![[Assessed 86.5%] Detached house in Kashiwa, Chiba — 12 min from Masuo Sta.](https://img01.suumo.com/front/gazo/bukken/030/N010000/img/618/21939618/21939618_0001.jpg)
[Assessed 86.5%] Detached house in Kashiwa, Chiba — 12 min from Masuo Sta.
Property Overview
| Location | Kashiwa, Chiba |
| Nearest Station | Tobu Noda Line (Tobu Urban Park Line) Masuo Sta. |
| Walk | 12 min walk |
| Assessed Ratio | 86.5%Assessed 86.5% |
| Price | ¥22,800,000 |
| Type | Detached house |
| Structure | Wooden |
| Built | Built Dec 2015 (10 years old) |
| Land Area | 135.43㎡ |
| Building Area | 99.63㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| SUUMO | ¥22,800,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥7,773,600 |
| Building assessed value | ¥11,955,600 |
| Total assessed value | ¥19,729,200 |
| Asking price | ¥22,800,000 |
| Assessed ratio | 86.5% |
Calculation basis
- Land assessed value was entered manually by the operator.
- Building = replacement cost ¥220,000/m² × floor area 99.63m² × remaining life 12y ÷ statutory life 22y
- Built Dec 2015 (10 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +10.8%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 74,000 | — |
| 2025 | 78,000 | +5.4% |
| 2026 | 82,000 | +5.1% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
We counted each local road section in Masuo 5-chome on two sheets of the 2026 route price maps, and checked the height difference between the lot and the road, and the treatment of the flag-lot access strip, using listing photos and GSI elevation data.
What We Could Not Confirm
- The listing does not state the direction, width or type of the frontage road, and whether it is a road under the Building Standards Act has not been confirmed.
- With no lot plan, the width and length of the access strip are unknown. If the strip exceeds about 43% of the land (about 58.8 m²), the ratio falls below 80%.
- The southern boundary is not visible in the listing photos, so any height difference there is unconfirmed. GSI elevation data shows the south and east sides as nearly flat, but it may predate the subdivision works and is for reference only.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
A pre-owned detached house in Masuo 5-chome, Kashiwa. It is a 12-minute walk from Masuo Station on the Tobu Noda Line (Tobu Urban Park Line) and a 19-minute walk from Sakasai Station on the same line, in a residential subdivision zoned Category 1 Low-rise Exclusive Residential. According to OpenStreetMap, a convenience store is about 330 m and a supermarket about 680 m from the property in a straight line.
The building is a two-storey wooden house completed in December 2015 (total floor area 99.63 m²) with a 4LDK layout. All rooms face south, with an LDK of about 19 tatami mats, a south garden and a south-facing balcony. Parking for two cars is listed. Utilities are city gas, public water and public sewer. The price is 22.8 million yen and the listing is brokered.
The land is 135.43 m² of freehold (building coverage 50%, floor area ratio 100%) on a flag-shaped lot reached through a narrow access strip. Because the listing notes that the lot includes a 30% access strip, about 40.63 m² was deducted and 94.80 m² was used as effective residential land. The private-road burden is a separate co-ownership share of 0.28 m² and is not included in the land area.
For the route price, we counted every section of local roads in Masuo 5-chome on two sheets of the 2026 route price maps and adopted the most frequent value, 82,000 yen/m² (leasehold ratio D). The same road went from 74,000 (2024) to 78,000 (2025) to 82,000 yen/m² (2026), up about 10.8% in two years. The building is 10 years old, leaving 12 of its 22-year statutory useful life. Land and building together give an assessed ratio of about 86.5%, or about 101.1% without deducting the access strip.
⚠️ The listing does not state the direction, width or type of the road the lot faces. Photos show a paved road roughly 5 m wide, but whether it is a road under the Building Standards Act has not been confirmed. The width and length of the access strip are also unknown because no lot plan is provided; if the strip is larger than the listed 30%, the ratio falls (below 80% if the strip exceeds about 58.8 m², or 43% of the land). When the building turns 11 in December 2026, its remaining life drops by one year and the ratio becomes about 82.2%. The southern boundary is not shown in the photos and needs on-site checking.
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
Learn About Assessed Value and Financing
Our blog explains the basics you need to read the numbers on this page.
不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。
積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。
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