積算100
[Assessed 90.3%] Detached house in Midori Ward, Yokohama, Kanagawa — 20 min from Tokaichiba Sta.
Assessed 90.3%Detached houseMidori Ward, Yokohama, KanagawaTokaichiba Sta. 20 min walk

[Assessed 90.3%] Detached house in Midori Ward, Yokohama, Kanagawa — 20 min from Tokaichiba Sta.

Published: Updated:

Property Overview

LocationMidori Ward, Yokohama, Kanagawa
Nearest StationJR Yokohama Line Tokaichiba Sta.
Walk20 min walk
Assessed Ratio90.3%Assessed 90.3%
Price¥37,100,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2023 (3 years old)
Land Area141.42㎡
Building Area105.37㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥37,100,000View listing

Assessed Value Breakdown

Land assessed value¥13,498,800
Building assessed value¥20,020,300
Total assessed value¥33,519,100
Asking price¥37,100,000
Assessed ratio90.3%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 105.37m² × remaining life 19y ÷ statutory life 22y
  • Built Apr 2023 (3 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.7%
YearRoad price (JPY/m²)YoY
2024135,000—
2025140,000+3.7%
2026140,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the listing has no photos, we checked the 2026 route-price map, the athome floor plan and plot plan, and other sites for the same property to confirm the representative route price and how to treat the flag-pole portion.

Locating the road price

We checked Mihocho on the 2026 route-price map. Mihocho spans nine sheets; on sheet 69210, 140,000 yen/㎡ is the most common value, on more than ten segments of the grid of local roads around Miho Park, while sheet 69224 centres on 130,000 and 135,000 yen/㎡. The town-wide most frequent value, 140,000 yen/㎡, is used, excluding the urbanization control (multiplier-method) parts. The leasehold-ratio symbol is D.

View source
Effective land area

The plot plan shows a flag-shaped lot with a driveway for three cars in tandem running from the south to the east, drawn inside the site boundary. We estimated the pole at 3 m × 15 m (45 ㎡) and valued 96.42 ㎡ after deducting it from the registered 141.42 ㎡. Scaled against the cars drawn on the plan, it measures about 2.2–2.5 m × 16 m (35–40 ㎡).

Building valuation assumptions

The building is a two-storey wooden house of 105.37 ㎡ built in April 2023. At 3 years old, 19 of its 22 statutory years remain, giving an assessed building value of about 20.02 million yen. No built-in garage is listed.

On-site check from photos

The athome listing has a single image, a floor plan with a plot plan, and no exterior or front-road photos. We searched SUUMO's Midori Ward pre-owned houses (35–40 million yen, 29 listings), nomu.com, Nifty Fudosan and goo Jutaku for the same property (built April 2023, building 105.37 ㎡, land 141.42 ㎡, 37.1 million yen) but did not find it.

Rights and restrictions

Because the lot number is undisclosed, we estimated from the walking times (20 minutes to Tokaichiba, 21–22 minutes to Nakayama) that the property lies in the urbanization promotion area roughly midway between the two stations. Using the most frequent value on nearby sheet 69224, 130,000 yen/㎡, the ratio is about 87.8%; even the lowest local-road value in the town, 110,000 yen/㎡, gives about 82.6%.

View source

What We Could Not Confirm

  • There are no site photos, so the presence of retaining walls and the height differences from the front road and neighbouring land are unconfirmed.
  • Whether it is a flag-shaped lot and not a semi-detached unit, and the condition of the exterior (walls, roof, foundation), are inferred only from the plot plan. Whether the pole meets the 2 m minimum frontage under the Building Standards Act cannot be determined from the listing.
  • City planning, zoning, road access, building coverage, floor area ratio and private-road burden are all left blank. Because Mihocho includes urbanization control areas, it needs to be confirmed whether the property is in an urbanization promotion area, together with the width and type of the front road.
  • Because the lot number is undisclosed, the route price used is the most frequent local-road value in Mihocho (140,000 yen/㎡). The value of the road the lot actually fronts requires the lot number to confirm.
  • The pole area is an estimate from the plot plan. Confirming its width and length on a survey drawing would move the ratio between about 90.3% (45 ㎡ deducted) and about 107.3% (no deduction).

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Midori Mihocho

Convenience store, about 520 m in a straight line from the estimated location (near the Miho Elementary School entrance) (OpenStreetMap).

Source
7-Eleven Yokohama Tokaichiba Higashi

Convenience store, about 530 m in a straight line from the estimated location (OpenStreetMap).

Source
Shokuhinkan Aoba

Supermarket, about 960 m in a straight line from the estimated location (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Bentoya

Bento shop, about 740 m in a straight line from the estimated location (OpenStreetMap).

Source
Manpukuro

Chinese restaurant, about 740 m in a straight line from the estimated location (OpenStreetMap).

Source
Iwateya

Restaurant, about 850 m in a straight line from the estimated location (OpenStreetMap).

Source

About This Property

⚠️ The athome listing has no exterior or front-road photos — only one floor plan with a plot plan. No photo listing for the same property was found on SUUMO or other sites, so retaining walls, height differences from the front road and neighbours, and the condition of the building exterior are unconfirmed. ⚠️ The listing leaves city planning, zoning, road access, building coverage and floor area ratio blank. Because Mihocho includes urbanization control areas, anyone considering a purchase should first confirm with the broker whether the property is in an urbanization promotion area and the width and type of the access road.

This is a pre-owned two-storey wooden detached house in Mihocho, Midori Ward, Yokohama, Kanagawa. The nearest station is Tokaichiba on the JR Yokohama Line, a 20-minute walk; Nakayama Station (JR Yokohama Line and Yokohama Municipal Subway Green Line) is a 21–22-minute walk. The lot number is not disclosed. Built in April 2023 (3 years old), it is a 4LDK with a living-dining-kitchen of about 20 tatami mats and two walk-in closets and two shoe closets. The building is 105.37 ㎡ on 141.42 ㎡ of land (registered), freehold, and is currently owner-occupied.

The plot plan shows a flag-shaped lot: the house sits to the west, and a narrow driveway (the flag pole) for three cars parked in tandem runs from the south to the east. The pole's width and length are not disclosed, so we deducted an estimated 3 m × 15 m (45 ㎡) and valued an effective site of 96.42 ㎡. Using the most frequent local-road route price in Mihocho, 140,000 yen/㎡, the land is about 13.50 million yen and the wooden building, with 19 of 22 statutory years remaining, about 20.02 million yen — about 33.52 million yen in total, or about 90.3% of the price. If the pole is taken as 35 ㎡ the ratio is about 94.1%; with no deduction, about 107.3%.

Because the lot number is undisclosed, the exact location is unknown; from the walking times we estimate it lies roughly midway between Tokaichiba and Nakayama stations (near the Miho Elementary School entrance). Using that area's most frequent local-road value, 130,000 yen/㎡, the ratio would be about 87.8%, and even the lowest local-road value in the town, 110,000 yen/㎡, gives about 82.6%. The route price rose about 3.7%, from 135,000 yen/㎡ in 2024 to 140,000 yen/㎡ in 2026. Nearby, measured in a straight line from the estimated location: Lawson Midori Mihocho about 520 m, 7-Eleven Yokohama Tokaichiba Higashi about 530 m, Bentoya and Manpukuro about 740 m, Iwateya about 850 m and Shokuhinkan Aoba about 960 m (OpenStreetMap).

Estimated Financing

Assessed value ¥33,519,100 → estimated loan ¥33,510,000 (90% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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