![[Assessed 88.6%] Detached house in Kawagoe, Saitama — 18 min from Minami-Otsuka Sta.](https://toushi.homes.co.jp/upload/p4760/4760740/1791535119303-jxq.jpg)
[Assessed 88.6%] Detached house in Kawagoe, Saitama — 18 min from Minami-Otsuka Sta.
Property Overview
| Location | Kawagoe, Saitama |
| Nearest Station | Seibu Shinjuku Line Minami-Otsuka Sta. |
| Walk | 18 min walk |
| Assessed Ratio | 88.6%Assessed 88.6% |
| Price | ¥8,800,000 |
| Type | Detached house |
| Expected Yield | 11.59% |
| Structure | Wooden |
| Built | Built Mar 1989 (37 years old) |
| Land Area | 100.01㎡ |
| Building Area | 90.25㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| Kenbiya | ¥8,800,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥7,800,780 |
| Building assessed value | ¥0 |
| Total assessed value | ¥7,800,780 |
| Asking price | ¥8,800,000 |
| Assessed ratio | 88.6% |
Calculation basis
- Land = road price ¥78,000/m² × land area 100.01m²
- Building = replacement cost ¥220,000/m² × floor area 90.25m² × remaining life 0y ÷ statutory life 22y
- Built Mar 1989 (37 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +2.6%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 76,000 | — |
| 2025 | 77,000 | +1.3% |
| 2026 | 78,000 | +1.3% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
We checked the shape of the site and the height differences around it using the exterior photo and lot plan among the 10 listing photos and GSI elevation data, and counted the local roads in Nakadaiminami 1-chome on four FY2026 route price map sheets.
What We Could Not Confirm
- The site touches the end of a dead-end public road with about 2.1 m of frontage, and the listing does not state the legal road type of the front road.
- The frontage is narrow at about 2.1 m, so access for cars and construction vehicles may be constrained.
- There is only one exterior photo, and the rear boundaries (west, south and north) could not be checked in the photos. Elevation data shows flat ground, but an on-site check is needed.
- The dead-end public road the property faces has no route price on the map, so the representative value is the most common local road value in the area.
- The seller's liability for defects is excluded for both land and building, and the condition of the 37-year-old building should be confirmed with the seller or agent.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
This is a pre-owned detached house in Nakadaiminami 1-chome, Kawagoe, Saitama, an 18-minute walk from Minami-Otsuka Station on the Seibu Shinjuku Line. It sits in a residential area southwest of the Kan-Etsu Expressway, at the end of a dead-end public road. For daily shopping, FamilyMart Kawagoe Minami-Otsuka (about 610 m in a straight line) and Belc Kawagoe Musashino (about 720 m) are nearby.
The land is 100.01 m² held in freehold. The building is a two-storey wooden 4LDK house with a total floor area of 90.25 m², built in March 1989 (37 years old). On the ground floor, the space under the overhanging upper floor serves as a parking space for one car. The zoning is Category 1 Residential with 60% building coverage and a 200% floor area ratio (limited to 168% by the width of the front road). The house is currently vacant, and the listing's projected annual rent when fully let is 1.02 million yen (gross yield 11.59%).
For the assessed value, we applied the FY2026 route price of 78,000 yen/m² (up about 2.6% over three years) to the 100.01 m² of land, giving an assessed value ratio of about 88.6%. The building is past its statutory useful life (22 years for wood) and is valued at zero, so the assessment is based on the land alone. Even using 74,000 yen/m², the lowest local road value in Nakadaiminami 1-chome, the ratio is about 84.1%, and the listing text itself also states a route price of 78,000 yen/m².
The site has about 2.1 m of frontage on a public road roughly 4.2 m wide on the northeast side; on the lot plan, the northern part of the east side of the rectangular site touches the end of the dead-end public road. There is no narrow access strip, but the frontage only slightly exceeds the minimum required width, so vehicle access may be constrained. The listing does not state the legal road type of the front road, and with only one exterior photo the rear boundaries could not be checked. As the seller's liability for defects is excluded for both land and building, we recommend confirming the road type and the condition of the building with the agent.
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
Learn About Assessed Value and Financing
Our blog explains the basics you need to read the numbers on this page.
不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。
積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。
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