積算100
[Assessed 83.2%] Detached house in Toshima Ward, Tokyo — 6 min from Shiinamachi Sta.
Assessed 83.2%Detached houseToshima Ward, TokyoShiinamachi Sta. 6 min walk

[Assessed 83.2%] Detached house in Toshima Ward, Tokyo — 6 min from Shiinamachi Sta.

Published: Updated:

Property Overview

LocationToshima Ward, Tokyo
Nearest StationSeibu Ikebukuro Line Shiinamachi Sta.
Walk6 min walk
Assessed Ratio83.2%Assessed 83.2%
Price¥22,880,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 1971 (55 years old)
Land Area28.45㎡
Building Area34.43㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥22,880,000View listing

Assessed Value Breakdown

Land assessed value¥19,044,000
Building assessed value¥0
Total assessed value¥19,044,000
Asking price¥22,880,000
Assessed ratio83.2%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 34.43m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1971 (55 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +30.9%
YearRoad price (JPY/m²)YoY
2024550,000—
2025620,000+12.7%
2026720,000+16.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked three 2026 route price map sheets, the listing's exterior photo and floor plan, and GSI elevation data to confirm the representative route price and how the private road share and the narrow passage should be treated.

Locating the road price

We counted the block roads in Nishi-Ikebukuro 4-chome on the 2026 (Reiwa 8) route price maps (sheets 44040, 44031 and 44039). The 720 and 730 thousand yen/㎡ bands were tied at six sections each, so we adopted the lower 720 thousand yen/㎡ and did not use values on roads marked with district symbols such as Nishi-Ikebukuro-dori and Yamate-dori. The private road the property faces carries no route price, so the band of its frontage has not been identified. Using nearby bands, the ratio would be about 84.4% at 730, 85.5% at 740, 86.7% at 750 and 89.0% at 770 thousand yen/㎡. On the other hand, it would be about 77.5% at 670 thousand yen/㎡, and about 71.7% and 69.4% at the lower bands in the block (620 and 600 thousand yen/㎡).

View source
Effective land area

The listing does not state whether the 13.19㎡ private road share is included in the 28.45㎡ land area or is a separate parcel. If included, the lot would be 15.26㎡, and the 34.43㎡ two-story house would exceed the 150% floor area ratio with a ground floor larger than the lot, so we treated it as a separate parcel and did not deduct it. If deducted, the ratio would be about 48.0%. Because the frontage is only 2m and the roughly 1m from the gate to the house forms a passage, we conservatively deducted that part (2m x 1m, about 2.0㎡), giving an effective land area of 26.45㎡. Without this deduction the ratio is about 89.5%.

Building valuation assumptions

The house is a two-story wooden building completed in April 1971 (55 years old). As it is past its 22-year statutory useful life, the building is valued at zero. The plumbing replacement and interior renovation of February 2025 are not reflected in the valuation.

Rights and restrictions

The site is in a Category 1 Exclusively Low-rise Residential Zone (coverage 60%, floor area ratio 150%) and within a quasi-fire prevention district, a special educational district, a height control district, a Landscape Act area and a residential land development regulation area. The ground-floor area is not listed; if it exceeds half of the total floor area (about 17.2㎡), it would slightly exceed the 17.07㎡ coverage limit, so the building may be legally non-conforming.

On-site check from photos

We checked the listing's single exterior photo and floor plan. The gate facing the private road on the west is level with the road, with no retaining wall, step or stairway access. The planter beside the gate has the same ground level on both sides and does not retain soil, and the house stands apart from its neighbors with gaps on both sides. The east, south and north boundaries are not visible in the photos. GSI elevation data (1m mesh) show a gentle slope of 28.3 to 29.8m within about 40m, with no step of around 1m.

What We Could Not Confirm

  • The listing does not say whether the 4m-wide private road on the west (2m frontage) is a road under the Building Standards Act, such as a designated road; this needs to be confirmed with the agent and the ward as a precondition for rebuilding.
  • The listing does not state whether the 13.19㎡ private road share is part of the 28.45㎡ land area or a separate parcel; this needs to be confirmed in the registry. If it is included, the ratio would be about 48.0%.
  • The private road the property faces carries no route price, so the band of its frontage has not been identified. The representative value is the most common band in the block; if the frontage falls on a lower band, the ratio would be lower (about 77.5% at 670 thousand yen/㎡).
  • The ground-floor area is not listed, and the building may slightly exceed the 60% coverage limit (17.07㎡) as a legally non-conforming structure. Whether the 28.45㎡ lot falls below the minimum lot size, and how a rebuild would be treated (including any exemption for pre-existing lots), needs to be confirmed with the ward.
  • The east, south and north boundaries are not visible in the photos, so level differences and any retaining walls there have not been checked visually (elevation data show no step of around 1m).

