積算100
[Assessed 162.3%] Detached house in Funabashi, Chiba — 20 min from Mimomi Sta.
Assessed 162.3%Detached houseFunabashi, ChibaMimomi Sta. 20 min walk

[Assessed 162.3%] Detached house in Funabashi, Chiba — 20 min from Mimomi Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Main Line Mimomi Sta.
Walk20 min walk
Assessed Ratio162.3%Assessed 162.3%
Price¥8,800,000
TypeDetached house
StructureWooden
BuiltBuilt Feb 1964 (62 years old)
Land Area168㎡
Building Area94.8㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥8,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,280,000
Building assessed value¥0
Total assessed value¥14,280,000
Asking price¥8,800,000
Assessed ratio162.3%

Calculation basis

  • Land = road price ¥85,000/m² × land area 168m²
  • Building = replacement cost ¥220,000/m² × floor area 94.8m² × remaining life 0y ÷ statutory life 22y
  • Built Feb 1964 (62 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.0%
YearRoad price (JPY/m²)YoY
202478,000—
202582,000+5.1%
202685,000+3.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reposting the listing as is, we counted the block roads of Miyama 9-chome across five sheets of the 2026 road price maps and checked the site condition and height differences from the neighbors using the listing photos.

Locating the road price

Miyama 9-chome spans five road price map sheets (06188, 06202, 06203, 06215, 06216). Excluding bands along arterial roads, 85,000 yen/m² is the most common value for block roads within the chome, and we used it as the representative value. Because the lot number is not disclosed, we also checked the lowest band in the chome, 77,000 yen/m² (assessed ratio about 147%).

View source
Effective land area

The private road share and setback fields are both "-" with nothing stated, so the listed land area of 168.00 m² (registered) was used as is. The front road width is unknown; if the road is narrower than 4 m, the usable site would shrink by the setback.

On-site check from photos

We checked the exterior, interior staircase, view, and balcony photos. The area in front of the entrance is flat concrete, and the west neighbor is separated by a low block wall and fence with no noticeable height difference (estimated under 0.5 m). The house stands apart from the neighboring house. The exterior photo was taken from inside the site and does not show the front road, the frontage, or the right and rear boundaries. The view from the second floor shows a downhill road about 4 m wide and a retaining wall on a lot higher than the road.

Rights and restrictions

The road access, private road share, setback, terrain, facilities, and remarks fields are all "-", and the land category is "wilderness". The cliff ordinance is not mentioned, but another land listing in the same Miyama 9-chome states "building restrictions apply because the site is below a cliff." We searched other listing sites for the same property but did not find it, so the road access could not be verified.

Building valuation assumptions

A two-story wooden house (94.80 m² total floor area, 5DK) built in February 1964. At 62 years old it exceeds the 22-year statutory useful life, so the building is valued at zero. It is currently vacant.

What We Could Not Confirm

  • The road access field is "-", and the listing does not state the type, width, or frontage length of the front road. Whether the house can be rebuilt needs to be confirmed with the agent.
  • The price is below even the land valuation at the lowest road-price band in the chome (about 12.94 million yen). Circumstances not stated in the listing, such as no road frontage, a flag-shaped lot, or encroachment, need to be checked.
  • The front road does not appear in the exterior photo, so the height difference from the road, any retaining wall or steps, and whether the lot is flag-shaped could not be checked. There is a passage running toward the back on the left side of the building.
  • The land category is listed as "wilderness". The listing does not explain why, or whether a change to residential land is needed.
  • Because the lot number is not disclosed, the road price of the road the site fronts has not been identified (block roads in the chome range from 77,000 to 89,000 yen/m²).

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Shimamura Miyama
5 min walk from the station

Clothing store. About 329 m from the property according to the listing.

Source
Maruetsu Funabashi Miyama
5 min walk from the station

Supermarket. About 385 m from the property according to the listing.

Source
FamilyMart Funabashi Miyama 8-chome
8 min walk from the station

Convenience store. About 609 m from the property according to the listing.

Source

Neighborhood ② Dining Near the Station

Sukiya (Mimomi Kaido)
6 min walk from the station

Gyudon (beef bowl) chain. About 460 m in a straight line from the center of Miyama 9-chome.

Source
Dom Dom Burger (Mimomi Kaido)
9 min walk from the station

Hamburger fast-food restaurant. About 690 m in a straight line from the center of Miyama 9-chome.

Source
Saizeriya (Miyama 8-chome)
11 min walk from the station

Italian family restaurant. About 850 m in a straight line from the center of Miyama 9-chome.

Source

About This Property

This is a used detached house in Miyama 9-chome, Funabashi. ⚠️ The road access, private road share, and setback fields are all marked "-" (not stated), and the land category is listed as "wilderness" (genya). The price of 8.8 million yen is far below the road-price valuation of the land (about 14.28 million yen). The listing does not show which road the site fronts or for how long, or whether the house can be rebuilt, so these points need to be confirmed with the agent before any decision.

The house is in a residential area a 20-minute walk from Mimomi Station on the Keisei Main Line and a 24-minute walk from Keisei-Okubo Station. According to the listing, Shimamura Miyama is about 329 m away, Maruetsu Funabashi Miyama about 385 m, and FamilyMart Funabashi Miyama 8-chome about 609 m, so daily shopping is within walking distance.

The land is 168.00 m² (registered), freehold. The building is a two-story wooden 5DK house (94.80 m² total floor area) built in February 1964 and currently vacant. It is in a Category 1 Medium-to-high-rise Exclusive Residential Zone with a 60% building coverage ratio and 200% floor area ratio, within the urbanization promotion area. There is no parking, and the facilities and remarks fields are blank. As a 62-year-old wooden building past its 22-year statutory useful life, the building is not included in the valuation.

For the road price, we counted the block roads of Miyama 9-chome across five sheets of the 2026 road price maps and used the most common value, 85,000 yen/m² (leasehold ratio D), as the representative value. The same road was 78,000 yen in 2024 and 82,000 yen in 2025, up about 9.0% over two years. The land alone gives an assessed ratio of about 162.3%. Because the lot number is not disclosed, we also checked the lowest band in the chome, 77,000 yen/m², which still gives about 147.0%.

⚠️ A price below the land valuation at every road-price band in the chome suggests that circumstances not stated in the listing, such as no road frontage, no-rebuild status, a flag-shaped lot, or encroachment, may be reflected in the price. Another land listing in the same Miyama 9-chome states "building restrictions apply because the site is below a cliff," so there are cliffs in the area. This listing does not mention the cliff ordinance, but the exterior photo was taken from inside the site and does not show the front road or the frontage, so the height difference from the road and any retaining walls could not be checked. The road access (road type, width, and frontage length), whether the house can be rebuilt, the surveyed area, and the reason the land category is wilderness need to be confirmed.

Estimated Financing

Assessed value ¥14,280,000 → estimated loan ¥8,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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