[Assessed 82.7%] Detached house in Kawagoe, Saitama — 15 min from Matoba Sta.
Property Overview
| Location | Kawagoe, Saitama |
| Nearest Station | JR Kawagoe Line Matoba Sta. |
| Walk | 15 min walk |
| Assessed Ratio | 82.7%Assessed 82.7% |
| Price | ¥9,800,000 |
| Type | Detached house |
| Structure | Wooden |
| Built | Built Mar 1985 (41 years old) |
| Land Area | 100㎡ |
| Building Area | 104.1㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| athome | ¥9,800,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥8,100,000 |
| Building assessed value | ¥0 |
| Total assessed value | ¥8,100,000 |
| Asking price | ¥9,800,000 |
| Assessed ratio | 82.7% |
Calculation basis
- Land = road price ¥81,000/m² × land area 100m²
- Building = replacement cost ¥220,000/m² × floor area 104.1m² × remaining life 0y ÷ statutory life 22y
- Built Mar 1985 (41 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +2.5%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 79,000 | — |
| 2025 | 81,000 | +2.5% |
| 2026 | 81,000 | ±0.0% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
Because the 41-year-old building is valued at zero, we counted every block road in Matoba 1-chome on the 2026 route price map to confirm the land value, and checked the lot's level differences with the listing photos and elevation data.
What We Could Not Confirm
- The rear (west) boundary does not appear in the listing photos and was checked only with elevation data. The condition of the boundary wall or any earth retention should be confirmed on site.
- The building is a 41-year-old wooden house; repairs since the 2007 renovation and its current condition are not stated in the listing.
- No parking is listed; whether a car can be parked on the lot should be confirmed with the agent.
- Applying the boundary-road bands of 78,000 yen/m² or less in the area would bring the ratio below 80% (79.6% at 78,000 yen/m²). The margin from the 81,000 yen/m² representative value is small.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
A pre-owned detached house in Matoba 1-chome, Kawagoe, Saitama, a 15-minute walk from Matoba Station on the JR Kawagoe Line. The listing also gives a 28-minute walk to Kasahata Station. The lot has 7.5 m of frontage on a 10.0 m public road to the east (a two-lane road with sidewalks on both sides), across from the green space of Matoba Tanukiyama Park. The listing does not name nearby facilities, so straight-line distances from the listing's map coordinates to map-data locations are: FamilyMart Kawagoe Kasahata about 200 m, Belc Matoba about 460 m, The Market Place Kawagoe Matoba about 650 m; for dining, Oshimaya about 170 m, Uobei Kawagoe about 360 m, and Steak no Don Matoba about 480 m.
The price is 9.8 million yen. The two-story wooden house was built in March 1985 with a 3SLDK layout, 104.10 m² of floor area on a 100.00 m² lot (registered area), freehold, land category residential. The zoning is Category 1 Medium-to-High-Rise Exclusive Residential, with a 60% building coverage ratio and 200% floor area ratio. No private road burden or setback is listed, and the terrain is flat. The ground floor includes a free space usable as a shop, office or workshop, and a 2007 renovation is recorded in the listing. The house is vacant, the handover date is negotiable, and no parking is listed.
For the land value, we checked the road on the east side of block 21 that the property faces on the 2026 route price map (map 26077), then counted every block road in Matoba 1-chome and used the most common value, 81,000 yen/m² (leasehold ratio D). Block road values in the area moved from 79,000 yen (2024) to 81,000 yen (2025) and 81,000 yen/m² (2026). The 41-year-old wooden building is past its statutory useful life (22 years), so it is valued at zero, and the land alone gives an assessed ratio of 82.7%. The road the property faces is 82,000 yen/m², which would give 83.7%. Applying the boundary-road bands of 78,000 yen/m² or less in the area would bring the ratio below 80% (79.6% at 78,000 yen/m²).
We reviewed the listing photos (two exterior shots and two of the front road). The building sits at the same level as the road and sidewalk, with one or two low steps (about 0.3 m or less) at the entrance. The side boundaries are one or two courses of block with a fence, and the ground on both sides is at the same level. There is no retaining wall, no step of 1 m or more, no stairway access, no slope and no flag-shaped lot, and the house is detached with gaps on both sides. The rear (west) boundary does not appear in the photos, so we measured elevations around the lot with GSI elevation data and confirmed differences within 0.5 m. Because the building is 41 years old, its condition and any repairs after 2007 should be confirmed on site or with the agent.
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
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