積算100
相模原市南区相模台4丁目の戸建(イメージ)
Assessed 84.3%Detached houseMinami Ward, Sagamihara, KanagawaOdakyu-Sagamihara Sta. 19 min walk

[Assessed 84.3%] Detached house in Minami Ward, Sagamihara, Kanagawa — 19 min from Odakyu-Sagamihara Sta.

Published: Updated:

Property Overview

LocationMinami Ward, Sagamihara, Kanagawa
Nearest StationOdakyu Odawara Line Odakyu-Sagamihara Sta.
Walk19 min walk
Assessed Ratio84.3%Assessed 84.3%
Price¥25,000,000
TypeDetached house
Expected Yield5.76%
StructureWooden
BuiltBuilt May 2005 (21 years old)
Land Area122.15㎡
Building Area91.29㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥25,000,000View listing

Assessed Value Breakdown

Land assessed value¥20,154,750
Building assessed value¥912,900
Total assessed value¥21,067,650
Asking price¥25,000,000
Assessed ratio84.3%

Calculation basis

  • Land = road price ¥165,000/m² × land area 122.15m²
  • Building = replacement cost ¥220,000/m² × floor area 91.29m² × remaining life 1y ÷ statutory life 22y
  • Built May 2005 (21 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.0%
YearRoad price (JPY/m²)YoY
2024150,000—
2025155,000+3.3%
2026165,000+6.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the 2026 route-price maps, the listing's floor plan and GSI elevation data to confirm the representative route price, how the front private road is treated, and the height differences around a lot with no photos.

Locating the road price

We counted the local roads in Sagamidai 4-chome on the 2026 route-price maps (sheets 78271 and 78261). 165,000 yen/㎡ is the most common value at about 19 segments and is used as the representative value (others: 170,000 yen/㎡ about 12, 160,000 yen/㎡ about 8, and 155,000/150,000 yen/㎡ four in total). The leasehold ratio symbol is D throughout. From the listing's map pin and the stated "Super Sanwa 80 m", the property is estimated to be near block 13, whose adjoining roads are 165,000 and 170,000 yen/㎡. For 2024 and 2025 we traced the same 165,000 yen/㎡ road on sheet 78271: 150,000 → 155,000 → 165,000 yen/㎡.

View source
Effective land area

The listing's private-road burden field shows "–", with no share or area stated for the 5.8 m-wide private road (a designated road) in front. There is no mention of sloped land or setback, so the 122.15 ㎡ of land is used as is. If part of the private road is included in the land area, the ratio falls by about 0.66 points per ㎡.

On-site check from photos

The only image on athome is a floor plan of the first and second floors; there are no photos of the exterior, the lot or the front road. We searched SUUMO, Rakumachi, HOME'S investment and Yahoo! Real Estate for the same property but found no other listing, so no photos could be added. Instead, we measured around the listing's map pin with GSI 1 m elevation data (airborne laser survey). The pin point is 84.2 m; 10 m east is 86.6 m, 15 m north is 86.6 m and 10 m north-east is 86.6 m. On a 15 m grid over a 120 m square, the residential area to the south-west is 83–84 m and the supermarket building and car park to the north-east form a flat area of 86.4–86.6 m, with a height difference of about 2.2–2.4 m between 5 and 15 m east to north-east of the pin. Towards the front road (south-east) the ground falls gently to 83.5 m at 30 m, with no value indicating a step of 1 m or more. The accuracy of the pin has not been verified.

What We Could Not Confirm

  • Whether there is a retaining wall and whether there is a step from the front road (for example, access by stairs) have not been confirmed because there are no photos. The elevation data show a height difference of about 2.2–2.4 m east to north-east of the pin, so there may be a retaining wall or step on the boundary with the supermarket. An on-site check or an enquiry to the broker is needed.
  • Whether the lot is flag-shaped and whether the house is terraced (sharing a wall with the neighbour) have not been confirmed; there are no photos or site plan.
  • The condition of the building exterior (wear on walls and roof, repair history) is unknown because there are no photos. As the house is tenanted, the interior condition cannot be read from the listing either.
  • For the 5.8 m-wide private road (a designated road) in front, the listing does not state whether a share is included, whether part of the road is included in the 122.15 ㎡ of land, or whether consent for passage and excavation has been obtained.
  • The lot number is not disclosed, so the route price of the road the property fronts has not been identified. The front private road very likely has no route price of its own, and local roads in the town range from 150,000 to 170,000 yen/㎡.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Super Sanwa

Supermarket. The listing's nearby-facilities field puts it 80 m from the property; its location in Sagamidai 4-chome, Minami Ward, Sagamihara was confirmed on OpenStreetMap.