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart
6 min walk from the station

Convenience store in Nishi-Ikebukuro 4-chome, Toshima Ward. About 20m in a straight line from the centroid of Nishi-Ikebukuro 4-chome (OpenStreetMap).

Source
7-Eleven Nishi-Ikebukuro 4-chome
6 min walk from the station

Convenience store open 24 hours, at block 21 of Nishi-Ikebukuro 4-chome, Toshima Ward. About 170m in a straight line from the centroid of Nishi-Ikebukuro 4-chome (OpenStreetMap).

Source
My Basket
12 min walk from the station

Small grocery supermarket in Nishi-Ikebukuro 3-chome, Toshima Ward. About 520m in a straight line from the centroid of Nishi-Ikebukuro 4-chome (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Chuka Soba Shinagawa
7 min walk from the station

Ramen (chuka soba) shop at block 19 of Nishi-Ikebukuro 4-chome, Toshima Ward. About 230m in a straight line from the centroid of Nishi-Ikebukuro 4-chome (OpenStreetMap).

Source
fra.
7 min walk from the station

Italian restaurant in Chihaya 1-chome, Toshima Ward. About 300m in a straight line from the centroid of Nishi-Ikebukuro 4-chome (OpenStreetMap).

Source
Nanten
1 min walk from the station

Soba noodle shop in front of Shiinamachi Station, in Nagasaki 1-chome, Toshima Ward. About 400m in a straight line from the centroid of Nishi-Ikebukuro 4-chome (OpenStreetMap).

Source

About This Property

This is a two-story wooden detached house in Nishi-Ikebukuro 4-chome, Toshima Ward, a 6-minute walk from Shiinamachi Station on the Seibu Ikebukuro Line. Kanamecho Station on the Tokyo Metro Yurakucho Line is a 13-minute walk and Ikebukuro Station is an 18-minute walk; Shiinamachi is the next station to Ikebukuro on the Seibu Ikebukuro Line. The site is in a Category 1 Exclusively Low-rise Residential Zone (building coverage 60%, floor area ratio 150%) and is also within a quasi-fire prevention district, a special educational district (bunkyo district), a height control district, a Landscape Act area and a residential land development regulation area. Nearby facilities are not listed, so those shown here are taken from OpenStreetMap with straight-line distances from the centroid of Nishi-Ikebukuro 4-chome, not from the property itself.

Built in April 1971 (55 years old), the house is a 1DK with 28.45㎡ of land and 34.43㎡ of floor area (both per the registry), held as freehold. The kitchen, bathroom and toilet were replaced and all rooms were redecorated in February 2025, and it can be handed over immediately. There is no parking. ⚠️ The site faces a 4m-wide private road on the west side with a frontage of only 2m. The listing does not say whether this private road is a road under the Building Standards Act (such as a designated road), so whether the house can be rebuilt needs to be confirmed with the agent and the ward. In the listing photo the gate on the private road is level with the road, with no retaining wall, step or stairway access, and the house stands apart from its neighbors. The east, south and north boundaries are not visible in the photos, but GSI elevation data show no step of around 1m nearby.

For the valuation we counted the block roads in Nishi-Ikebukuro 4-chome on the 2026 (Reiwa 8) route price maps. The 720 and 730 thousand yen/㎡ bands were tied as the most common, so we adopted the lower figure of 720 thousand yen/㎡. The private road the property faces carries no route price, so the band of its frontage has not been identified. Using nearby bands, the assessed ratio would be about 84.4% at 730 thousand yen/㎡, about 77.5% at 670 thousand yen/㎡, and about 71.7% and 69.4% at the lower bands in the block (620 and 600 thousand yen/㎡). As a 55-year-old wooden building past its 22-year statutory useful life, the building is valued at zero, so the ratio of about 83.2% comes from the land alone. Because the roughly 1m between the gate and the house forms a narrow passage, we conservatively deducted about 2.0㎡ (2m x 1m), giving an effective land area of 26.45㎡; without this deduction the ratio would be about 89.5%. The route price rose from 550 thousand yen/㎡ in 2024 to 720 thousand yen/㎡ in 2026, about 30.9% over three years.

⚠️ The listing does not state whether the 13.19㎡ private road share is included in the 28.45㎡ land area or is a separate parcel. If it were included, the lot would be only 15.26㎡; a two-story house of 34.43㎡ would then exceed the 150% floor area ratio and its ground floor would not fit on the lot, so we treated it as a separate parcel and did not deduct it. If it is deducted as part of the land, the ratio would be about 48.0%. ⚠️ The ground-floor area is not listed either; if it exceeds half of the total floor area (about 17.2㎡), it would slightly exceed the 60% coverage limit (17.07㎡), so the building may be legally non-conforming. Whether the 28.45㎡ lot falls below the minimum lot size, and how a rebuild would be treated (including any exemption for pre-existing lots), needs to be confirmed with the ward.

Estimated Financing

Assessed value ¥19,044,000 → estimated loan ¥19,040,000 (83% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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