motohashimoto overpass. This side road is 185,000 yen/m² (170,000 → 175,000 → 185,000 yen/m² over three years), lower than the representative value, and there are also local streets at 165,000 and 160,000 yen/m² around the block.

View source
Rights and restrictions

The property faces a public road under Article 42(1)(i) of the Building Standards Act (about 27.2–29.4 m wide with a sidewalk), and no private road burden or setback is stated. The site plan shows a regular-shaped lot, so the listed surveyed area of 62.09 m² is used as is. The listing states that the site is in a quasi-fire prevention district and within a known buried cultural property area.

Building valuation assumptions

The total floor area of 114.26 m² includes a 9.93 m² built-in garage on the ground floor (8.7% of the total), and the building is valued on the floor area including it. Excluding the garage, the assessed ratio would be about 83.45% at 215,000 yen/m². The completion date is January 2026 on Kenbiya and December 2025 on SUUMO; we show the earlier one (0 years old either way, so the assessment is the same).

On-site check from photos

Kenbiya's listing had only two images, a floor plan and a site plan, so we judged the site from on-site photos of the same property on SUUMO (address, areas and price match). Comparing with the site plan, house No. 1 is the building on the left (east) as seen from the road. The site is level with the side road to the north, and the garage is flush with the road surface. The three or four steps at the entrance belong to the porch, not to the road access. The neighbouring plot to the east (a materials yard) is at the same ground level with only a low fence, and to the west is house No. 2 of the same development at the same level. The low concrete structure across the road is part of the overpass and does not belong to the site.

What We Could Not Confirm

  • The route price of the south side road of the Aihara-Motohashimoto overpass that the property faces is 185,000 yen/m², a lower band than the representative value of 215,000 yen/m². Using 185,000 yen/m², the assessed ratio would be about 84.2% (land 11,486,650 yen + building 25,137,200 yen = 36,623,850 yen).
  • The boundary with the neighbouring plot to the south (rear) does not appear in any photo, so the height difference and any retaining wall there have not been confirmed. GSI elevation data could only be obtained for one point at the centre of the site, so the north–south height difference could not be supplemented.
  • The yield is stated as not yet set, and the listing gives no expected rent if the house were let.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Sagamihara Hashimoto 7-chome

Convenience store. The distance from the property stated in the listing is 381 m.

Source
Drug Seims Sagamihara Aihara

Drugstore. The distance from the property stated in the listing is 605 m. Located in Aihara 2-chome, Midori Ward, Sagamihara (confirmed on OpenStreetMap).

Source
OK Hashimoto

Supermarket. The distance from the property stated in the listing is 871 m. Located in Hashimoto, Midori Ward, Sagamihara (confirmed on OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Shokusai Tamura

Ramen restaurant. About 360 m in a straight line from the GSI address search coordinates of the address on SUUMO (Hashimoto 7-chome, block 16) (OpenStreetMap). Located in Hashimoto 7-chome, Midori Ward, Sagamihara.

Source
Aji no Mingei (Nishi-Hashimoto, Sagamihara)

Japanese restaurant. About 390 m in a straight line from the GSI address search coordinates of the address on SUUMO (Hashimoto 7-chome, block 16) (OpenStreetMap). Located in Nishi-Hashimoto 5-chome, Midori Ward, Sagamihara.

Source
McDonald's (Nishi-Hashimoto, Sagamihara)

Hamburger restaurant. About 430 m in a straight line from the GSI address search coordinates of the address on SUUMO (Hashimoto 7-chome, block 16) (OpenStreetMap). Located in Nishi-Hashimoto 5-chome, Midori Ward, Sagamihara.

Source

About This Property

This is a newly built detached house in Hashimoto 7-chome, Midori Ward, Sagamihara, Kanagawa — house No. 1 of a two-house development. The nearest station is Aihara on the JR Yokohama Line, a 10-minute walk, and Hashimoto Station is an 18-minute walk. It lies in a Category 2 medium-to-high-rise exclusive residential zone (building coverage 60%, floor area ratio 200%) within the urbanisation promotion area and a quasi-fire prevention district, and faces, on the north-west, a public road about 27.2–29.4 m wide with a sidewalk, on the side-road side of the Aihara-Motohashimoto overpass (a grade separation with the JR Yokohama Line). According to the distances stated in the listing, 7-Eleven Sagamihara Hashimoto 7-chome is 381 m away, Drug Seims Sagamihara Aihara 605 m and OK Hashimoto 871 m. As the listing gives no restaurants, we supplemented them with straight-line distances from the point obtained by geocoding the address on SUUMO (Hashimoto 7-chome, block 16) with the GSI address search: Shokusai Tamura about 360 m, Aji no Mingei about 390 m and McDonald's about 430 m (OpenStreetMap; all within Midori Ward, Sagamihara).

The price is 43.5 million yen. The land is 62.09 m² (surveyed) and freehold, and the building is a three-storey wooden house (post-and-beam construction) with a total floor area of 114.26 m², 4LDK (per SUUMO; Kenbiya lists it as 3LDK or more), including a 9.93 m² built-in garage on the ground floor. The completion date is January 2026 on Kenbiya and December 2025 on SUUMO; we show the earlier December 2025 (it is 0 years old either way). It faces south and is described as having a bathroom TV, dishwasher, water purifier, attic storage and smart key, with a view of the Tanzawa mountains from the third floor. It uses propane gas, public water and public sewerage. The yield is not yet set. The listing states that the site is within a known buried cultural property area.

The assessed ratio is about 88.5%. For the route price we used 215,000 yen/m² (leasehold ratio D), the most common value on the local streets across Hashimoto 7-chome, on the FY2026 route price map. The same route rose from 195,000 yen (FY2024) to 205,000 yen (FY2025) and 215,000 yen/m² (FY2026), about 10.3% over two years. ⚠️However, the south side road of the Aihara-Motohashimoto overpass that the property faces is in a lower band of 185,000 yen/m², and at 185,000 yen/m² the assessed ratio would be about 84.2%. ⚠️The building is also valued on a floor area that includes the built-in garage (8.7% of the total floor area); excluding the garage, the ratio would be about 83.45% even at 215,000 yen/m². As the house is new, its assessed building value will decline year by year.

Kenbiya's listing has only a floor plan and a site plan, so we checked the surroundings using on-site photos of the same property listed on SUUMO (address, areas and price match). The site is level with the side road to the north, and the built-in garage is flush with the road surface. The neighbouring plot to the east (a materials yard) and house No. 2 to the west are also at the same ground level; no retaining wall, stepped access or flag-shaped lot was seen, and the two houses are detached from each other. ⚠️The boundary with the neighbouring plot to the south (rear) does not appear in any photo, so the height difference there has not been confirmed. The property was listed on Kenbiya on 4 October 2026.

Estimated Financing

Assessed value ¥38,486,550 → estimated loan ¥38,480,000 (88% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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