積算100
[Assessed 89%] Land in Fujimi, Saitama — 20 min from Yanasegawa Sta.
Assessed 89%LandFujimi, SaitamaYanasegawa Sta. 20 min walk

[Assessed 89%] Land in Fujimi, Saitama — 20 min from Yanasegawa Sta.

Published: Updated:

Property Overview

LocationFujimi, Saitama
Nearest StationTobu Tojo Line Yanasegawa Sta.
Walk20 min walk
Assessed Ratio89%Assessed 89%
Price¥18,800,000
TypeLand
Land Area128.72㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥18,800,000View listing

Assessed Value Breakdown

Land assessed value¥16,733,600
Building assessed value-
Total assessed value¥16,733,600
Asking price¥18,800,000
Assessed ratio89%

Calculation basis

  • Land = road price ¥130,000/m² × land area 128.72m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.3%
YearRoad price (JPY/m²)YoY
2024120,000—
2025125,000+4.2%
2026130,000+4.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked four sheets of the 2026 road price map, the listing's plot plan and on-site photos, and GSI elevation data to confirm how the representative road price was chosen and the height differences around the lot.

Locating the road price

On the 2026 road price map we traced the local streets on the four sheets covering Mizutanihigashi 2-chome (26230, 26231, 26236, 26237). On the main sheet, 26237, about 12 of roughly 14 street segments are 130 thousand yen/m², which we use as the representative value. The rest are a few segments at 125 and 135 thousand yen/m². Only the district name is disclosed, but even with the next lower value of 125 thousand yen/m² the assessed ratio would be about 85.6%. The three-year trend on the same road is 120 → 125 → 130 thousand yen/m².

View source
Effective land area

The listed land area of 128.72 m² (registered) is used as is. In the plot plan the lot and the private road in front are drawn as separate shapes, the private road burden is listed as none, and the road is about 4.0 m wide with no setback noted. As the land is sold with an old house, the building is not included in the assessment.

On-site check from photos

We checked five listing images (one exterior, two on-site photos of the private road taken from both directions, the plot plan and a map). The front has a mesh fence on a concrete base about 0.3 m high, and the lot is only 0.2–0.3 m above the road. The neighboring houses are level with the road, and there are no retaining walls, slopes, stepped access or flag-shaped lot features.

Other checks

The rear (northwest) boundary is hidden by the house in every photo, so we measured three north–south profiles with GSI 1 m elevation data. The residential area around the lot is nearly flat at 6.7–7.4 m above sea level; the only height differences are the embankment and channel of the Yanase River to the south.

Rights and restrictions

The zoning is Category 1 Residential (60% building coverage, 200% floor area ratio), the land category is residential, and the terrain is flat. The private road on the southeast side is labeled in the plot plan as an Article 42-1-3 road, i.e. treated as a road under the Building Standards Act. Utilities are public water, public sewer and city gas.

What We Could Not Confirm

  • The listing does not state the ownership share of the private road or whether consent for passage and excavation is in place. This needs to be confirmed with the agent.
  • The land is sold as is with an old house; the condition of the house and who bears demolition costs cannot be determined from the listing.
  • Only the district name of the location is disclosed, so the exact position on the road price map has not been identified.
  • The rear (northwest) boundary does not appear in any photo; we have only confirmed from elevation data that the surroundings are flat.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven (Mizutanihigashi 2-chome, Fujimi)

Convenience store. About 300 m in straight-line distance from the location on the listing map (OpenStreetMap).

Source
Acore (Mizutanihigashi 2-chome, Fujimi)

Supermarket. About 370 m in straight-line distance from the location on the listing map (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Tamagawaya (Mizutanihigashi 2-chome, Fujimi)

Restaurant. About 140 m in straight-line distance from the location on the listing map (OpenStreetMap).

Source
Kitchen Amino (Mizutanihigashi 2-chome, Fujimi)

Restaurant. About 140 m in straight-line distance from the location on the listing map (OpenStreetMap).

Source
寿々喜 (Mizutanihigashi 2-chome, Fujimi)

Restaurant. About 150 m in straight-line distance from the location on the listing map (OpenStreetMap).

Source

About This Property

This is a plot of land for sale in Mizutanihigashi 2-chome, Fujimi, Saitama, a 20-minute walk from Yanasegawa Station on the Tobu Tojo Line. It can also be reached from Shiki Station by an 8-minute bus ride to the Mizutanihigashi stop, followed by a 5-minute walk. The site lies in a residential area near the north bank of the Yanase River, within an urbanization promotion area zoned Category 1 Residential (60% building coverage, 200% floor area ratio). Within Mizutanihigashi 2-chome there is a 7-Eleven about 300 m and an Acore supermarket about 370 m in straight-line distance from the location shown on the listing map, with several restaurants within about 150 m (OpenStreetMap).

The price is 18.8 million yen for 128.72 m² of land (registered area, about 38.9 tsubo, freehold). The land category is residential, the lot is regular in shape and south-facing, and there is no building condition. It is sold as is with an old house on it; the house is not included in the assessment, and demolition costs are expected to be borne by the buyer. The lot has 14.0 m of frontage on a private road about 4.0 m wide on the southeast side (a road under Article 42-1-3 of the Building Standards Act), and the listing states there is no private road burden. ⚠️ The listing does not state the ownership share of the private road or whether consent for passage and excavation is in place.

The assessed ratio is about 89%. Mizutanihigashi 2-chome spans four sheets of the road price map, and the most common value on its local streets, 130 thousand yen/m² (2026), is used as the representative price. On the same road the price rose from 120 thousand yen in 2024 to 125 thousand yen in 2025 and 130 thousand yen/m² in 2026. Even applying the next lower band in the district (125 thousand yen/m²), the assessed ratio would be about 85.6%.

In the on-site photos in the listing, the lot sits only 0.2–0.3 m above the private road in front, and the houses on both sides are level with the road. No retaining walls, slopes or stepped access were found. The rear (northwest) boundary does not appear in any photo, so we checked with Geospatial Information Authority of Japan elevation data that the surrounding ground is flat. This is a plot to consider after checking the distance from the station, how the old house will be handled, and the rights to the private road.

Estimated Financing

Assessed value ¥16,733,600 → estimated loan ¥16,730,000 (89% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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