積算100
[Assessed 92.7%] Detached house in Yachiyo, Chiba — 10 min from Yachiyo-Chuo Sta.
Assessed 92.7%Detached houseYachiyo, ChibaYachiyo-Chuo Sta. 10 min walk

[Assessed 92.7%] Detached house in Yachiyo, Chiba — 10 min from Yachiyo-Chuo Sta.

Published: Updated:

Property Overview

LocationYachiyo, Chiba
Nearest StationToyo Rapid Railway Yachiyo-Chuo Sta.
Walk10 min walk
Assessed Ratio92.7%Assessed 92.7%
Price¥8,000,000
TypeDetached house
Expected Yield12.75%
StructureWooden
BuiltBuilt Aug 1979 (47 years old)
Land Area88.91㎡
Building Area64.58㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥8,000,000View listing

Assessed Value Breakdown

Land assessed value¥7,417,540
Building assessed value¥0
Total assessed value¥7,417,540
Asking price¥8,000,000
Assessed ratio92.7%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 64.58m² × remaining life 0y ÷ statutory life 22y
  • Built Aug 1979 (47 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.6%
YearRoad price (JPY/m²)YoY
202489,000—
202591,000+2.2%
202694,000+3.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reposting the listing as is, we counted the block roads of Owadashinden on the FY2026 route price map and checked the height differences around the lot and the width of the access passage in the 10 listing photos.

Locating the road price

In the western part of the FY2026 route price map (map 03037), ¥94,000/m² was the most frequent value among Owadashinden's block roads (8 sections), and we used it as the representative value. The same road was ¥89,000 in 2024 and ¥91,000 in 2025. The ¥110,000/m² on Shinkawa Ohashi-dori was not used because it is a main road.

View source
On-site check from photos

We checked all 10 listing photos (2 on-site, 8 interior). From the road to the gate there is a concrete apron and two steps, a height difference of about 0.4–0.6 m. The boundary on the left (monthly parking side) is a block wall retaining about 0.5–0.8 m, both under 1 m. The house is detached from the neighbor on the right, with a visible gap.

Effective land area

The house is reached through a passage about 1.6–2.2 m wide from the road to the gate, so we judged it likely to be a flag-shaped lot. We estimated the passage at about 2 m wide by 5 m deep (about 10 m²) and deducted it. Unless the passage exceeds about 20.8 m², the assessed ratio stays above 80%.

Rights and restrictions

The road access and private road fields are blank, with no road type, width or frontage given. There is also no mention of rebuilding prohibition or the cliff ordinance. We found no other listing of the same property on SUUMO or Yahoo! Real Estate.

Building valuation assumptions

The building is a two-story wooden house of 64.58 m² (3DK) built in August 1979. At 47 years old it exceeds the 22-year statutory useful life, so the building is valued at zero. The listing includes videos of the interior and underfloor.

What We Could Not Confirm

  • The road access field is blank, so the road type, width and frontage are unknown. The passage looks about 1.6–2.2 m wide in the photos; under 2 m, the lot does not meet the road-frontage requirement of the Building Standards Act. Checking the survey plan and cadastral map is needed.
  • There is no lot plan, so it has not been confirmed whether the lot directly touches the road or whether the passage is a separate parcel.
  • No photos show the right-side and rear boundaries, so height differences from the neighbors in those directions have not been confirmed.
  • The lot number is not disclosed, so the route price of the adjoining road is undetermined within Owadashinden's ¥88,000–98,000/m². At ¥88,000/m² the assessed ratio would be about 86.8%.
  • The price is below the land value based on the route price, and the reason for the low price (road access, frontage, encroachment, etc.) cannot be read from the listing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson (Yachiyo-Chuo Sta.)
1 min walk from the station

Convenience store, about 40 m in a straight line from Yachiyo-Chuo Station (OpenStreetMap).

Source
Maruetsu (Yachiyo-Chuo Sta.)
2 min walk from the station

Supermarket, about 110 m in a straight line from Yachiyo-Chuo Station (OpenStreetMap).

Source
Kasumi (Yachiyo-Chuo Sta.)
3 min walk from the station

Supermarket, about 180 m in a straight line from Yachiyo-Chuo Station (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

MOS Burger (Yachiyo-Chuo)
4 min walk from the station

Hamburger fast-food restaurant, about 270 m in a straight line from Yachiyo-Chuo Station (OpenStreetMap).

Source
Goemon (Yachiyo-Chuo)
7 min walk from the station

Spaghetti restaurant, about 500 m in a straight line from Yachiyo-Chuo Station (OpenStreetMap).

Source
Aji no Mingei (Yachiyo-Chuo)
8 min walk from the station

Japanese family restaurant centered on udon, about 590 m in a straight line from Yachiyo-Chuo Station (OpenStreetMap).

Source

About This Property

A used detached house in Owadashinden, Yachiyo, listed as a rental house. The nearest station is Yachiyo-Chuo on the Toyo Rapid Railway, a 10-minute walk (the listing text says 9 minutes and its title 10; we use the longer). Near the station are Maruetsu (about 110 m in a straight line from the station), Kasumi (about 180 m) and MOS Burger (about 270 m). ⚠️ The lot number is not disclosed, so facility distances are straight-line distances from Yachiyo-Chuo Station.

The land is 88.91 m² (registered), freehold, residential lot, in a Category 1 residential zone with a 60% building coverage ratio, 200% floor area ratio and Class 2 height district. The building is a two-story wooden house of 64.58 m² (3DK) built in August 1979, currently vacant. The listing gives an assumed rent of ¥85,000 per month (¥1.02 million per year) for a gross yield of 12.75%, and describes the exterior, kitchen and bathroom as in relatively good condition, usable as a rental after interior work. There is no parking; a monthly parking lot is next door. The price is ¥8 million.

For the route price we counted the block roads of Owadashinden within 9–10 minutes' walk of the station on the FY2026 route price map (map 03037, leasehold ratio D) and used the most frequent value, ¥94,000/m². The same road was ¥89,000 in 2024, ¥91,000 in 2025 and ¥94,000/m² in 2026, up about 5.6% over two years. The building is 47 years old, beyond its 22-year statutory useful life, so it is valued at zero. Deducting a flag-shaped access strip estimated at about 10 m² from the photos and valuing 78.91 m² gives an assessed ratio of about 92.7%. ⚠️ With the lot number undisclosed, the road band is not fixed: about 89.8% at ¥91,000/m² and about 86.8% at ¥88,000/m². Without deducting the strip it is about 104.5%.

⚠️ The listing's road access and private road fields are blank, so the road type, width and frontage are unknown. In the photos the house is reached through a passage about 1.6–2.2 m wide from the road to the gate; if the frontage is under 2 m, the lot does not meet the road-frontage requirement of the Building Standards Act and may not be rebuildable. ⚠️ The price is below the land value based on the route price (about ¥8.36 million) and low compared with nearby houses, which may reflect conditions such as road access and frontage.

The building is old, but it is listed as a high-yield rental house. The land alone puts the assessed ratio above 80%, but the valuation is not settled until the road access, frontage and whether the lot directly touches the road are confirmed.

Estimated Financing

Assessed value ¥7,417,540 → estimated loan ¥7,410,000 (93% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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