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[Assessed 93.2%] Detached house in Suginami Ward, Tokyo — 11 min from Ogikubo Sta.
Assessed 93.2%Detached houseSuginami Ward, TokyoOgikubo Sta. 11 min walk

[Assessed 93.2%] Detached house in Suginami Ward, Tokyo — 11 min from Ogikubo Sta.

Published: Updated:

Property Overview

LocationSuginami Ward, Tokyo
Nearest StationJR Chuo Line Ogikubo Sta.
Walk11 min walk
Assessed Ratio93.2%Assessed 93.2%
Price¥56,400,000
TypeDetached house
Expected Yield5%
StructureWooden
BuiltBuilt Jul 2020 (6 years old)
Land Area70㎡
Building Area79.23㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥56,400,000View listing

Assessed Value Breakdown

Land assessed value¥39,900,000
Building assessed value¥12,676,800
Total assessed value¥52,576,800
Asking price¥56,400,000
Assessed ratio93.2%

Calculation basis

  • Land = road price ¥570,000/m² × land area 70m²
  • Building = replacement cost ¥220,000/m² × floor area 79.23m² × remaining life 16y ÷ statutory life 22y
  • Built Jul 2020 (6 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +16.3%
YearRoad price (JPY/m²)YoY
2024490,000—
2025520,000+6.1%
2026570,000+9.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as is, we checked the representative route price, the building valuation and the ground levels around the site against four sheets of the 2026 route price map, the 7 listing photos and the floor plan.

Locating the road price

We counted the block roads of Kamiogi 2-chome across four sheets of the 2026 route price map (sheet 43032 and others). Values range from 500,000 to 710,000 yen/m²; we used the most common, 570,000 yen/m², and excluded symbol-marked arterial roads such as Ome-kaido. The property's frontage road is estimated to be on the same 570,000 yen/m² route.

View source
Building valuation assumptions

The building is a two-storey wooden house built in July 2020 (6 years old), valued with 16 of its 22-year statutory life remaining. The ground-floor built-in garage is estimated at about 8–9 m² (about 11% of the floor area) from the floor plan and treated as included in the 79.23 m² floor area. Excluding it, the ratio would be about 90.8%.

On-site check from photos

We reviewed all 7 listing images (6 exterior photos and a floor plan). The site is roughly level with the public road on the southwest, and the garage floor is almost flush with the road. The three steps at the entrance reflect the foundation height. Both neighbours are separated by fences or walls at the same ground level, and the house is fully detached. There are no signs of a retaining wall, stepped access or a flag-shaped lot.

Effective land area

The listing shows no private road burden or setback, and the frontage is a 5.40 m public road, so the listed land area of 70.00 m² (registered) is used as is.

Listing check

The Rakumachi listing (registered 12 October 2026) describes it as a tenanted rental house with expected annual rent of 2.82 million yen and a gross yield of 5.00%. It is handled under a general brokerage agreement.

What We Could Not Confirm

  • From the floor plan dimensions, the ground floor appears to be about 39–40 m², above the 35 m² allowed by the 50% building coverage ratio. The listing mentions no corner-lot relaxation; compliance with the coverage and floor area ratios and the existence of a completion inspection certificate should be confirmed with the agent.
  • The garage area is not stated in the listing and is our estimate from the floor plan. Excluding the garage from the floor area, the ratio would be about 90.8%.
  • The rear (northeast) boundary does not appear in the photos, so the height difference there could not be checked visually. GSI elevation data shows less than 0.4 m of variation around the site.
  • Lease terms other than rent (term, lease type, etc.) are not detailed in the listing and should be confirmed with the agent.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson
3 min walk from the station

Convenience store. About 220 m in a straight line from the listing's map coordinates (OpenStreetMap).

Source
My Basket
4 min walk from the station

Small grocery supermarket. About 290 m in a straight line from the listing's map coordinates (OpenStreetMap).

Source
Matsumoto Kiyoshi
5 min walk from the station

Drugstore. About 320 m in a straight line from the listing's map coordinates (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Sushi Uokuma
2 min walk from the station

Sushi restaurant. About 120 m in a straight line from the listing's map coordinates (OpenStreetMap).

Source
Honmura-an
3 min walk from the station

Soba noodle restaurant. About 220 m in a straight line from the listing's map coordinates (OpenStreetMap).

Source
Taishoken
4 min walk from the station

Ramen shop. About 260 m in a straight line from the listing's map coordinates (OpenStreetMap).

Source

About This Property

A two-storey wooden detached house currently let as a rental, in Kamiogi 2-chome, Suginami Ward. It is an 11-minute walk from Ogikubo Station (JR Chuo Line and Tokyo Metro Marunouchi Line) and a 16-minute walk from Nishi-Ogikubo Station. The site lies in a quiet Category 1 low-rise residential zone and faces a 5.40 m public road on the southwest. From Ogikubo, the Chuo Rapid Line reaches Shinjuku in about 10 minutes.

Built in July 2020 (6 years old), the house has a 2LDK layout plus a storage room (about 4.9 tatami), an LDK of about 13.8 tatami and a built-in garage on the ground floor. The land is 70.00 m² (registered) and the total floor area is 79.23 m², held as freehold. It is currently tenanted, with listed expected annual rent of 2.82 million yen (235,000 yen per month) and a gross yield of 5.00%.

For the assessment we used 570,000 yen/m², the most common value among the block roads of Kamiogi 2-chome in the 2026 route price map, giving a land value of about 39.9 million yen. With 16 of the 22-year statutory life remaining, the building is valued at about 12.68 million yen, for a total of about 52.58 million yen, or about 93.2% of the 56.4 million yen price. The route price rose from 490,000 yen/m² in 2024 to 570,000 yen/m² in 2026, about 16.3% over three years. Even at 500,000 yen/m², the lowest band in the chome, the ratio is about 84.5%. The built-in garage (estimated at about 8–9 m² from the floor plan, roughly 11% of the floor area) is treated as included in the floor area; excluding it, the ratio would be about 90.8%.

⚠️ Reading the floor plan dimensions, the ground floor appears to be about 39–40 m², which exceeds the 35 m² allowed by the 50% building coverage ratio. The listing does not mention any corner-lot relaxation, so compliance with the coverage and floor area ratios, and whether a completion inspection certificate exists, should be confirmed with the agent. In the photos the site is roughly level with the road, with no retaining wall or stepped access visible. Suited to buyers looking for a recently built rental house within commuting range of central Tokyo, at a price well supported by land value.

Estimated Financing

Assessed value ¥52,576,800 → estimated loan ¥52,570,000 (93% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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