Source
FamilyMart Sands Sagamidai 5-chome

Convenience store. About 260 m in a straight line from the listing's map pin, in Sagamidai 5-chome, Minami Ward, Sagamihara (OpenStreetMap).

Source
Create SD

Drugstore. About 260 m in a straight line from the listing's map pin, in Sagamidai 5-chome, Minami Ward, Sagamihara (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Asahiya

Noodle restaurant. About 120 m in a straight line from the listing's map pin, in Sagamidai 4-chome, Minami Ward, Sagamihara (OpenStreetMap).

Source
Daigo

Chinese restaurant. About 170 m in a straight line from the listing's map pin, in Sagamidai 5-chome, Minami Ward, Sagamihara (OpenStreetMap).

Source
Ox Yakiniku

Yakiniku (grilled meat) restaurant. About 370 m in a straight line from the listing's map pin, in Sagamidai 3-chome, Minami Ward, Sagamihara (OpenStreetMap).

Source

About This Property

⚠️ The only image in the listing is a floor plan; there are no photos of the exterior or the surroundings of the lot. Whether there is a retaining wall, whether there is a step between the lot and the front road, and whether the lot is flag-shaped or the house is terraced have not been confirmed. Measuring around the listing's map pin with the GSI (Geospatial Information Authority of Japan) 1 m elevation data, the pin point is about 84.2 m, while the ground rises to a flat area of about 86.4–86.6 m (the supermarket site) 5–15 m to the east and north-east, a height difference of about 2.2–2.4 m. If the pin marks the lot itself, there may be a retaining wall or step of about 2 m on the east to north-east boundary (the supermarket side). The lot number is not disclosed and the accuracy of the pin has not been verified, so anyone considering a purchase should first check the site in person.

This is a pre-owned detached house in Sagamidai 4-chome, Minami Ward, Sagamihara, Kanagawa, offered with the tenant in place (owner change). The nearest station is Odakyu-Sagamihara on the Odakyu Odawara Line, a 19-minute walk; Sobudaimae Station on the same line is a 29-minute walk. Built in May 2005, it is a two-storey wooden 4LDK with a floor area of 91.29 ㎡ on 122.15 ㎡ of freehold land. The zoning is Category 1 Medium-to-high-rise Exclusive Residential (60% coverage, 200% floor area ratio), and the terrain is listed as flat. The lot faces a 5.8 m-wide private road (a designated road) to the south-east. The assumed annual rent is 1.44 million yen, a gross yield of 5.76%.

The route price used is 165,000 yen/㎡, the most common value on local roads in Sagamidai 4-chome, up about 10.0% from 150,000 yen/㎡ in 2024. Applying the town's other bands (150,000–170,000 yen/㎡) gives an assessment ratio of about 76.9–86.7%. The building is 21 years old, close to the 22-year statutory life for wooden buildings, so only one year's worth (912,900 yen) remains and the assessment depends almost entirely on the land. ⚠️ The listing's private-road burden field shows "–", and neither the share nor the area of the front private road is stated. If part of the private road is included in the 122.15 ㎡ of land, the effective site shrinks by that area and the ratio falls by about 0.66 points per ㎡ (about 77.7% if 10 ㎡ is included). The article's figure uses the listed land area as is.

The listing's nearby-facilities field puts Super Sanwa 80 m away. Measured in a straight line from the listing's map pin (which may not be the exact position of the property): Asahiya (noodles) about 120 m, Daigo (Chinese) about 170 m, FamilyMart Sands Sagamidai 5-chome and Create SD about 260 m, and Ox Yakiniku about 370 m (OpenStreetMap). The house is handed over with the lease in place, but with no photos available, the presence of a retaining wall or step and the rights to the private road need to be confirmed on site and with the broker before a decision.

Estimated Financing

Assessed value ¥21,067,650 → estimated loan ¥21,060,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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