積算100
[Assessed 122.2%] Detached house in Funabashi, Chiba — 13 min from Maebara Sta.
Assessed 122.2%Detached houseFunabashi, ChibaMaebara Sta. 13 min walk

[Assessed 122.2%] Detached house in Funabashi, Chiba — 13 min from Maebara Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Maebara Sta.
Walk13 min walk
Assessed Ratio122.2%Assessed 122.2%
Price¥15,000,000
TypeDetached house
StructureWooden
BuiltBuilt Nov 1984 (41 years old)
Land Area114.52㎡
Building Area91.57㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥15,000,000View listing
SUUMO¥15,000,000View listing

Assessed Value Breakdown

Land assessed value¥18,323,200
Building assessed value¥0
Total assessed value¥18,323,200
Asking price¥15,000,000
Assessed ratio122.2%

Calculation basis

  • Land = road price ¥160,000/m² × land area 114.52m²
  • Building = replacement cost ¥220,000/m² × floor area 91.57m² × remaining life 0y ÷ statutory life 22y
  • Built Nov 1984 (41 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.3%
YearRoad price (JPY/m²)YoY
2024145,000—
2025155,000+6.9%
2026160,000+3.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We cross-checked four sheets of the 2026 road price map and two listings of the same property (photos, areas, road access and zoning) to confirm how the representative road price was chosen, how the private road share is treated, and the ground levels around the lot.

Locating the road price

Maebara-higashi 5-chome spans four sheets of the 2026 road price map (06185, 06171, 06170 and 06184). The local streets in the chome range from 125,000 to 170,000 yen/m², and 160,000 yen/m², found on about ten segments mainly in the southern part, is the most frequent value, so we use it as the representative price. Main roads and marked segments are not counted. The same road moved from 145,000 to 155,000 to 160,000 yen/m² over three years. With the northern part's 135,000 yen/m² the ratio would be about 103%, and with the lowest band in the chome, 125,000 yen/m², about 95%.

View source
Effective land area

We use the registered land area of 114.52 m² as is. The private road burden is shown as a share (58 m² × 1/6), so we treat it as a separate parcel and do not deduct it. The front road is 4.5 m wide with no setback noted, and the lot is not a flag-shaped lot.

Building valuation assumptions

The building is a two-storey wooden house with 91.57 m² of floor area, built in November 1984. Its age exceeds the useful life for wooden buildings, so it is valued at zero. The plumbing and interior were renovated in 2016 and the exterior in 2023.

On-site check from photos

We checked the exterior and parking photos in both listings. The front road is a gentle slope, the parking space and gate are at about road level, and there are one or two low steps up to the entrance. On the western boundary there is a concrete-block earth-retaining wall; comparing it with the outdoor air-conditioner unit and counting the block courses, we estimate its height at about 0.7-0.9 m. The eastern neighbour is at road level, and the lot is not flag-shaped, reached by stairs, or a row house.

Listing check

The same property is listed by two agents at the same price of 15.0 million yen. The walking time (12 or 13 minutes), road frontage (8.9 m or 7.3 m) and floor area ratio (180% or 160%) differ between listings, so the article shows the longer, narrower and lower figures.

What We Could Not Confirm

  • One listing states that there is a certain restriction on building, but its content is not described and needs to be confirmed with the agent.
  • The listing describes the location as on high ground. The northern (rear) boundary does not appear in the photos, so the level difference and any retaining wall there have not been confirmed.
  • The height of the retaining wall on the western boundary (about 0.7-0.9 m) is an estimate from photos, not a measurement.
  • Only the chome is disclosed, so the road price of the front road itself could not be identified. Road prices on local streets in the chome range from 125,000 to 170,000 yen/m².
  • The asking price is below the road-price value of the land, and the listings do not explain the reason.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Top Mart Tsudanuma

Supermarket. 568 m from the property (as stated in the listing).

Source
Sugi Pharmacy Tsudanuma

Drugstore. 532 m from the property (as stated in the listing).

Source
7-Eleven Funabashi Maebara-higashi 4-chome

Convenience store. 845 m from the property (as stated in the listing).

Source

Neighborhood ② Dining Near the Station

Kakaen Maebara (Chinese restaurant)

Chinese restaurant. About 480 m in a straight line from the listed map position (OpenStreetMap).

Source
Kosho (Maebara-higashi, Funabashi)

Chinese restaurant. About 550 m in a straight line from the listed map position (OpenStreetMap).

Source
Yumean

Japanese family restaurant. About 610 m in a straight line from the listed map position (OpenStreetMap).

Source

About This Property

A pre-owned detached house in Maebara-higashi 5-chome, Funabashi, a 13-minute walk from Maebara Station on the Keisei Matsudo Line (12 minutes in one listing). From JR Tsudanuma Station on the Sobu Line it is a 7-minute bus ride to the Takinoi 4-chome stop and then a 6-minute walk. The area is a Category 1 medium-to-high-rise residential zone; according to the listing, the Top Mart Tsudanuma supermarket is 568 m away and Sugi Pharmacy Tsudanuma is 532 m away. Chinese restaurants and a Japanese family restaurant are within roughly 500-600 m of the listed map position (OpenStreetMap).

The asking price is 15.0 million yen. The land is 114.52 m² (registered, about 34.6 tsubo, freehold), and the building is a two-storey wooden 4LDK with 91.57 m² of floor area, built in November 1984. The kitchen, bathroom and toilet were replaced and the interior renovated in February 2016, and the exterior was renovated in July 2023. The lot faces a 4.5 m road on the south side and has one parking space. It is available for immediate handover, and the listing notes that it was previously rented out at 95,000 yen per month. There is a private-road share of 58 m² × 1/6, which we treat as a separate share and do not deduct from the land area.

The assessed value ratio is about 122%. Maebara-higashi 5-chome spans four sheets of the road price map, and the road prices on its local streets range from 125,000 to 170,000 yen/m². We use 160,000 yen/m² (2026), the most frequent value, as the representative price; the same road rose from 145,000 yen (2024) to 155,000 yen (2025) and 160,000 yen/m² (2026), about 10% over two years. Using the northern part's 135,000 yen/m² gives about 103%, and even the lowest band in the chome, 125,000 yen/m², gives about 95%. Because the wooden building is 41 years old, it is not included in the assessment and the property is valued on land alone. The asking price is below the road-price value of the land at the representative price (about 18.32 million yen), and the listings do not explain why.

⚠️ One listing states that there is "a certain restriction on building (ask the agent for details)" without describing it. Neither listing mentions that rebuilding is prohibited or that a cliff ordinance applies, but the content of the restriction needs to be confirmed with the agent. In the photos, the front of the lot is at roughly the same level as the road with no retaining wall, and a concrete-block earth-retaining wall about 0.7-0.9 m high is visible on the western boundary. The listing describes the location as "on high ground", and the level difference on the north (rear) side, which does not appear in the photos, needs to be checked on site.

Estimated Financing

Assessed value ¥18,323,200 → estimated loan ¥15,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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